GLBZ (Glen Burnie Bancorp) PB Ratio: 0.61 (As of Aug. 26, 2026) — 32% Below Median

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GLBZ Glen Burnie Bancorp GLBZ
54 GF Score
Price $4.45
GF Value $5.38
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Glen Burnie Bancorp PB Ratio?

Glen Burnie Bancorp GLBZ 54 PB Ratio is 0.61 as of Aug. 26, 2026, which is 32% below its 10-year median of 0.90. GuruFocus rates GLBZ with a GF Score™ of 54/100 and a GF Value™ of $5.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,509 Banks companies, Glen Burnie Bancorp ranks better than 84.56% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-26), Glen Burnie Bancorp's share price is $4.45. Glen Burnie Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was $7.27. Hence, Glen Burnie Bancorp's PB Ratio of today is 0.61.

Good Sign:

Glen Burnie Bancorp stock PB Ratio (=0.61) is close to 10-year low of 0.58.

The historical rank and industry rank for Glen Burnie Bancorp's PB Ratio or its related term are showing as below:

GLBZ' s PB Ratio Range Over the Past 10 Years
Min: 0.58   Med: 0.9   Max: 2.16
Current: 0.61

During the past 13 years, Glen Burnie Bancorp's highest PB Ratio was 2.16. The lowest was 0.58. And the median was 0.90.

GLBZ's PB Ratio is ranked better than
84.56% of 1509 companies
in the Banks industry
Industry Median: 1.12 vs GLBZ: 0.61

During the past 12 months, Glen Burnie Bancorp's average Book Value Per Share Growth Rate was 8.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -12.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -7.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Glen Burnie Bancorp was 12.20% per year. The lowest was -23.70% per year. And the median was 1.65% per year.

Back to Basics: PB Ratio


Glen Burnie Bancorp  (OTCPK:GLBZ) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Glen Burnie Bancorp PB Ratio Related Terms


Glen Burnie Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Glen Burnie Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glen Burnie Bancorp PB Ratio Chart

Glen Burnie Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.48 0.90 0.95 0.58

Glen Burnie Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.66 0.58 0.67 0.62

GLBZ vs FNFI, ASCN, SRNN: PB Ratio Comparison

For the Banks - Regional subindustry, Glen Burnie Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glen Burnie Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Glen Burnie Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Glen Burnie Bancorp's PB Ratio falls into.


GLBZ
54GF Score
Glen Burnie Bancorp GLBZ
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Glen Burnie Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Glen Burnie Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=4.45/7.266
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.61 mean?
Glen Burnie Bancorp (GLBZ) has a PB Ratio of 0.61 as of Aug. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Glen Burnie Bancorp and its competitors. This is 32% below median its historical median of 0.90. Over the past decade, Glen Burnie Bancorp's PB Ratio has ranged from 0.58 to 2.16. According to the industry distribution chart, Glen Burnie Bancorp ranks #233 out of 1509 companies in the Banks industry, placing it in the top 15.4%.
Is Glen Burnie Bancorp's PB Ratio too high?
Glen Burnie Bancorp's current PB Ratio of 0.61 is 32% below median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 2.16. The Banks industry median PB Ratio is 1.12. Glen Burnie Bancorp's value of 0.61 is 45.5% below this industry median. Based on the distribution chart, Glen Burnie Bancorp ranks #233 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Glen Burnie Bancorp has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glen Burnie Bancorp's PB Ratio compare to FNFI and ASCN?
According to the Banks industry distribution chart, Glen Burnie Bancorp ranks #233 out of 1509 companies for PB Ratio. This places Glen Burnie Bancorp in the top 15% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Glen Burnie Bancorp's value of 0.61 is 45.5% below this benchmark. Historically, Glen Burnie Bancorp's own PB Ratio has ranged from 0.58 to 2.16 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.12, Glen Burnie Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glen Burnie Bancorp's current PB Ratio of 0.61 is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Glen Burnie Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glen Burnie Bancorp's current PB Ratio is 0.61, which is 32% below median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glen Burnie Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glen Burnie Bancorp (GLBZ) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.38, compared to a current price of $4.45 — trading 17.3% below its estimated fair value. The current PB Ratio is 0.61, which is 32% below median its 10-year median of 0.90 and 45.5% below the Banks industry median of 1.12. Glen Burnie Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Glen Burnie Bancorp (GLBZ), the current PB Ratio is 0.61 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glen Burnie Bancorp (GLBZ) Overvalued in 2026?

Based on GuruFocus' analysis, Glen Burnie Bancorp stock appears to be undervalued. The current stock price of $4.45 is trading 17.3% below its estimated GF Value™ of $5.38. GuruFocus considers Glen Burnie Bancorp to be Modestly Undervalued.

Key valuation signals for GLBZ:

  • PB Ratio: 0.61 (32% below median its 10-year median of 0.90)
  • GF Value™: $5.38 vs. price of $4.45 (17.3% below fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 45.5% below the Banks median (#233 of 1509)

No single metric tells the full story. See the GLBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glen Burnie Bancorp Business Description

Address 101 Crain Highway, S.E., Glen Burnie, MD, USA, 21061
Glen Burnie Bancorp is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit cards, automated teller machines, and safe deposit boxes among others. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.
54GF Score

Get the complete analysis for GLBZ

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.45
Price
$5.38
GF Value