The Travelers (BUE:TRVV) Cyclically Adjusted FCF per Share: ARS7,326.15 (As of Jun. 2026)

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BUE:TRVV The Travelers Companies Inc BUE:TRVV
25 GF Score
Price ARS100,400.00
GF Value ARS75,598.36
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Travelers Cyclically Adjusted FCF per Share?

The Travelers BUE:TRVV 25 Cyclically Adjusted FCF per Share is ARS7,326.15 as of Jun. 2026. GuruFocus rates BUE:TRVV with a GF Score™ of 25/100 and a GF Value™ of ARS75,598.36 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

The Travelers's adjusted free cash flow per share for the three months ended in Jun. 2026 was ARS4,384.526. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ARS7,326.15 for the trailing ten years ended in Jun. 2026.

During the past 12 months, The Travelers's average Cyclically Adjusted FCF Growth Rate was 15.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 13.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 15.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 14.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of The Travelers was 18.10% per year. The lowest was -13.40% per year. And the median was 8.60% per year.

As of today (2026-08-13), The Travelers's current stock price is ARS100400.00. The Travelers's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ARS7,326.15. The Travelers's Cyclically Adjusted Price-to-FCF of today is 13.70.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Travelers was 14.88. The lowest was 7.00. And the median was 9.67.


The Travelers  (BUE:TRVV) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

The Travelers's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=100400.00/7326.15
=13.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Travelers was 14.88. The lowest was 7.00. And the median was 9.67.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


The Travelers Cyclically Adjusted FCF per Share Related Terms


The Travelers Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for The Travelers's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers Cyclically Adjusted FCF per Share Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 628.47 1,204.25 3,797.83 4,861.53 6,305.29

The Travelers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,676.32 7,570.39 6,305.29 7,729.64 7,326.15

BUE:TRVV vs ALL, PGR, CINF: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, The Travelers's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Travelers Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, The Travelers's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where The Travelers's Cyclically Adjusted Price-to-FCF falls into.


BUE:TRVV
25GF Score
The Travelers Companies Inc BUE:TRVV
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Travelers Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Travelers's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4384.526/333.9520*333.9520
=4,384.526

Current CPI (Jun. 2026) = 333.9520.

The Travelers Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 30.065 241.428 41.587
201612 25.972 241.432 35.925
201703 15.277 243.801 20.926
201706 17.606 244.955 24.003
201709 36.189 246.819 48.965
201712 15.159 246.524 20.535
201803 13.449 249.554 17.997
201806 34.730 251.989 46.026
201809 78.454 252.439 103.787
201812 44.361 251.233 58.967
201903 31.129 254.202 40.895
201906 64.467 256.143 84.050
201909 141.060 256.759 183.469
201912 107.537 256.974 139.750
202003 50.267 258.115 65.036
202006 149.415 257.797 193.553
202009 224.086 260.280 287.513
202012 200.283 260.474 256.782
202103 139.215 264.877 175.520
202106 228.374 271.696 280.703
202109 328.093 274.310 399.429
202112 229.223 278.802 274.566
202203 184.070 287.504 213.808
202206 226.461 296.311 255.229
202209 478.773 296.808 538.689
202212 313.997 296.797 353.305
202303 281.458 301.836 311.406
202306 534.091 305.109 584.580
202309 1,522.124 307.789 1,651.509
202312 1,083.656 306.746 1,179.768
202403 1,747.244 312.332 1,868.190
202406 2,140.729 314.175 2,275.486
202409 5,270.822 315.301 5,582.607
202412 2,984.517 315.605 3,158.015
202503 2,076.551 319.799 2,168.451
202506 3,987.926 322.561 4,128.757
202509 8,326.615 324.800 8,561.237
202512 5,749.179 324.054 5,924.784
202603 4,643.788 330.213 4,696.370
202606 4,384.526 333.952 4,384.526

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ARS7,326.15 mean?
The Travelers (BUE:TRVV) has a Cyclically Adjusted FCF per Share of ARS7,326.15 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Travelers and its competitors.
Is The Travelers' Cyclically Adjusted FCF per Share too high?
The Travelers' current Cyclically Adjusted FCF per Share is ARS7,326.15. Overall, The Travelers has a GF Score™ of 25/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' Cyclically Adjusted FCF per Share compare to ALL and PGR?
The Travelers' Cyclically Adjusted FCF per Share of ARS7,326.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Travelers and its competitors. The Travelers's current Cyclically Adjusted FCF per Share is ARS7,326.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BUE:TRVV) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS75,598.36, compared to a current price of ARS100,400.00 — trading 32.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ARS7,326.15. The Travelers' overall GF Score™ is 25/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For The Travelers (BUE:TRVV), the current Cyclically Adjusted FCF per Share is ARS7,326.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (BUE:TRVV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of ARS100,400.00 is trading 32.8% above its estimated GF Value™ of ARS75,598.36. GuruFocus considers The Travelers to be Significantly Overvalued.

Key valuation signals for BUE:TRVV:

  • Cyclically Adjusted FCF per Share: ARS7,326.15
  • GF Value™: ARS75,598.36 vs. price of ARS100,400.00 (32.8% above fair value)
  • GF Score™: 25/100 with 6 warning signs

No single metric tells the full story. See the BUE:TRVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
25GF Score

Get the complete analysis for BUE:TRVV

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS100,400.00
Price
ARS75,598.36
GF Value