Islami Bank Bangladesh (DHA:IBBLPBOND) Cyclically Adjusted PS Ratio: 1.01 (As of Sep. 05, 2026) — 14% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IBBLPBOND Islami Bank Bangladesh PLC DHA:IBBLPBOND
60 GF Score
Price BDT756.00
GF Value BDT429.51
! 2 Warning Signs
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What is Islami Bank Bangladesh Cyclically Adjusted PS Ratio?

Islami Bank Bangladesh DHA:IBBLPBOND 60 Cyclically Adjusted PS Ratio is 1.01 as of Sep. 05, 2026, which is 14% below its 10-year median of 1.18. GuruFocus rates DHA:IBBLPBOND with a GF Score™ of 60/100 and a GF Value™ of BDT429.51. The stock has 2 warning signs investors should review. Among 1,301 Banks companies, Islami Bank Bangladesh ranks better than 92.77% on this metric.

As of today (2026-09-05), Islami Bank Bangladesh's current share price is BDT756.00. Islami Bank Bangladesh's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was BDT751.25. Islami Bank Bangladesh's Cyclically Adjusted PS Ratio for today is 1.01.

The historical rank and industry rank for Islami Bank Bangladesh's Cyclically Adjusted PS Ratio or its related term are showing as below:

DHA:IBBLPBOND' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.86   Med: 1.18   Max: 1.67
Current: 0.86

During the past years, Islami Bank Bangladesh's highest Cyclically Adjusted PS Ratio was 1.67. The lowest was 0.86. And the median was 1.18.

DHA:IBBLPBOND's Cyclically Adjusted PS Ratio is ranked better than
92.77% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs DHA:IBBLPBOND: 0.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Islami Bank Bangladesh's adjusted revenue per share data for the three months ended in Jun. 2026 was BDT0.396. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BDT751.25 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Islami Bank Bangladesh  (DHA:IBBLPBOND) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Islami Bank Bangladesh Cyclically Adjusted PS Ratio Related Terms


Islami Bank Bangladesh Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Islami Bank Bangladesh's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Bank Bangladesh Cyclically Adjusted PS Ratio Chart

Islami Bank Bangladesh Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.04

Islami Bank Bangladesh Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.28 1.04 1.21 1.01

Islami Bank Bangladesh Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Islami Bank Bangladesh's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Bank Bangladesh Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Islami Bank Bangladesh's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Islami Bank Bangladesh's Cyclically Adjusted PS Ratio falls into.


DHA:IBBLPBOND
60GF Score
Islami Bank Bangladesh PLC DHA:IBBLPBOND
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Islami Bank Bangladesh Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Islami Bank Bangladesh's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=756.00/751.25
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Bank Bangladesh's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Islami Bank Bangladesh's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.396/333.9520*333.9520
=0.396

Current CPI (Jun. 2026) = 333.9520.

Islami Bank Bangladesh Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.663 241.428 6.450
201612 5.452 241.432 7.541
201703 5.389 243.801 7.382
201706 5.569 244.955 7.592
201709 5.480 246.819 7.415
201712 5.944 246.524 8.052
201803 5.296 249.554 7.087
201806 6.305 251.989 8.356
201809 6.437 252.439 8.516
201812 6.708 251.233 8.917
201903 6.482 254.202 8.516
201906 7.006 256.143 9.134
201909 5.910 256.759 7.687
201912 6.951 256.974 9.033
202003 6.272 258.115 8.115
202006 6.894 257.797 8.931
202009 5.829 260.280 7.479
202012 5.746 260.474 7.367
202103 6.103 264.877 7.695
202106 7.780 271.696 9.563
202109 5.918 274.310 7.205
202112 6.193 278.802 7.418
202203 7.095 287.504 8.241
202206 8.494 296.311 9.573
202209 7.014 296.808 7.892
202212 8.470 296.797 9.530
202303 7.311 301.836 8.089
202306 10.095 305.109 11.049
202309 9.052 307.789 9.821
202312 9.449 306.746 10.287
202403 8.157 312.332 8.722
202406 12.528 314.175 13.317
202409 10.215 315.301 10.819
202412 5.465 315.605 5.783
202503 6.566 319.799 6.857
202506 6.727 322.561 6.965
202509 5.761 324.800 5.923
202512 3.244 324.054 3.343
202603 3.917 330.213 3.961
202606 0.396 333.952 0.396

