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Phoenix FinancialIPHXF 77 EBITDA Margin % is 14.93% as of Jun. 2026, which is 34% above its 10-year median of 11.14. GuruFocus rates IPHXF with a GF Score™ of 77/100 and a GF Value™ of $18.48. The stock has 7 warning signs investors should review. Among 363 Insurance companies, Phoenix Financial ranks better than 65.29% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Phoenix Financial's EBITDA for the
three
months ended in Jun. 2026 was $566 Mil. Phoenix Financial's Revenue for the
three
months ended in Jun. 2026 was $3,790 Mil. Therefore, Phoenix Financial's EBITDA margin for the quarter that ended in Jun. 2026 was 14.93%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Phoenix Financial EBITDA Margin % Related Terms
Phoenix Financial EBITDA Margin % Historical Data
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The historical data trend for Phoenix Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPHXF vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Phoenix Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phoenix Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Phoenix Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Phoenix Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phoenix Financial (IPHXF) has a EBITDA Margin % of 14.93% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Phoenix Financial and its competitors. This is 34% above median its historical median of 11.14. Over the past decade, Phoenix Financial's EBITDA Margin % has ranged from 3.99 to 30.18. According to the industry distribution chart, Phoenix Financial ranks #126 out of 363 companies in the Insurance industry, placing it in the top 34.7%.
Is Phoenix Financial's EBITDA Margin % too high?
Phoenix Financial's current EBITDA Margin % of 14.93% is 34% above median its 10-year median of 11.14. Over the past 10 years, this metric has ranged from a low of 3.99 to a high of 30.18. The Insurance industry median EBITDA Margin % is 14.54. Phoenix Financial's value of 14.93% is 2.7% above this industry median. Based on the distribution chart, Phoenix Financial ranks #126 out of 363 companies in the Insurance industry, which is above the industry midpoint. Overall, Phoenix Financial has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Phoenix Financial's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Phoenix Financial ranks #126 out of 363 companies for EBITDA Margin %. This puts Phoenix Financial in the upper half of its industry. The industry median EBITDA Margin % is 14.54. Phoenix Financial's value of 14.93% is 2.7% above this benchmark. Historically, Phoenix Financial's own EBITDA Margin % has ranged from 3.99 to 30.18 over the past decade. While the company's 10-year median is 11.14 vs. the industry median of 14.54, Phoenix Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.54, based on 363 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phoenix Financial's current EBITDA Margin % of 14.93% is 2.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Phoenix Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phoenix Financial's current EBITDA Margin % is 14.93%, which is 34% above median its own 10-year median of 11.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Financial stock overvalued right now?
Phoenix Financial (IPHXF) has a current EBITDA Margin % of 14.93%. The stock's GF Value™ is $18.48, compared to a current price of $44.00 — trading 138.1% above its estimated fair value. The current EBITDA Margin % is 14.93%, which is 34% above median its 10-year median of 11.14 and 2.7% above the Insurance industry median of 14.54. Phoenix Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Phoenix Financial (IPHXF), the current EBITDA Margin % is 14.93% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phoenix Financial (IPHXF) Overvalued in 2026?
Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued.
The current stock price of $44.00 is trading 138.1% above its estimated GF Value™ of $18.48.
Key valuation signals for IPHXF:
EBITDA Margin %: 14.93% (34% above median its 10-year median of 11.14)
GF Value™: $18.48 vs. price of $44.00 (138.1% above fair value)
Industry Position: 2.7% above the Insurance median (#126 of 363)
No single metric tells the full story. See the IPHXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score
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