The Travelers (BUE:TRVV) E10: ARS3,819.61 (As of Jun. 2026)

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BUE:TRVV The Travelers Companies Inc BUE:TRVV
23 GF Score
Price ARS99,950.00
GF Value ARS72,227.98
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Travelers E10?

The Travelers BUE:TRVV 23 E10 is ARS3,819.61 as of Jun. 2026. GuruFocus rates BUE:TRVV with a GF Score™ of 23/100 and a GF Value™ of ARS72,227.98 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Travelers's adjusted earnings per share data for the three months ended in Jun. 2026 was ARS5,015.057. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ARS3,819.61 for the trailing ten years ended in Jun. 2026.

During the past 12 months, The Travelers's average E10 Growth Rate was 20.00% per year. During the past 3 years, the average E10 Growth Rate was 7.90% per year. During the past 5 years, the average E10 Growth Rate was 9.30% per year. During the past 10 years, the average E10 Growth Rate was 7.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Travelers was 19.50% per year. The lowest was -7.00% per year. And the median was 7.20% per year.

As of today (2026-07-25), The Travelers's current stock price is ARS99950.00. The Travelers's E10 for the quarter that ended in Jun. 2026 was ARS3,819.61. The Travelers's Shiller PE Ratio of today is 26.17.

During the past 13 years, the highest Shiller PE Ratio of The Travelers was 22.67. The lowest was 9.83. And the median was 15.40.


The Travelers  (BUE:TRVV) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Travelers's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=99950.00/3819.61
=26.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Travelers was 22.67. The lowest was 9.83. And the median was 15.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Travelers E10 Related Terms


The Travelers E10 Historical Data

* Premium members only.

The historical data trend for The Travelers's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers E10 Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 391.44 712.34 2,055.94 2,516.54 3,187.76

The Travelers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,338.16 3,755.91 3,187.76 3,946.48 3,819.61

BUE:TRVV vs ALL, CINF, WRB: E10 Comparison

For the Insurance - Property & Casualty subindustry, The Travelers's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Travelers Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Travelers's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Travelers's Shiller PE Ratio falls into.


BUE:TRVV
23GF Score
The Travelers Companies Inc BUE:TRVV
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Travelers E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Travelers's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5015.057/333.9520*333.9520
=5,015.057

Current CPI (Jun. 2026) = 333.9520.

The Travelers Quarterly Data

per share eps CPI Adj_EPS
201609 12.060 241.428 16.682
201612 17.159 241.432 23.735
201703 11.040 243.801 15.122
201706 11.481 244.955 15.652
201709 6.072 246.819 8.216
201712 12.477 246.524 16.902
201803 16.091 249.554 21.533
201806 15.802 251.989 20.942
201809 31.816 252.439 42.089
201812 26.503 251.233 35.229
201903 38.570 254.202 50.670
201906 30.963 256.143 40.369
201909 27.683 256.759 36.006
201912 66.080 256.974 85.875
202003 47.725 258.115 61.747
202006 -3.615 257.797 -4.683
202009 79.132 260.280 101.530
202012 136.963 260.474 175.599
202103 85.315 264.877 107.564
202106 114.415 271.696 140.632
202109 84.541 274.310 102.922
202112 178.964 278.802 214.365
202203 147.046 287.504 170.802
202206 90.139 296.311 101.590
202209 86.663 296.808 97.508
202212 190.316 296.797 214.141
202303 269.241 301.836 297.889
202306 -5.544 305.109 -6.068
202309 200.941 307.789 218.022
202312 832.719 306.746 906.575
202403 1,334.520 312.332 1,426.897
202406 676.729 314.175 719.328
202409 1,700.064 315.301 1,800.628
202412 2,986.368 315.605 3,159.974
202503 598.047 319.799 624.514
202506 2,558.369 322.561 2,648.716
202509 3,692.707 324.800 3,796.758
202512 5,297.645 324.054 5,459.458
202603 3,589.854 330.213 3,630.502
202606 5,015.057 333.952 5,015.057

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ARS3,819.61 mean?
The Travelers (BUE:TRVV) has a E10 of ARS3,819.61 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Travelers and its competitors.
Is The Travelers' E10 too high?
The Travelers' current E10 is ARS3,819.61. Overall, The Travelers has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' E10 compare to ALL and CINF?
The Travelers' E10 of ARS3,819.61 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Travelers and its competitors. The Travelers's current E10 is ARS3,819.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BUE:TRVV) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS72,227.98, compared to a current price of ARS99,950.00 — trading 38.4% above its estimated fair value. The current E10 is ARS3,819.61. The Travelers' overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For The Travelers (BUE:TRVV), the current E10 is ARS3,819.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (BUE:TRVV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of ARS99,950.00 is trading 38.4% above its estimated GF Value™ of ARS72,227.98. GuruFocus considers The Travelers to be Significantly Overvalued.

Key valuation signals for BUE:TRVV:

  • E10: ARS3,819.61
  • GF Value™: ARS72,227.98 vs. price of ARS99,950.00 (38.4% above fair value)
  • GF Score™: 23/100 with 6 warning signs

No single metric tells the full story. See the BUE:TRVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
23GF Score

Get the complete analysis for BUE:TRVV

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS99,950.00
Price
ARS72,227.98
GF Value