PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BRIS PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
65 GF Score
Price Rp1,760.00
GF Value Rp3,142.29
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Syariah Indonesia (Persero) Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:BRIS
65GF Score
PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of Rp1,760.00 is trading 44% below its estimated GF Value™ of Rp3,142.29. GuruFocus considers PT Bank Syariah Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BRIS:

  • Altman Z-Score:
  • GF Value™: Rp3,142.29 vs. price of Rp1,760.00 (44% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the ISX:BRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Syariah Indonesia (Persero) Tbk Business Description

Address Jalan Gatot Subroto No. 27, The Tower Building, Karet Semanggi Subdistrict, Setiabudi District, South Jakarta, Jakarta, IDN, 12930
PT Bank Syariah Indonesia (Persero) Tbk provides banking products and services in Indonesia. The company's services include ATM cards, electronic data capture, cash management, accounts and deposits, funding, financing services, and mobile banking services. It operates in various segments, namely: Corporate Banking, Commercial Banking, Institutional Relations, Retail, and Treasury Banking & Head Office.
65GF Score

Get the complete analysis for ISX:BRIS

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,760.00
Price
Rp3,142.29
GF Value