IPHXF (Phoenix Financial) Cyclically Adjusted FCF per Share: $ (As of Jun. 2026)

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IPHXF Phoenix Financial Ltd IPHXF
77 GF Score
Price $44.00
GF Value $18.48
! 7 Warning Signs
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What is Phoenix Financial Cyclically Adjusted FCF per Share?

Phoenix Financial IPHXF 77 Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus rates IPHXF with a GF Score™ of 77/100 and a GF Value™ of $18.48. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Phoenix Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was $5.051. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $ for the trailing ten years ended in Jun. 2026.

During the past 12 months, Phoenix Financial's average Cyclically Adjusted FCF Growth Rate was 3.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -3.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Phoenix Financial was 32.70% per year. The lowest was -3.60% per year. And the median was 9.60% per year.

As of today (2026-09-20), Phoenix Financial's current stock price is $44.00. Phoenix Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $. Phoenix Financial's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Phoenix Financial was 34.67. The lowest was 3.23. And the median was 5.63.


Phoenix Financial  (OTCPK:IPHXF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Phoenix Financial was 34.67. The lowest was 3.23. And the median was 5.63.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Phoenix Financial Cyclically Adjusted FCF per Share Related Terms


Phoenix Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Phoenix Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phoenix Financial Cyclically Adjusted FCF per Share Chart

Phoenix Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Phoenix Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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IPHXF vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Phoenix Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Phoenix Financial Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Phoenix Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Phoenix Financial's Cyclically Adjusted Price-to-FCF falls into.


IPHXF
77GF Score
Phoenix Financial Ltd IPHXF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Phoenix Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Phoenix Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.051/333.9520*333.9520
=5.051

Current CPI (Jun. 2026) = 333.9520.

Phoenix Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.833 241.428 -1.152
201612 0.216 241.432 0.299
201703 0.078 243.801 0.107
201706 0.822 244.955 1.121
201709 -0.728 246.819 -0.985
201712 0.075 246.524 0.102
201803 1.456 249.554 1.948
201806 0.297 251.989 0.394
201809 0.833 252.439 1.102
201812 -1.244 251.233 -1.654
201903 2.331 254.202 3.062
201906 1.795 256.143 2.340
201909 1.366 256.759 1.777
201912 -7.095 256.974 -9.220
202003 1.616 258.115 2.091
202006 2.281 257.797 2.955
202009 -1.038 260.280 -1.332
202012 2.601 260.474 3.335
202103 1.650 264.877 2.080
202106 0.624 271.696 0.767
202109 1.889 274.310 2.300
202112 1.337 278.802 1.601
202203 0.687 287.504 0.798
202206 0.529 296.311 0.596
202209 0.802 296.808 0.902
202212 0.867 296.797 0.976
202303 -1.065 301.836 -1.178
202306 2.765 305.109 3.026
202309 0.495 307.789 0.537
202312 -0.343 306.746 -0.373
202403 0.338 312.332 0.361
202406 0.742 314.175 0.789
202409 -0.891 315.301 -0.944
202412 -1.341 315.605 -1.419
202503 0.383 319.799 0.400
202506 2.597 322.561 2.689
202509 0.397 324.800 0.408
202512 1.416 324.054 1.459
202603 -1.183 330.213 -1.196
202606 5.051 333.952 5.051

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $ mean?
Phoenix Financial (IPHXF) has a Cyclically Adjusted FCF per Share of $ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Phoenix Financial and its competitors.
Is Phoenix Financial's Cyclically Adjusted FCF per Share too high?
Phoenix Financial's current Cyclically Adjusted FCF per Share is $. Overall, Phoenix Financial has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Phoenix Financial's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Phoenix Financial's Cyclically Adjusted FCF per Share of $ can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Phoenix Financial and its competitors. Phoenix Financial's current Cyclically Adjusted FCF per Share is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Financial stock overvalued right now?
Phoenix Financial (IPHXF) has a current Cyclically Adjusted FCF per Share of $. The stock's GF Value™ is $18.48, compared to a current price of $44.00 — trading 138.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $. Phoenix Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Phoenix Financial (IPHXF), the current Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phoenix Financial (IPHXF) Overvalued in 2026?

Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued. The current stock price of $44.00 is trading 138.1% above its estimated GF Value™ of $18.48.

Key valuation signals for IPHXF:

  • Cyclically Adjusted FCF per Share: $
  • GF Value™: $18.48 vs. price of $44.00 (138.1% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the IPHXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Phoenix Financial Business Description

Other Exchanges PHOE:Israel
Address 2 Phoenix Drive, P.O BoX 18, Rishon Lezion, ISR, 7510001
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score

Get the complete analysis for IPHXF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.00
Price
$18.48
GF Value