WSFS Financial (FRA:WF4) Cyclically Adjusted PS Ratio: 4.68 (As of Aug. 08, 2026) — 17% Above Median

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FRA:WF4 WSFS Financial Corp FRA:WF4
74 GF Score
Price €70.00
GF Value €50.83
Valuation Significantly Overvalued
! 7 Warning Signs
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What is WSFS Financial Cyclically Adjusted PS Ratio?

WSFS Financial FRA:WF4 -1.41% 74 Cyclically Adjusted PS Ratio is 4.68 as of Aug. 08, 2026, which is 17% above its 10-year median of 4.00. GuruFocus rates FRA:WF4 with a GF Score™ of 74/100 and a GF Value™ of €50.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,298 Banks companies, WSFS Financial ranks worse than 75.42% on this metric.

As of today (2026-08-08), WSFS Financial's current share price is €70.00. WSFS Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €14.96. WSFS Financial's Cyclically Adjusted PS Ratio for today is 4.68.

The historical rank and industry rank for WSFS Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:WF4' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.06   Med: 4   Max: 6.16
Current: 4.77

During the past years, WSFS Financial's highest Cyclically Adjusted PS Ratio was 6.16. The lowest was 2.06. And the median was 4.00.

FRA:WF4's Cyclically Adjusted PS Ratio is ranked worse than
75.42% of 1298 companies
in the Banks industry
Industry Median: 3.42 vs FRA:WF4: 4.77

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

WSFS Financial's adjusted revenue per share data for the three months ended in Jun. 2026 was €4.721. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €14.96 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


WSFS Financial  (FRA:WF4) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


WSFS Financial Cyclically Adjusted PS Ratio Related Terms


WSFS Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for WSFS Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial Cyclically Adjusted PS Ratio Chart

WSFS Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.25 3.50 3.27 3.51 3.41

WSFS Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 3.35 3.41 3.91 4.48

FRA:WF4 vs INDB, RNST, CATY: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, WSFS Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WSFS Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, WSFS Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where WSFS Financial's Cyclically Adjusted PS Ratio falls into.


FRA:WF4
74GF Score
WSFS Financial Corp FRA:WF4
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WSFS Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

WSFS Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=70.00/14.96
=4.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, WSFS Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.721/333.9520*333.9520
=4.721

Current CPI (Jun. 2026) = 333.9520.

WSFS Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.180 241.428 3.015
201612 2.380 241.432 3.292
201703 2.347 243.801 3.215
201706 2.369 244.955 3.230
201709 2.303 246.819 3.116
201712 2.353 246.524 3.187
201803 2.644 249.554 3.538
201806 2.546 251.989 3.374
201809 2.782 252.439 3.680
201812 2.836 251.233 3.770
201903 2.803 254.202 3.682
201906 2.747 256.143 3.581
201909 3.135 256.759 4.078
201912 2.747 256.974 3.570
202003 2.777 258.115 3.593
202006 3.123 257.797 4.046
202009 2.717 260.280 3.486
202012 2.806 260.474 3.598
202103 2.847 264.877 3.589
202106 2.711 271.696 3.332
202109 2.623 274.310 3.193
202112 2.857 278.802 3.422
202203 2.776 287.504 3.224
202206 3.321 296.311 3.743
202209 3.825 296.808 4.304
202212 3.954 296.797 4.449
202303 3.720 301.836 4.116
202306 3.738 305.109 4.091
202309 3.919 307.789 4.252
202312 4.003 306.746 4.358
202403 3.818 312.332 4.082
202406 4.122 314.175 4.381
202409 4.060 315.301 4.300
202412 4.227 315.605 4.473
202503 4.035 319.799 4.214
202506 4.079 322.561 4.223
202509 4.118 324.800 4.234
202512 4.271 324.054 4.401
202603 4.490 330.213 4.541
202606 4.721 333.952 4.721

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.68 mean?
WSFS Financial (FRA:WF4) has a Cyclically Adjusted PS Ratio of 4.68 as of Aug. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on WSFS Financial and its competitors. This is 17% above median its historical median of 4.00. Over the past decade, WSFS Financial's Cyclically Adjusted PS Ratio has ranged from 2.06 to 6.16. According to the industry distribution chart, WSFS Financial ranks #979 out of 1298 companies in the Banks industry, placing it in the top 75.4%.
Is WSFS Financial's Cyclically Adjusted PS Ratio too high?
WSFS Financial's current Cyclically Adjusted PS Ratio of 4.68 is 17% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 6.16. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. WSFS Financial's value of 4.68 is 36.8% above this industry median. Based on the distribution chart, WSFS Financial ranks #979 out of 1298 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, WSFS Financial has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Cyclically Adjusted PS Ratio compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #979 out of 1298 companies for Cyclically Adjusted PS Ratio. This places WSFS Financial in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. WSFS Financial's value of 4.68 is 36.8% above this benchmark. Historically, WSFS Financial's own Cyclically Adjusted PS Ratio has ranged from 2.06 to 6.16 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 3.42, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current Cyclically Adjusted PS Ratio of 4.68 is 36.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on WSFS Financial and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current Cyclically Adjusted PS Ratio is 4.68, which is 17% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (FRA:WF4) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.83, compared to a current price of €70.00 — trading 37.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.68, which is 17% above median its 10-year median of 4.00 and 36.8% above the Banks industry median of 3.42. WSFS Financial's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For WSFS Financial (FRA:WF4), the current Cyclically Adjusted PS Ratio is 4.68 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (FRA:WF4) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of €70.00 is trading 37.7% above its estimated GF Value™ of €50.83. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for FRA:WF4:

  • Cyclically Adjusted PS Ratio: 4.68 (17% above median its 10-year median of 4.00)
  • GF Value™: €50.83 vs. price of €70.00 (37.7% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 36.8% above the Banks median (#979 of 1298)

No single metric tells the full story. See the FRA:WF4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WSFS:USA
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
74GF Score

Get the complete analysis for FRA:WF4

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€70.00
Price
€50.83
GF Value