The Travelers (BUE:TRVV) Cyclically Adjusted PS Ratio: 2.44 (As of Aug. 25, 2026) — 55% Above Median

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BUE:TRVV The Travelers Companies Inc BUE:TRVV
23 GF Score
Price ARS96,225.00
GF Value ARS72,038.26
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Travelers Cyclically Adjusted PS Ratio?

The Travelers BUE:TRVV 23 Cyclically Adjusted PS Ratio is 2.44 as of Aug. 25, 2026, which is 55% above its 10-year median of 1.57. GuruFocus rates BUE:TRVV with a GF Score™ of 23/100 and a GF Value™ of ARS72,038.26 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 405 Insurance companies, The Travelers ranks worse than 74.57% on this metric.

As of today (2026-08-25), The Travelers's current share price is ARS96225.00. The Travelers's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ARS39,477.55. The Travelers's Cyclically Adjusted PS Ratio for today is 2.44.

The historical rank and industry rank for The Travelers's Cyclically Adjusted PS Ratio or its related term are showing as below:

BUE:TRVV' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.97   Med: 1.57   Max: 2.19
Current: 2.1

During the past years, The Travelers's highest Cyclically Adjusted PS Ratio was 2.19. The lowest was 0.97. And the median was 1.57.

BUE:TRVV's Cyclically Adjusted PS Ratio is ranked worse than
74.57% of 405 companies
in the Insurance industry
Industry Median: 1.25 vs BUE:TRVV: 2.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Travelers's adjusted revenue per share data for the three months ended in Jun. 2026 was ARS27,810.615. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ARS39,477.55 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Travelers  (BUE:TRVV) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Travelers Cyclically Adjusted PS Ratio Related Terms


The Travelers Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Travelers's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers Cyclically Adjusted PS Ratio Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.49 1.37 1.58 1.74

The Travelers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 1.70 1.74 1.69 1.87

BUE:TRVV vs ALL, PGR, CINF: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, The Travelers's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Travelers Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Travelers's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Travelers's Cyclically Adjusted PS Ratio falls into.


BUE:TRVV
23GF Score
The Travelers Companies Inc BUE:TRVV
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Travelers Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Travelers's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=96225.00/39477.55
=2.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, The Travelers's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=27810.615/333.9520*333.9520
=27,810.615

Current CPI (Jun. 2026) = 333.9520.

The Travelers Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 118.239 241.428 163.552
201612 132.870 241.432 183.788
201703 125.064 243.801 171.309
201706 139.602 244.955 190.322
201709 153.141 246.819 207.203
201712 170.360 246.524 230.777
201803 176.874 249.554 236.692
201806 226.991 251.989 300.823
201809 349.425 252.439 462.255
201812 364.810 251.233 484.924
201903 373.692 254.202 490.929
201906 438.017 256.143 571.074
201909 564.876 256.759 734.702
201912 614.074 256.974 798.023
202003 632.976 258.115 818.951
202006 664.555 257.797 860.869
202009 797.212 260.280 1,022.862
202012 884.680 260.474 1,134.242
202103 972.513 264.877 1,226.126
202106 1,072.949 271.696 1,318.803
202109 1,136.003 274.310 1,382.999
202112 1,220.759 278.802 1,462.238
202203 1,280.785 287.504 1,487.704
202206 1,504.689 296.311 1,695.833
202209 1,794.821 296.808 2,019.434
202212 2,258.672 296.797 2,541.427
202303 2,698.884 301.836 2,986.051
202306 3,481.764 305.109 3,810.907
202309 5,314.440 307.789 5,766.184
202312 5,632.537 306.746 6,132.100
202403 13,455.457 312.332 14,386.860
202406 14,403.008 314.175 15,309.663
202409 16,191.966 315.301 17,149.769
202412 17,370.638 315.605 18,380.442
202503 18,032.399 319.799 18,830.439
202506 20,701.675 322.561 21,432.739
202509 24,564.204 324.800 25,256.358
202512 26,619.664 324.054 27,432.743
202603 25,192.235 330.213 25,477.487
202606 27,810.615 333.952 27,810.615

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.44 mean?
The Travelers (BUE:TRVV) has a Cyclically Adjusted PS Ratio of 2.44 as of Aug. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Travelers and its competitors. This is 55% above median its historical median of 1.57. Over the past decade, The Travelers' Cyclically Adjusted PS Ratio has ranged from 0.97 to 2.19. According to the industry distribution chart, The Travelers ranks #302 out of 405 companies in the Insurance industry, placing it in the top 74.6%.
Is The Travelers' Cyclically Adjusted PS Ratio too high?
The Travelers' current Cyclically Adjusted PS Ratio of 2.44 is 55% above median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 2.19. The Insurance industry median Cyclically Adjusted PS Ratio is 1.25. The Travelers' value of 2.44 is 95.2% above this industry median. Based on the distribution chart, The Travelers ranks #302 out of 405 companies in the Insurance industry, which is below the industry midpoint. Overall, The Travelers has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' Cyclically Adjusted PS Ratio compare to ALL and PGR?
According to the Insurance industry distribution chart, The Travelers ranks #302 out of 405 companies for Cyclically Adjusted PS Ratio. This places The Travelers in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.25. The Travelers' value of 2.44 is 95.2% above this benchmark. Historically, The Travelers' own Cyclically Adjusted PS Ratio has ranged from 0.97 to 2.19 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 1.25, The Travelers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.25, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current Cyclically Adjusted PS Ratio of 2.44 is 95.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Travelers and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current Cyclically Adjusted PS Ratio is 2.44, which is 55% above median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BUE:TRVV) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS72,038.26, compared to a current price of ARS96,225.00 — trading 33.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.44, which is 55% above median its 10-year median of 1.57 and 95.2% above the Insurance industry median of 1.25. The Travelers' overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Travelers (BUE:TRVV), the current Cyclically Adjusted PS Ratio is 2.44 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (BUE:TRVV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of ARS96,225.00 is trading 33.6% above its estimated GF Value™ of ARS72,038.26. GuruFocus considers The Travelers to be Significantly Overvalued.

Key valuation signals for BUE:TRVV:

  • Cyclically Adjusted PS Ratio: 2.44 (55% above median its 10-year median of 1.57)
  • GF Value™: ARS72,038.26 vs. price of ARS96,225.00 (33.6% above fair value)
  • GF Score™: 23/100 with 6 warning signs
  • Industry Position: 95.2% above the Insurance median (#302 of 405)

No single metric tells the full story. See the BUE:TRVV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
23GF Score

Get the complete analysis for BUE:TRVV

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS96,225.00
Price
ARS72,038.26
GF Value