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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Phoenix Financial's Enterprise Value is $13,013 Mil.
Phoenix Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $1,516 Mil. Therefore, Phoenix Financial's EV-to-OCF for today is 8.58.
The historical rank and industry rank for Phoenix Financial's EV-to-OCF or its related term are showing as below:
IPHXF'
s EV-to-OCF Range Over the Past 10 Years
Min: -249.41 Med: -0.12 Max: 111.24
Current: 8.45
During the past 13 years, the highest EV-to-OCF of Phoenix Financial was 111.24. The lowest was -249.41. And the median was -0.12.
IPHXF's EV-to-OCF is ranked worse than 59.8% of 500
companies
in the Insurance industry
Industry Median: 6.285
vs IPHXF: 8.45
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Phoenix Financial's PE Ratio (TTM) for today is calculated as:
Phoenix Financial's share price for today is $44.00.
Phoenix Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.174.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Phoenix Financial EV-to-OCF Related Terms
Phoenix Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Phoenix Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Phoenix Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phoenix Financial EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Phoenix Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Phoenix Financial's EV-to-OCF falls into.
Phoenix Financial's current Enterprise Value is $13,013 Mil.
Phoenix Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,516 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phoenix Financial (IPHXF) has a EV-to-OCF of 8.58 as of Sep. 20, 2026. According to the industry distribution chart, Phoenix Financial ranks #299 out of 500 companies in the Insurance industry, placing it in the top 59.8%.
Is Phoenix Financial's EV-to-OCF too high?
Phoenix Financial's current EV-to-OCF is 8.58. The Insurance industry median EV-to-OCF is 6.29. Phoenix Financial's value of 8.58 is 36.5% above this industry median. Based on the distribution chart, Phoenix Financial ranks #299 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Phoenix Financial has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Phoenix Financial's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Phoenix Financial ranks #299 out of 500 companies for EV-to-OCF. This places Phoenix Financial in the lower half of its industry. The industry median EV-to-OCF is 6.29. Phoenix Financial's value of 8.58 is 36.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.29, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phoenix Financial's current EV-to-OCF of 8.58 is 36.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phoenix Financial's current EV-to-OCF is 8.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Financial stock overvalued right now?
Phoenix Financial (IPHXF) has a current EV-to-OCF of 8.58. The stock's GF Value™ is $18.48, compared to a current price of $44.00 — trading 138.1% above its estimated fair value. The current EV-to-OCF is 8.58 and 36.5% above the Insurance industry median of 6.29. Phoenix Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Phoenix Financial (IPHXF), the current EV-to-OCF is 8.58 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phoenix Financial (IPHXF) Overvalued in 2026?
Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued.
The current stock price of $44.00 is trading 138.1% above its estimated GF Value™ of $18.48.
Key valuation signals for IPHXF:
EV-to-OCF: 8.58
GF Value™: $18.48 vs. price of $44.00 (138.1% above fair value)
Industry Position: 36.5% above the Insurance median (#299 of 500)
No single metric tells the full story. See the IPHXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score
Get the complete analysis for IPHXF
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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