BKHPF (Bank Hapoalim BM) Cyclically Adjusted PS Ratio: 4.78 (As of Jul. 22, 2026) — 90% Above Median

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BKHPF Bank Hapoalim BM BKHPF
65 GF Score
Price $23.00
GF Value $15.66
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Bank Hapoalim BM Cyclically Adjusted PS Ratio?

Bank Hapoalim BM BKHPF -14.66% 65 Cyclically Adjusted PS Ratio is 4.78 as of Jul. 22, 2026, which is 90% above its 10-year median of 2.52. GuruFocus rates BKHPF with a GF Score™ of 65/100 and a GF Value™ of $15.66 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,299 Banks companies, Bank Hapoalim BM ranks worse than 77.83% on this metric.

As of today (2026-07-22), Bank Hapoalim BM's current share price is $23.00. Bank Hapoalim BM's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $4.81. Bank Hapoalim BM's Cyclically Adjusted PS Ratio for today is 4.78.

The historical rank and industry rank for Bank Hapoalim BM's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKHPF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.65   Med: 2.52   Max: 5.79
Current: 4.98

During the past years, Bank Hapoalim BM's highest Cyclically Adjusted PS Ratio was 5.79. The lowest was 1.65. And the median was 2.52.

BKHPF's Cyclically Adjusted PS Ratio is ranked worse than
77.83% of 1299 companies
in the Banks industry
Industry Median: 3.37 vs BKHPF: 4.98

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank Hapoalim BM's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.374. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.81 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Hapoalim BM  (OTCPK:BKHPF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank Hapoalim BM Cyclically Adjusted PS Ratio Related Terms


Bank Hapoalim BM Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Hapoalim BM's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Hapoalim BM Cyclically Adjusted PS Ratio Chart

Bank Hapoalim BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.78 2.58 2.54 3.24 5.03

Bank Hapoalim BM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.62 4.59 4.70 5.03 5.01

BKHPF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank Hapoalim BM's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Hapoalim BM Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Hapoalim BM's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Hapoalim BM's Cyclically Adjusted PS Ratio falls into.


BKHPF
65GF Score
Bank Hapoalim BM BKHPF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Hapoalim BM Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank Hapoalim BM's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=23.00/4.81
=4.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Hapoalim BM's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank Hapoalim BM's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.374/330.2130*330.2130
=1.374

Current CPI (Mar. 2026) = 330.2130.

Bank Hapoalim BM Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.960 241.018 1.315
201609 0.871 241.428 1.191
201612 0.449 241.432 0.614
201703 0.875 243.801 1.185
201706 0.773 244.955 1.042
201709 0.790 246.819 1.057
201712 0.740 246.524 0.991
201803 0.774 249.554 1.024
201806 0.866 251.989 1.135
201809 0.848 252.439 1.109
201812 0.877 251.233 1.153
201903 0.776 254.202 1.008
201906 0.845 256.143 1.089
201909 0.789 256.759 1.015
201912 0.817 256.974 1.050
202003 0.806 258.115 1.031
202006 0.775 257.797 0.993
202009 0.806 260.280 1.023
202012 0.785 260.474 0.995
202103 0.873 264.877 1.088
202106 0.863 271.696 1.049
202109 0.888 274.310 1.069
202112 0.868 278.802 1.028
202203 0.943 287.504 1.083
202206 0.995 296.311 1.109
202209 1.167 296.808 1.298
202212 1.268 296.797 1.411
202303 1.309 301.836 1.432
202306 1.402 305.109 1.517
202309 1.297 307.789 1.391
202312 1.201 306.746 1.293
202403 1.245 312.332 1.316
202406 1.398 314.175 1.469
202409 1.381 315.301 1.446
202412 1.348 315.605 1.410
202503 1.404 319.799 1.450
202506 1.591 322.561 1.629
202509 1.660 324.800 1.688
202512 1.280 324.054 1.304
202603 1.374 330.213 1.374

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.78 mean?
Bank Hapoalim BM (BKHPF) has a Cyclically Adjusted PS Ratio of 4.78 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Hapoalim BM and its competitors. This is 90% above median its historical median of 2.52. Over the past decade, Bank Hapoalim BM's Cyclically Adjusted PS Ratio has ranged from 1.65 to 5.79. According to the industry distribution chart, Bank Hapoalim BM ranks #1011 out of 1299 companies in the Banks industry, placing it in the top 77.8%.
Is Bank Hapoalim BM's Cyclically Adjusted PS Ratio too high?
Bank Hapoalim BM's current Cyclically Adjusted PS Ratio of 4.78 is 90% above median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 5.79. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bank Hapoalim BM's value of 4.78 is 41.8% above this industry median. Based on the distribution chart, Bank Hapoalim BM ranks #1011 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Hapoalim BM has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Hapoalim BM's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Hapoalim BM ranks #1011 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Bank Hapoalim BM in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Bank Hapoalim BM's value of 4.78 is 41.8% above this benchmark. Historically, Bank Hapoalim BM's own Cyclically Adjusted PS Ratio has ranged from 1.65 to 5.79 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 3.37, Bank Hapoalim BM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Hapoalim BM's current Cyclically Adjusted PS Ratio of 4.78 is 41.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Hapoalim BM and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Hapoalim BM's current Cyclically Adjusted PS Ratio is 4.78, which is 90% above median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Hapoalim BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Hapoalim BM (BKHPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.66, compared to a current price of $23.00 — trading 46.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.78, which is 90% above median its 10-year median of 2.52 and 41.8% above the Banks industry median of 3.37. Bank Hapoalim BM's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank Hapoalim BM (BKHPF), the current Cyclically Adjusted PS Ratio is 4.78 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Hapoalim BM (BKHPF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Hapoalim BM stock appears to be overvalued. The current stock price of $23.00 is trading 46.9% above its estimated GF Value™ of $15.66. GuruFocus considers Bank Hapoalim BM to be Significantly Overvalued.

Key valuation signals for BKHPF:

  • Cyclically Adjusted PS Ratio: 4.78 (90% above median its 10-year median of 2.52)
  • GF Value™: $15.66 vs. price of $23.00 (46.9% above fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 41.8% above the Banks median (#1011 of 1299)

No single metric tells the full story. See the BKHPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Hapoalim BM Business Description

Other Exchanges BKHYY:USAPOLI:Israel
Address 50 Rothschild Boulevard, Tel Aviv, ISR, 63432
Bank Hapoalim BM operates as a financial institution offering full commercial banking services. Its services include Treasury Management, Liquidity Services, Financing Services, and Industry Knowledge.
65GF Score

Get the complete analysis for BKHPF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.00
Price
$15.66
GF Value