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.01 mean?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a Cyclically Adjusted PS Ratio of 1.01 as of Sep. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors. This is 14% below median its historical median of 1.18. Over the past decade, Islami Bank Bangladesh's Cyclically Adjusted PS Ratio has ranged from 0.86 to 1.67. According to the industry distribution chart, Islami Bank Bangladesh ranks #94 out of 1301 companies in the Banks industry, placing it in the top 7.2%.
Is Islami Bank Bangladesh's Cyclically Adjusted PS Ratio too high?
Islami Bank Bangladesh's current Cyclically Adjusted PS Ratio of 1.01 is 14% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 1.67. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Islami Bank Bangladesh's value of 1.01 is 70.6% below this industry median. Based on the distribution chart, Islami Bank Bangladesh ranks #94 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Islami Bank Bangladesh has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Islami Bank Bangladesh's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Islami Bank Bangladesh ranks #94 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Islami Bank Bangladesh in the top 7% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.43. Islami Bank Bangladesh's value of 1.01 is 70.6% below this benchmark. Historically, Islami Bank Bangladesh's own Cyclically Adjusted PS Ratio has ranged from 0.86 to 1.67 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 3.43, Islami Bank Bangladesh has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Bank Bangladesh's current Cyclically Adjusted PS Ratio of 1.01 is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Bank Bangladesh's current Cyclically Adjusted PS Ratio is 1.01, which is 14% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Bank Bangladesh stock overvalued right now?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a current Cyclically Adjusted PS Ratio of 1.01. The stock's GF Value™ is BDT429.51, compared to a current price of BDT756.00 — trading 76% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.01, which is 14% below median its 10-year median of 1.18 and 70.6% below the Banks industry median of 3.43. Islami Bank Bangladesh's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Islami Bank Bangladesh (DHA:IBBLPBOND), the current Cyclically Adjusted PS Ratio is 1.01 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Bank Bangladesh (DHA:IBBLPBOND) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Bank Bangladesh stock appears to be overvalued. The current stock price of BDT756.00 is trading 76% above its estimated GF Value™ of BDT429.51.

Key valuation signals for DHA:IBBLPBOND:

  • Cyclically Adjusted PS Ratio: 1.01 (14% below median its 10-year median of 1.18)
  • GF Value™: BDT429.51 vs. price of BDT756.00 (76% above fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 70.6% below the Banks median (#94 of 1301)

No single metric tells the full story. See the DHA:IBBLPBOND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Bank Bangladesh Business Description

Other Exchanges ISLAMIBANK:Bangladesh
Address Islami Bank Tower, 40, Dilkusha Commercial Area, Dhaka, BGD, 1000
Islami Bank Bangladesh PLC is a commercial bank in South East Asia operating under Islamic Shari'ah principles. It offers a variety of Shari'ah-compliant banking services, including Mudaraba, Musharaka, Bai-Murabaha, and Ujarah. The bank promotes Islamic micro-finance aimed at improving living standards through rural and urban development schemes. It provides mobile financial services through the mCash platform and digital banking services via the CellFin app, which includes account opening, fund transfers, international remittances, payments, donations, and savings. Islami Bank also operates an Offshore Banking Unit and offers corporate banking, inter-bank fund transfers, utility bill and e-Hajj payments, locker services, and electronic government procurement (e-GP) payment solutions.
60GF Score

Get the complete analysis for DHA:IBBLPBOND

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT756.00
Price
BDT429.51
GF Value