IPHXF (Phoenix Financial) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IPHXF Phoenix Financial Ltd IPHXF
77 GF Score
Price $44.00
GF Value $18.48
! 7 Warning Signs
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What is Phoenix Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Phoenix Financial  (OTCPK:IPHXF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Phoenix Financial Cyclically Adjusted PS Ratio Related Terms


Phoenix Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Phoenix Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phoenix Financial Cyclically Adjusted PS Ratio Chart

Phoenix Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 1.65

Phoenix Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 1.60 1.66 1.59

IPHXF vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Phoenix Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Phoenix Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Phoenix Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Phoenix Financial's Cyclically Adjusted PS Ratio falls into.


IPHXF
77GF Score
Phoenix Financial Ltd IPHXF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Phoenix Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Phoenix Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Phoenix Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=14.881/333.9520*333.9520
=14.881

Current CPI (Jun. 2026) = 333.9520.

Phoenix Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.026 241.428 5.569
201612 3.683 241.432 5.094
201703 3.825 243.801 5.239
201706 4.203 244.955 5.730
201709 4.541 246.819 6.144
201712 4.889 246.524 6.623
201803 3.194 249.554 4.274
201806 3.982 251.989 5.277
201809 4.932 252.439 6.525
201812 0.573 251.233 0.762
201903 6.428 254.202 8.445
201906 5.154 256.143 6.720
201909 4.594 256.759 5.975
201912 7.127 256.974 9.262
202003 -5.908 258.115 -7.644
202006 7.346 257.797 9.516
202009 6.861 260.280 8.803
202012 11.096 260.474 14.226
202103 8.186 264.877 10.321
202106 9.322 271.696 11.458
202109 5.855 274.310 7.128
202112 10.525 278.802 12.607
202203 3.197 287.504 3.713
202206 -1.522 296.311 -1.715
202209 2.252 296.808 2.534
202212 5.258 296.797 5.916
202303 4.730 301.836 5.233
202306 8.411 305.109 9.206
202309 5.141 307.789 5.578
202312 6.793 306.746 7.395
202403 9.500 312.332 10.158
202406 4.604 314.175 4.894
202409 8.334 315.301 8.827
202412 8.720 315.605 9.227
202503 4.684 319.799 4.891
202506 11.170 322.561 11.564
202509 10.773 324.800 11.077
202512 10.772 324.054 11.101
202603 4.961 330.213 5.017
202606 14.881 333.952 14.881

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Phoenix Financial (IPHXF) Overvalued in 2026?

Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued. The current stock price of $44.00 is trading 138.1% above its estimated GF Value™ of $18.48.

Key valuation signals for IPHXF:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $18.48 vs. price of $44.00 (138.1% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the IPHXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Phoenix Financial Business Description

Other Exchanges PHOE:Israel
Address 2 Phoenix Drive, P.O BoX 18, Rishon Lezion, ISR, 7510001
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score

Get the complete analysis for IPHXF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.00
Price
$18.48
GF Value