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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Glen Burnie Bancorp's Debt-to-Equity or its related term are showing as below:
GLBZ'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.19 Med: 0.73 Max: 2.21
Current: 0.68
During the past 13 years, the highest Debt-to-Equity Ratio of Glen Burnie Bancorp was 2.21. The lowest was 0.19. And the median was 0.73.
GLBZ's Debt-to-Equity is ranked worse than 56.15% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs GLBZ: 0.68
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Glen Burnie Bancorp Debt-to-Equity Related Terms
Glen Burnie Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Glen Burnie Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GLBZ vs FNFI, ASCN, SRNN: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Glen Burnie Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glen Burnie Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Glen Burnie Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Glen Burnie Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Glen Burnie Bancorp (GLBZ) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Glen Burnie Bancorp and its competitors. Over the past decade, Glen Burnie Bancorp's Debt-to-Equity has ranged from 0.19 to 2.21. According to the industry distribution chart, Glen Burnie Bancorp ranks #794 out of 1414 companies in the Banks industry, placing it in the top 56.2%.
Is Glen Burnie Bancorp's Debt-to-Equity too high?
Glen Burnie Bancorp's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 2.21. Based on the distribution chart, Glen Burnie Bancorp ranks #794 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Glen Burnie Bancorp has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glen Burnie Bancorp's Debt-to-Equity compare to FNFI and ASCN?
According to the Banks industry distribution chart, Glen Burnie Bancorp ranks #794 out of 1414 companies for Debt-to-Equity. This places Glen Burnie Bancorp in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Glen Burnie Bancorp's own Debt-to-Equity has ranged from 0.19 to 2.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Glen Burnie Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glen Burnie Bancorp's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glen Burnie Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glen Burnie Bancorp (GLBZ) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.38, compared to a current price of $4.45 — trading 17.3% below its estimated fair value. The current Debt-to-Equity is 0.00. Glen Burnie Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Glen Burnie Bancorp (GLBZ), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glen Burnie Bancorp (GLBZ) Overvalued in 2026?
Based on GuruFocus' analysis, Glen Burnie Bancorp stock appears to be undervalued.
The current stock price of $4.45 is trading 17.3% below its estimated GF Value™ of $5.38.
GuruFocus considers Glen Burnie Bancorp to be Modestly Undervalued.
Key valuation signals for GLBZ:
Debt-to-Equity: 0.00
GF Value™: $5.38 vs. price of $4.45 (17.3% below fair value)
No single metric tells the full story. See the GLBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glen Burnie Bancorp is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit cards, automated teller machines, and safe deposit boxes among others. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.
54GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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