Islami Bank Bangladesh (DHA:IBBLPBOND) ROE %: -16.45% (As of Mar. 2026)


DHA:IBBLPBOND Islami Bank Bangladesh PLC DHA:IBBLPBOND
60 GF Score
Price BDT756.00
GF Value BDT472.67
! 1 Warning Sign
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What is Islami Bank Bangladesh ROE %?

Islami Bank Bangladesh DHA:IBBLPBOND 60 ROE % is -16.45% as of Mar. 2026. GuruFocus rates DHA:IBBLPBOND with a GF Score™ of 60/100 and a GF Value™ of BDT472.67. The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Islami Bank Bangladesh ranks worse than 97.05% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Islami Bank Bangladesh's annualized net income for the quarter that ended in Mar. 2026 was BDT-11,529 Mil. Islami Bank Bangladesh's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was BDT70,101 Mil. Therefore, Islami Bank Bangladesh's annualized ROE % for the quarter that ended in Mar. 2026 was -16.45%.

The historical rank and industry rank for Islami Bank Bangladesh's ROE % or its related term are showing as below:

DHA:IBBLPBOND' s ROE % Range Over the Past 10 Years
Min: -2.54   Med: 9.02   Max: 11.89
Current: -2.54

During the past 13 years, Islami Bank Bangladesh's highest ROE % was 11.89%. The lowest was -2.54%. And the median was 9.02%.

DHA:IBBLPBOND's ROE % is ranked worse than
97.05% of 1527 companies
in the Banks industry
Industry Median: 10.23 vs DHA:IBBLPBOND: -2.54

Islami Bank Bangladesh  (DHA:IBBLPBOND) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-11528.752/70101.4735
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-11528.752 / 25227.648)*(25227.648 / 2370240.599)*(2370240.599 / 70101.4735)
=Net Margin %*Asset Turnover*Equity Multiplier
=-45.7 %*0.0106*33.8116
=ROA %*Equity Multiplier
=-0.48 %*33.8116
=-16.45 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-11528.752/70101.4735
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-11528.752 / -10985.632) * (-10985.632 / 25227.648) * (25227.648 / 2370240.599) * (2370240.599 / 70101.4735)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1.0494 * -43.55 % * 0.0106 * 33.8116
=-16.45 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Islami Bank Bangladesh ROE % Related Terms


Islami Bank Bangladesh ROE % Historical Data

* Premium members only.

The historical data trend for Islami Bank Bangladesh's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Bank Bangladesh ROE % Chart

Islami Bank Bangladesh Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.49 9.12 8.92 1.51 1.91

Islami Bank Bangladesh Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 2.06 1.77 2.04 -16.45

Islami Bank Bangladesh ROE % Competitor Comparison

For the Banks - Regional subindustry, Islami Bank Bangladesh's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Bank Bangladesh ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Islami Bank Bangladesh's ROE % distribution charts can be found below:

* The bar in red indicates where Islami Bank Bangladesh's ROE % falls into.


DHA:IBBLPBOND
60GF Score
Islami Bank Bangladesh PLC DHA:IBBLPBOND
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Islami Bank Bangladesh ROE % Calculation

Islami Bank Bangladesh's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1363.418/( (71417.294+71678.072)/ 2 )
=1363.418/71547.683
=1.91 %

Islami Bank Bangladesh's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-11528.752/( (71678.072+68524.875)/ 2 )
=-11528.752/70101.4735
=-16.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -16.45% mean?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a ROE % of -16.45% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Islami Bank Bangladesh and its competitors. According to the industry distribution chart, Islami Bank Bangladesh ranks #1482 out of 1527 companies in the Banks industry, placing it in the top 97.1%.
Is Islami Bank Bangladesh's ROE % too high?
Islami Bank Bangladesh's current ROE % is -16.45%. Based on the distribution chart, Islami Bank Bangladesh ranks #1482 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Islami Bank Bangladesh has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Islami Bank Bangladesh's ROE % compare to competitors?
According to the Banks industry distribution chart, Islami Bank Bangladesh ranks #1482 out of 1527 companies for ROE %. This places Islami Bank Bangladesh in the lower half of its industry. The industry median ROE % is 10.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Islami Bank Bangladesh and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Bank Bangladesh's current ROE % is -16.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Bank Bangladesh stock overvalued right now?
Islami Bank Bangladesh (DHA:IBBLPBOND) has a current ROE % of -16.45%. The stock's GF Value™ is BDT472.67, compared to a current price of BDT756.00 — trading 59.9% above its estimated fair value. The current ROE % is -16.45%. Islami Bank Bangladesh's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Islami Bank Bangladesh (DHA:IBBLPBOND), the current ROE % is -16.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islami Bank Bangladesh (DHA:IBBLPBOND) Overvalued in 2026?

Based on GuruFocus' analysis, Islami Bank Bangladesh stock appears to be overvalued. The current stock price of BDT756.00 is trading 59.9% above its estimated GF Value™ of BDT472.67.

Key valuation signals for DHA:IBBLPBOND:

  • ROE %: -16.45%
  • GF Value™: BDT472.67 vs. price of BDT756.00 (59.9% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the DHA:IBBLPBOND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islami Bank Bangladesh Business Description

Other Exchanges ISLAMIBANK:Bangladesh
Address Islami Bank Tower, 40, Dilkusha Commercial Area, Dhaka, BGD, 1000
Islami Bank Bangladesh PLC is a commercial bank in South East Asia operating under Islamic Shari'ah principles. It offers a variety of Shari'ah-compliant banking services, including Mudaraba, Musharaka, Bai-Murabaha, and Ujarah. The bank promotes Islamic micro-finance aimed at improving living standards through rural and urban development schemes. It provides mobile financial services through the mCash platform and digital banking services via the CellFin app, which includes account opening, fund transfers, international remittances, payments, donations, and savings. Islami Bank also operates an Offshore Banking Unit and offers corporate banking, inter-bank fund transfers, utility bill and e-Hajj payments, locker services, and electronic government procurement (e-GP) payment solutions.
60GF Score

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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT756.00
Price
BDT472.67
GF Value