GLBZ (Glen Burnie Bancorp) Cyclically Adjusted PS Ratio: 0.82 (As of Aug. 26, 2026) — 56% Below Median

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GLBZ Glen Burnie Bancorp GLBZ
54 GF Score
Price $4.45
GF Value $5.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Glen Burnie Bancorp Cyclically Adjusted PS Ratio?

Glen Burnie Bancorp GLBZ 54 Cyclically Adjusted PS Ratio is 0.82 as of Aug. 26, 2026, which is 56% below its 10-year median of 1.85. GuruFocus rates GLBZ with a GF Score™ of 54/100 and a GF Value™ of $5.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,297 Banks companies, Glen Burnie Bancorp ranks better than 93.45% on this metric.

As of today (2026-08-26), Glen Burnie Bancorp's current share price is $4.45. Glen Burnie Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $5.40. Glen Burnie Bancorp's Cyclically Adjusted PS Ratio for today is 0.82.

The historical rank and industry rank for Glen Burnie Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

GLBZ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.85   Max: 2.56
Current: 0.82

During the past years, Glen Burnie Bancorp's highest Cyclically Adjusted PS Ratio was 2.56. The lowest was 0.67. And the median was 1.85.

GLBZ's Cyclically Adjusted PS Ratio is ranked better than
93.45% of 1297 companies
in the Banks industry
Industry Median: 3.42 vs GLBZ: 0.82

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Glen Burnie Bancorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $1.208. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $5.40 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Glen Burnie Bancorp  (OTCPK:GLBZ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Glen Burnie Bancorp Cyclically Adjusted PS Ratio Related Terms


Glen Burnie Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Glen Burnie Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glen Burnie Bancorp Cyclically Adjusted PS Ratio Chart

Glen Burnie Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 1.47 1.07 1.06 0.80

Glen Burnie Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.86 0.80 0.89 0.00

GLBZ vs FNFI, ASCN, SRNN: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Glen Burnie Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glen Burnie Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Glen Burnie Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Glen Burnie Bancorp's Cyclically Adjusted PS Ratio falls into.


GLBZ
54GF Score
Glen Burnie Bancorp GLBZ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Glen Burnie Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Glen Burnie Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4.45/5.40
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glen Burnie Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Glen Burnie Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.208/330.2130*330.2130
=1.208

Current CPI (Mar. 2026) = 330.2130.

Glen Burnie Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.098 241.018 1.504
201609 1.125 241.428 1.539
201612 1.085 241.432 1.484
201703 1.109 243.801 1.502
201706 1.129 244.955 1.522
201709 1.172 246.819 1.568
201712 1.113 246.524 1.491
201803 1.226 249.554 1.622
201806 1.197 251.989 1.569
201809 1.281 252.439 1.676
201812 1.163 251.233 1.529
201903 1.210 254.202 1.572
201906 1.199 256.143 1.546
201909 1.244 256.759 1.600
201912 1.124 256.974 1.444
202003 1.144 258.115 1.464
202006 1.110 257.797 1.422
202009 1.146 260.280 1.454
202012 1.113 260.474 1.411
202103 1.096 264.877 1.366
202106 1.150 271.696 1.398
202109 1.308 274.310 1.575
202112 0.909 278.802 1.077
202203 1.055 287.504 1.212
202206 1.065 296.311 1.187
202209 1.171 296.808 1.303
202212 1.239 296.797 1.378
202303 1.194 301.836 1.306
202306 1.167 305.109 1.263
202309 1.133 307.789 1.216
202312 0.995 306.746 1.071
202403 0.969 312.332 1.024
202406 1.047 314.175 1.100
202409 1.094 315.301 1.146
202412 0.957 315.605 1.001
202503 0.890 319.799 0.919
202506 1.017 322.561 1.041
202509 1.159 324.800 1.178
202512 1.071 324.054 1.091
202603 1.208 330.213 1.208

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.82 mean?
Glen Burnie Bancorp (GLBZ) has a Cyclically Adjusted PS Ratio of 0.82 as of Aug. 26, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Glen Burnie Bancorp and its competitors. This is 56% below median its historical median of 1.85. Over the past decade, Glen Burnie Bancorp's Cyclically Adjusted PS Ratio has ranged from 0.67 to 2.56. According to the industry distribution chart, Glen Burnie Bancorp ranks #85 out of 1297 companies in the Banks industry, placing it in the top 6.6%.
Is Glen Burnie Bancorp's Cyclically Adjusted PS Ratio too high?
Glen Burnie Bancorp's current Cyclically Adjusted PS Ratio of 0.82 is 56% below median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 2.56. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Glen Burnie Bancorp's value of 0.82 is 76% below this industry median. Based on the distribution chart, Glen Burnie Bancorp ranks #85 out of 1297 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Glen Burnie Bancorp has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glen Burnie Bancorp's Cyclically Adjusted PS Ratio compare to FNFI and ASCN?
According to the Banks industry distribution chart, Glen Burnie Bancorp ranks #85 out of 1297 companies for Cyclically Adjusted PS Ratio. This places Glen Burnie Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.42. Glen Burnie Bancorp's value of 0.82 is 76% below this benchmark. Historically, Glen Burnie Bancorp's own Cyclically Adjusted PS Ratio has ranged from 0.67 to 2.56 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 3.42, Glen Burnie Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glen Burnie Bancorp's current Cyclically Adjusted PS Ratio of 0.82 is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Glen Burnie Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glen Burnie Bancorp's current Cyclically Adjusted PS Ratio is 0.82, which is 56% below median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glen Burnie Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glen Burnie Bancorp (GLBZ) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.38, compared to a current price of $4.45 — trading 17.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.82, which is 56% below median its 10-year median of 1.85 and 76% below the Banks industry median of 3.42. Glen Burnie Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Glen Burnie Bancorp (GLBZ), the current Cyclically Adjusted PS Ratio is 0.82 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glen Burnie Bancorp (GLBZ) Overvalued in 2026?

Based on GuruFocus' analysis, Glen Burnie Bancorp stock appears to be undervalued. The current stock price of $4.45 is trading 17.3% below its estimated GF Value™ of $5.38. GuruFocus considers Glen Burnie Bancorp to be Modestly Undervalued.

Key valuation signals for GLBZ:

  • Cyclically Adjusted PS Ratio: 0.82 (56% below median its 10-year median of 1.85)
  • GF Value™: $5.38 vs. price of $4.45 (17.3% below fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 76% below the Banks median (#85 of 1297)

No single metric tells the full story. See the GLBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glen Burnie Bancorp Business Description

Address 101 Crain Highway, S.E., Glen Burnie, MD, USA, 21061
Glen Burnie Bancorp is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit cards, automated teller machines, and safe deposit boxes among others. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.
54GF Score

Get the complete analysis for GLBZ

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.45
Price
$5.38
GF Value