GLBZ (Glen Burnie Bancorp) Cyclically Adjusted FCF per Share: $0.00 (As of Mar. 2026)

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GLBZ Glen Burnie Bancorp GLBZ
54 GF Score
Price $4.45
GF Value $5.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Glen Burnie Bancorp Cyclically Adjusted FCF per Share?

Glen Burnie Bancorp GLBZ 54 Cyclically Adjusted FCF per Share is $0.00 as of Mar. 2026. GuruFocus rates GLBZ with a GF Score™ of 54/100 and a GF Value™ of $5.38 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Glen Burnie Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.000. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Glen Burnie Bancorp's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -9.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -6.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Glen Burnie Bancorp was 7.70% per year. The lowest was -9.10% per year. And the median was 0.30% per year.

As of today (2026-08-26), Glen Burnie Bancorp's current stock price is $4.45. Glen Burnie Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.00. Glen Burnie Bancorp's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Glen Burnie Bancorp was 12.15. The lowest was 3.67. And the median was 8.91.


Glen Burnie Bancorp  (OTCPK:GLBZ) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Glen Burnie Bancorp was 12.15. The lowest was 3.67. And the median was 8.91.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Glen Burnie Bancorp Cyclically Adjusted FCF per Share Related Terms


Glen Burnie Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Glen Burnie Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glen Burnie Bancorp Cyclically Adjusted FCF per Share Chart

Glen Burnie Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.17 1.13 1.02 0.95 0.85

Glen Burnie Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.88 0.85 0.00 0.00

GLBZ vs FNFI, ASCN, SRNN: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Glen Burnie Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glen Burnie Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Glen Burnie Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Glen Burnie Bancorp's Cyclically Adjusted Price-to-FCF falls into.


GLBZ
54GF Score
Glen Burnie Bancorp GLBZ
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Glen Burnie Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Glen Burnie Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0/330.2130*330.2130
=0.000

Current CPI (Mar. 2026) = 330.2130.

Glen Burnie Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.331 241.018 0.453
201609 0.307 241.428 0.420
201612 0.122 241.432 0.167
201703 0.309 243.801 0.419
201706 0.274 244.955 0.369
201709 0.313 246.819 0.419
201712 0.345 246.524 0.462
201803 0.408 249.554 0.540
201806 0.285 251.989 0.373
201809 0.708 252.439 0.926
201812 -0.002 251.233 -0.003
201903 0.053 254.202 0.069
201906 0.313 256.143 0.404
201909 0.310 256.759 0.399
201912 0.265 256.974 0.341
202003 -0.151 258.115 -0.193
202006 0.526 257.797 0.674
202009 -0.213 260.280 -0.270
202012 0.201 260.474 0.255
202103 0.069 264.877 0.086
202106 0.412 271.696 0.501
202109 0.450 274.310 0.542
202112 0.252 278.802 0.298
202203 -0.097 287.504 -0.111
202206 0.231 296.311 0.257
202209 0.129 296.808 0.144
202212 0.425 296.797 0.473
202303 0.065 301.836 0.071
202306 0.135 305.109 0.146
202309 0.043 307.789 0.046
202312 0.190 306.746 0.205
202403 0.029 312.332 0.031
202406 0.009 314.175 0.009
202409 0.177 315.301 0.185
202412 -0.234 315.605 -0.245
202503 -0.134 319.799 -0.138
202506 0.019 322.561 0.019
202509 -0.295 324.800 -0.300
202512 0.146 324.054 0.149
202603 0.000 330.213 0.000

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.00 mean?
Glen Burnie Bancorp (GLBZ) has a Cyclically Adjusted FCF per Share of $0.00 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Glen Burnie Bancorp and its competitors.
Is Glen Burnie Bancorp's Cyclically Adjusted FCF per Share too high?
Glen Burnie Bancorp's current Cyclically Adjusted FCF per Share is $0.00. Overall, Glen Burnie Bancorp has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glen Burnie Bancorp's Cyclically Adjusted FCF per Share compare to FNFI and ASCN?
Glen Burnie Bancorp's Cyclically Adjusted FCF per Share of $0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Glen Burnie Bancorp and its competitors. Glen Burnie Bancorp's current Cyclically Adjusted FCF per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glen Burnie Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glen Burnie Bancorp (GLBZ) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.38, compared to a current price of $4.45 — trading 17.3% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.00. Glen Burnie Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Glen Burnie Bancorp (GLBZ), the current Cyclically Adjusted FCF per Share is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glen Burnie Bancorp (GLBZ) Overvalued in 2026?

Based on GuruFocus' analysis, Glen Burnie Bancorp stock appears to be undervalued. The current stock price of $4.45 is trading 17.3% below its estimated GF Value™ of $5.38. GuruFocus considers Glen Burnie Bancorp to be Modestly Undervalued.

Key valuation signals for GLBZ:

  • Cyclically Adjusted FCF per Share: $0.00
  • GF Value™: $5.38 vs. price of $4.45 (17.3% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the GLBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glen Burnie Bancorp Business Description

Address 101 Crain Highway, S.E., Glen Burnie, MD, USA, 21061
Glen Burnie Bancorp is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit cards, automated teller machines, and safe deposit boxes among others. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.
54GF Score

Get the complete analysis for GLBZ

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.45
Price
$5.38
GF Value