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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Islami Bank Bangladesh's annualized net income for the quarter that ended in Mar. 2026 was BDT-11,529 Mil. Islami Bank Bangladesh's average shareholder tangible equity for the quarter that ended in Mar. 2026 was BDT70,073 Mil. Therefore, Islami Bank Bangladesh's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -16.45%.
The historical rank and industry rank for Islami Bank Bangladesh's Return-on-Tangible-Equity or its related term are showing as below:
DHA:IBBLPBOND'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.54 Med: 9.04 Max: 11.91
Current: -2.54
During the past 13 years, Islami Bank Bangladesh's highest Return-on-Tangible-Equity was 11.91%. The lowest was -2.54%. And the median was 9.04%.
DHA:IBBLPBOND's Return-on-Tangible-Equity is ranked worse than 97.18% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs DHA:IBBLPBOND: -2.54
Islami Bank Bangladesh (DHA:IBBLPBOND) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Islami Bank Bangladesh Return-on-Tangible-Equity Related Terms
Islami Bank Bangladesh Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Islami Bank Bangladesh's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Bank Bangladesh Return-on-Tangible-Equity Chart
Islami Bank Bangladesh Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Islami Bank Bangladesh's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Bank Bangladesh Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Islami Bank Bangladesh's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Islami Bank Bangladesh's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -16.45% mean?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a Return-on-Tangible-Equity of -16.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Islami Bank Bangladesh and its competitors. According to the industry distribution chart, Islami Bank Bangladesh ranks #1480 out of 1523 companies in the Banks industry, placing it in the top 97.2%.
Is Islami Bank Bangladesh's Return-on-Tangible-Equity too high?
Islami Bank Bangladesh's current Return-on-Tangible-Equity is -16.45%. Based on the distribution chart, Islami Bank Bangladesh ranks #1480 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Islami Bank Bangladesh has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Islami Bank Bangladesh's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Islami Bank Bangladesh ranks #1480 out of 1523 companies for Return-on-Tangible-Equity. This places Islami Bank Bangladesh in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Islami Bank Bangladesh and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Bank Bangladesh's current Return-on-Tangible-Equity is -16.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Bank Bangladesh stock overvalued right now?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a current Return-on-Tangible-Equity of -16.45%. The stock's GF Value™ is BDT496.00, compared to a current price of BDT756.00 — trading 52.4% above its estimated fair value. The current Return-on-Tangible-Equity is -16.45%. Islami Bank Bangladesh's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Islami Bank Bangladesh (DHA:IBBLPBOND), the current Return-on-Tangible-Equity is -16.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Bank Bangladesh (DHA:IBBLPBOND) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Bank Bangladesh stock appears to be overvalued.
The current stock price of BDT756.00 is trading 52.4% above its estimated GF Value™ of BDT496.00.
Key valuation signals for DHA:IBBLPBOND:
Return-on-Tangible-Equity: -16.45%
GF Value™: BDT496.00 vs. price of BDT756.00 (52.4% above fair value)
No single metric tells the full story. See the DHA:IBBLPBOND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Bank Bangladesh PLC is a commercial bank in South East Asia operating under Islamic Shari'ah principles. It offers a variety of Shari'ah-compliant banking services, including Mudaraba, Musharaka, Bai-Murabaha, and Ujarah. The bank promotes Islamic micro-finance aimed at improving living standards through rural and urban development schemes. It provides mobile financial services through the mCash platform and digital banking services via the CellFin app, which includes account opening, fund transfers, international remittances, payments, donations, and savings. Islami Bank also operates an Offshore Banking Unit and offers corporate banking, inter-bank fund transfers, utility bill and e-Hajj payments, locker services, and electronic government procurement (e-GP) payment solutions.
60GF Score
Get the complete analysis for DHA:IBBLPBOND
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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