WSFS Financial (FRA:WF4) Cyclically Adjusted FCF per Share: €3.34 (As of Jun. 2026)

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FRA:WF4 WSFS Financial Corp FRA:WF4
74 GF Score
Price €70.00
GF Value €50.83
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is WSFS Financial Cyclically Adjusted FCF per Share?

WSFS Financial FRA:WF4 -1.41% 74 Cyclically Adjusted FCF per Share is €3.34 as of Jun. 2026. GuruFocus rates FRA:WF4 with a GF Score™ of 74/100 and a GF Value™ of €50.83 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

WSFS Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was €-0.241. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €3.34 for the trailing ten years ended in Jun. 2026.

During the past 12 months, WSFS Financial's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.70% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 5.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of WSFS Financial was 17.40% per year. The lowest was -6.10% per year. And the median was 8.00% per year.

As of today (2026-08-08), WSFS Financial's current stock price is €70.00. WSFS Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €3.34. WSFS Financial's Cyclically Adjusted Price-to-FCF of today is 20.96.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of WSFS Financial was 21.62. The lowest was 7.10. And the median was 15.20.


WSFS Financial  (FRA:WF4) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

WSFS Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=70.00/3.34
=20.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of WSFS Financial was 21.62. The lowest was 7.10. And the median was 15.20.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


WSFS Financial Cyclically Adjusted FCF per Share Related Terms


WSFS Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for WSFS Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial Cyclically Adjusted FCF per Share Chart

WSFS Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.51 3.12 3.21 3.29 3.30

WSFS Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.22 3.30 3.36 3.34

FRA:WF4 vs INDB, RNST, CATY: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, WSFS Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where WSFS Financial's Cyclically Adjusted Price-to-FCF falls into.


FRA:WF4
74GF Score
WSFS Financial Corp FRA:WF4
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WSFS Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, WSFS Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.241/333.9520*333.9520
=-0.241

Current CPI (Jun. 2026) = 333.9520.

WSFS Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.012 241.428 -0.017
201612 0.666 241.432 0.921
201703 1.320 243.801 1.808
201706 0.268 244.955 0.365
201709 1.172 246.819 1.586
201712 0.573 246.524 0.776
201803 1.514 249.554 2.026
201806 -0.110 251.989 -0.146
201809 1.231 252.439 1.628
201812 0.760 251.233 1.010
201903 0.424 254.202 0.557
201906 1.119 256.143 1.459
201909 -0.389 256.759 -0.506
201912 0.205 256.974 0.266
202003 1.059 258.115 1.370
202006 0.310 257.797 0.402
202009 -0.540 260.280 -0.693
202012 -0.619 260.474 -0.794
202103 1.202 264.877 1.515
202106 0.308 271.696 0.379
202109 3.543 274.310 4.313
202112 -3.069 278.802 -3.676
202203 0.788 287.504 0.915
202206 2.622 296.311 2.955
202209 2.628 296.808 2.957
202212 1.112 296.797 1.251
202303 0.444 301.836 0.491
202306 1.374 305.109 1.504
202309 2.519 307.789 2.733
202312 -0.819 306.746 -0.892
202403 1.651 312.332 1.765
202406 0.653 314.175 0.694
202409 -0.007 315.301 -0.007
202412 0.895 315.605 0.947
202503 0.099 319.799 0.103
202506 0.537 322.561 0.556
202509 1.831 324.800 1.883
202512 0.814 324.054 0.839
202603 1.394 330.213 1.410
202606 -0.241 333.952 -0.241

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €3.34 mean?
WSFS Financial (FRA:WF4) has a Cyclically Adjusted FCF per Share of €3.34 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on WSFS Financial and its competitors.
Is WSFS Financial's Cyclically Adjusted FCF per Share too high?
WSFS Financial's current Cyclically Adjusted FCF per Share is €3.34. Overall, WSFS Financial has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Cyclically Adjusted FCF per Share compare to INDB and RNST?
WSFS Financial's Cyclically Adjusted FCF per Share of €3.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on WSFS Financial and its competitors. WSFS Financial's current Cyclically Adjusted FCF per Share is €3.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (FRA:WF4) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.83, compared to a current price of €70.00 — trading 37.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €3.34. WSFS Financial's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For WSFS Financial (FRA:WF4), the current Cyclically Adjusted FCF per Share is €3.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (FRA:WF4) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of €70.00 is trading 37.7% above its estimated GF Value™ of €50.83. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for FRA:WF4:

  • Cyclically Adjusted FCF per Share: €3.34
  • GF Value™: €50.83 vs. price of €70.00 (37.7% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:WF4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WSFS:USA
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
74GF Score

Get the complete analysis for FRA:WF4

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€70.00
Price
€50.83
GF Value