PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Cyclically Adjusted FCF per Share: Rp75.18 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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ISX:BRIS PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
60 GF Score
Price Rp1,805.00
GF Value Rp3,189.51
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share?

PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS +1.98% 60 Cyclically Adjusted FCF per Share is Rp75.18 as of Mar. 2026. GuruFocus rates ISX:BRIS with a GF Score™ of 60/100 and a GF Value™ of Rp3,189.51 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Syariah Indonesia (Persero) Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp-432.453. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp75.18 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Syariah Indonesia (Persero) Tbk's average Cyclically Adjusted FCF Growth Rate was 59.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-22), PT Bank Syariah Indonesia (Persero) Tbk's current stock price is Rp1805.00. PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp75.18. PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF of today is 24.01.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Syariah Indonesia (Persero) Tbk was 67.70. The lowest was 15.96. And the median was 29.46.


PT Bank Syariah Indonesia (Persero) Tbk  (ISX:BRIS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1805.00/75.18
=24.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Syariah Indonesia (Persero) Tbk was 67.70. The lowest was 15.96. And the median was 29.46.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Syariah Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 130.36

PT Bank Syariah Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.11 42.39 77.57 130.36 75.18

PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BRIS
60GF Score
PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Syariah Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Syariah Indonesia (Persero) Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-432.453/136.5387*136.5387
=-432.453

Current CPI (Mar. 2026) = 136.5387.

PT Bank Syariah Indonesia (Persero) Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201512 0.000 102.133 0.000
201609 0.000 104.142 0.000
201612 0.000 105.222 0.000
201703 0.000 106.476 0.000
201706 0.000 107.722 0.000
201709 0.000 108.020 0.000
201712 0.000 109.017 0.000
201803 218.647 110.097 271.160
201806 -292.754 111.085 -359.836
201809 -20.152 111.135 -24.759
201812 149.997 112.430 182.161
201903 -62.532 112.829 -75.673
201906 -293.160 114.730 -348.885
201909 -41.812 114.905 -49.684
201912 377.406 115.486 446.206
202003 34.582 116.252 40.617
202006 -73.913 116.630 -86.530
202009 259.351 116.397 304.231
202012 44.325 117.318 51.587
202103 -28.830 117.840 -33.405
202106 142.783 118.184 164.958
202109 105.075 118.262 121.314
202112 175.657 119.516 200.676
202203 -9.968 120.948 -11.253
202206 -161.838 123.322 -179.182
202209 -135.988 125.298 -148.187
202212 271.048 126.098 293.491
202303 -22.799 126.953 -24.521
202306 -484.077 127.663 -517.733
202309 -11.188 128.151 -11.920
202312 522.901 129.395 551.771
202403 -90.461 130.607 -94.569
202406 -233.617 130.792 -243.882
202409 -54.498 130.361 -57.081
202412 438.021 131.432 455.042
202503 -447.114 131.948 -462.668
202506 -26.952 133.241 -27.619
202509 281.799 133.819 287.526
202512 435.225 135.271 439.303
202603 -432.453 136.539 -432.453

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp75.18 mean?
PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) has a Cyclically Adjusted FCF per Share of Rp75.18 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors.
Is PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Syariah Indonesia (Persero) Tbk's current Cyclically Adjusted FCF per Share is Rp75.18. Overall, PT Bank Syariah Indonesia (Persero) Tbk has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Syariah Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share of Rp75.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors. PT Bank Syariah Indonesia (Persero) Tbk's current Cyclically Adjusted FCF per Share is Rp75.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Syariah Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,189.51, compared to a current price of Rp1,805.00 — trading 43.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp75.18. PT Bank Syariah Indonesia (Persero) Tbk's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS), the current Cyclically Adjusted FCF per Share is Rp75.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of Rp1,805.00 is trading 43.4% below its estimated GF Value™ of Rp3,189.51. GuruFocus considers PT Bank Syariah Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BRIS:

  • Cyclically Adjusted FCF per Share: Rp75.18
  • GF Value™: Rp3,189.51 vs. price of Rp1,805.00 (43.4% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the ISX:BRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Syariah Indonesia (Persero) Tbk Business Description

Address Jalan Gatot Subroto No. 27, The Tower Building, Karet Semanggi Subdistrict, Setiabudi District, South Jakarta, Jakarta, IDN, 12930
PT Bank Syariah Indonesia (Persero) Tbk provides banking products and services in Indonesia. The company's services include ATM cards, electronic data capture, cash management, accounts and deposits, funding, financing services, and mobile banking services. It operates in various segments, namely: Corporate Banking, Commercial Banking, Institutional Relations, Retail, and Treasury Banking & Head Office.
60GF Score

Get the complete analysis for ISX:BRIS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,805.00
Price
Rp3,189.51
GF Value