Bank Hapoalim BMBKHPF 61 Net Margin % is 38.55% as of Mar. 2026, which is 39% above its 10-year median of 27.80. GuruFocus rates BKHPF with a GF Score™ of 61/100 and a GF Value™ of $18.61 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Bank Hapoalim BM ranks better than 83.94% on this metric.
The historical rank and industry rank for Bank Hapoalim BM's Net Margin % or its related term are showing as below:
BKHPF'
s Net Margin % Range Over the Past 10 Years
Min: 13.62 Med: 27.8 Max: 40.87
Current: 39.92
BKHPF's Net Margin % is ranked better than 83.94% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BKHPF: 39.92
Bank Hapoalim BM (OTCPK:BKHPF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Hapoalim BM Net Margin % Related Terms
Bank Hapoalim BM Net Margin % Historical Data
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The historical data trend for Bank Hapoalim BM's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Hapoalim BM's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Hapoalim BM Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Hapoalim BM's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Hapoalim BM's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Hapoalim BM (BKHPF) has a Net Margin % of 38.55% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Hapoalim BM and its competitors. This is 39% above median its historical median of 27.80. Over the past decade, Bank Hapoalim BM's Net Margin % has ranged from 13.62 to 40.87. According to the industry distribution chart, Bank Hapoalim BM ranks #245 out of 1526 companies in the Banks industry, placing it in the top 16.1%.
Is Bank Hapoalim BM's Net Margin % too high?
Bank Hapoalim BM's current Net Margin % of 38.55% is 39% above median its 10-year median of 27.80. Over the past 10 years, this metric has ranged from a low of 13.62 to a high of 40.87. The Banks industry median Net Margin % is 26.97. Bank Hapoalim BM's value of 38.55% is 42.9% above this industry median. Based on the distribution chart, Bank Hapoalim BM ranks #245 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Hapoalim BM has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Hapoalim BM's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Bank Hapoalim BM ranks #245 out of 1526 companies for Net Margin %. This places Bank Hapoalim BM in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Bank Hapoalim BM's value of 38.55% is 42.9% above this benchmark. Historically, Bank Hapoalim BM's own Net Margin % has ranged from 13.62 to 40.87 over the past decade. While the company's 10-year median is 27.80 vs. the industry median of 26.97, Bank Hapoalim BM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Hapoalim BM's current Net Margin % of 38.55% is 42.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Hapoalim BM and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Hapoalim BM's current Net Margin % is 38.55%, which is 39% above median its own 10-year median of 27.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Hapoalim BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Hapoalim BM (BKHPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.61, compared to a current price of $26.95 — trading 44.8% above its estimated fair value. The current Net Margin % is 38.55%, which is 39% above median its 10-year median of 27.80 and 42.9% above the Banks industry median of 26.97. Bank Hapoalim BM's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Hapoalim BM (BKHPF), the current Net Margin % is 38.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Hapoalim BM (BKHPF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Hapoalim BM stock appears to be overvalued.
The current stock price of $26.95 is trading 44.8% above its estimated GF Value™ of $18.61.
GuruFocus considers Bank Hapoalim BM to be Significantly Overvalued.
Key valuation signals for BKHPF:
Net Margin %: 38.55% (39% above median its 10-year median of 27.80)
GF Value™: $18.61 vs. price of $26.95 (44.8% above fair value)
Industry Position: 42.9% above the Banks median (#245 of 1526)
No single metric tells the full story. See the BKHPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Hapoalim BM operates as a financial institution offering full commercial banking services. Its services include Treasury Management, Liquidity Services, Financing Services, and Industry Knowledge.
61GF Score
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