Islami Bank Bangladesh (DHA:IBBLPBOND) Cyclically Adjusted FCF per Share: BDT387.94 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IBBLPBOND Islami Bank Bangladesh PLC DHA:IBBLPBOND
60 GF Score
Price BDT756.00
GF Value BDT478.18
! 1 Warning Sign
View Full Analysis

What is Islami Bank Bangladesh Cyclically Adjusted FCF per Share?

Islami Bank Bangladesh DHA:IBBLPBOND 60 Cyclically Adjusted FCF per Share is BDT387.94 as of Mar. 2026. GuruFocus rates DHA:IBBLPBOND with a GF Score™ of 60/100 and a GF Value™ of BDT478.18. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Islami Bank Bangladesh's adjusted free cash flow per share for the three months ended in Mar. 2026 was BDT1.309. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT387.94 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Islami Bank Bangladesh's average Cyclically Adjusted FCF Growth Rate was 33.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-20), Islami Bank Bangladesh's current stock price is BDT756.00. Islami Bank Bangladesh's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was BDT387.94. Islami Bank Bangladesh's Cyclically Adjusted Price-to-FCF of today is 1.95.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Islami Bank Bangladesh was 2.94. The lowest was 1.46. And the median was 2.24.


Islami Bank Bangladesh  (DHA:IBBLPBOND) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Islami Bank Bangladesh's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=756.00/387.94
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Islami Bank Bangladesh was 2.94. The lowest was 1.46. And the median was 2.24.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Islami Bank Bangladesh Cyclically Adjusted FCF per Share Related Terms


Islami Bank Bangladesh Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Islami Bank Bangladesh's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Bank Bangladesh Cyclically Adjusted FCF per Share Chart

Islami Bank Bangladesh Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 421.56

Islami Bank Bangladesh Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 257.21 342.72 320.57 421.56 387.94

Islami Bank Bangladesh Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Islami Bank Bangladesh's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Bank Bangladesh Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Islami Bank Bangladesh's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Islami Bank Bangladesh's Cyclically Adjusted Price-to-FCF falls into.


DHA:IBBLPBOND
60GF Score
Islami Bank Bangladesh PLC DHA:IBBLPBOND
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islami Bank Bangladesh Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Islami Bank Bangladesh's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.309/330.2130*330.2130
=1.309

Current CPI (Mar. 2026) = 330.2130.

Islami Bank Bangladesh Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 3.793 241.018 5.197
201609 4.515 241.428 6.175
201612 -7.212 241.432 -9.864
201703 -3.963 243.801 -5.368
201706 -10.270 244.955 -13.845
201709 2.430 246.819 3.251
201712 12.588 246.524 16.861
201803 -13.399 249.554 -17.730
201806 2.566 251.989 3.363
201809 -0.608 252.439 -0.795
201812 8.134 251.233 10.691
201903 15.441 254.202 20.058
201906 3.999 256.143 5.155
201909 8.591 256.759 11.049
201912 -0.256 256.974 -0.329
202003 12.477 258.115 15.962
202006 9.278 257.797 11.884
202009 38.273 260.280 48.556
202012 20.963 260.474 26.576
202103 33.494 264.877 41.756
202106 3.164 271.696 3.845
202109 20.287 274.310 24.421
202112 -16.714 278.802 -19.796
202203 23.872 287.504 27.418
202206 -36.568 296.311 -40.752
202209 -32.524 296.808 -36.184
202212 -11.194 296.797 -12.454
202303 -52.256 301.836 -57.169
202306 12.744 305.109 13.793
202309 -8.927 307.789 -9.577
202312 37.461 306.746 40.327
202403 -28.205 312.332 -29.820
202406 83.015 314.175 87.253
202409 -57.455 315.301 -60.172
202412 58.787 315.605 61.508
202503 -16.282 319.799 -16.812
202506 34.684 322.561 35.507
202509 -5.259 324.800 -5.347
202512 12.985 324.054 13.232
202603 1.309 330.213 1.309

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT387.94 mean?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a Cyclically Adjusted FCF per Share of BDT387.94 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors.
Is Islami Bank Bangladesh's Cyclically Adjusted FCF per Share too high?
Islami Bank Bangladesh's current Cyclically Adjusted FCF per Share is BDT387.94. Overall, Islami Bank Bangladesh has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Islami Bank Bangladesh's Cyclically Adjusted FCF per Share compare to competitors?
Islami Bank Bangladesh's Cyclically Adjusted FCF per Share of BDT387.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors. Islami Bank Bangladesh's current Cyclically Adjusted FCF per Share is BDT387.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Bank Bangladesh stock overvalued right now?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a current Cyclically Adjusted FCF per Share of BDT387.94. The stock's GF Value™ is BDT478.18, compared to a current price of BDT756.00 — trading 58.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT387.94. Islami Bank Bangladesh's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Islami Bank Bangladesh (DHA:IBBLPBOND), the current Cyclically Adjusted FCF per Share is BDT387.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Bank Bangladesh (DHA:IBBLPBOND) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Bank Bangladesh stock appears to be overvalued. The current stock price of BDT756.00 is trading 58.1% above its estimated GF Value™ of BDT478.18.

Key valuation signals for DHA:IBBLPBOND:

  • Cyclically Adjusted FCF per Share: BDT387.94
  • GF Value™: BDT478.18 vs. price of BDT756.00 (58.1% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the DHA:IBBLPBOND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Bank Bangladesh Business Description

Other Exchanges ISLAMIBANK:Bangladesh
Address Islami Bank Tower, 40, Dilkusha Commercial Area, Dhaka, BGD, 1000
Islami Bank Bangladesh PLC is a commercial bank in South East Asia operating under Islamic Shari'ah principles. It offers a variety of Shari'ah-compliant banking services, including Mudaraba, Musharaka, Bai-Murabaha, and Ujarah. The bank promotes Islamic micro-finance aimed at improving living standards through rural and urban development schemes. It provides mobile financial services through the mCash platform and digital banking services via the CellFin app, which includes account opening, fund transfers, international remittances, payments, donations, and savings. Islami Bank also operates an Offshore Banking Unit and offers corporate banking, inter-bank fund transfers, utility bill and e-Hajj payments, locker services, and electronic government procurement (e-GP) payment solutions.
60GF Score

Get the complete analysis for DHA:IBBLPBOND

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT756.00
Price
BDT478.18
GF Value