PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) FCF Margin %: 269.40% (As of Jun. 2026) — 763% Above Median

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Director of Data and Quant Analytics at GuruFocus
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ISX:BRIS PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
59 GF Score
Price Rp1,665.00
GF Value Rp3,166.75
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Syariah Indonesia (Persero) Tbk FCF Margin %?

PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS -2.63% 59 FCF Margin % is 269.40% as of Jun. 2026, which is 763% above its 10-year median of 31.20. GuruFocus rates ISX:BRIS with a GF Score™ of 59/100 and a GF Value™ of Rp3,166.75 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,523 Banks companies, PT Bank Syariah Indonesia (Persero) Tbk ranks better than 98.1% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Syariah Indonesia (Persero) Tbk's Free Cash Flow for the three months ended in Jun. 2026 was Rp17,469,762 Mil. PT Bank Syariah Indonesia (Persero) Tbk's Revenue for the three months ended in Jun. 2026 was Rp6,484,774 Mil. Therefore, PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % for the quarter that ended in Jun. 2026 was 269.40%.

As of today, PT Bank Syariah Indonesia (Persero) Tbk's current FCF Yield % is 15.53%.

The historical rank and industry rank for PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % or its related term are showing as below:

ISX:BRIS' s FCF Margin % Range Over the Past 10 Years
Min: -8.26   Med: 31.2   Max: 221.26
Current: 245.01


During the past 11 years, the highest FCF Margin % of PT Bank Syariah Indonesia (Persero) Tbk was 221.26%. The lowest was -8.26%. And the median was 31.20%.

ISX:BRIS's FCF Margin % is ranked better than
98.1% of 1523 companies
in the Banks industry
Industry Median: 28.92 vs ISX:BRIS: 245.01


PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % Related Terms


PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % Chart

PT Bank Syariah Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 195.57 129.56 188.08 168.10 170.03

PT Bank Syariah Indonesia (Persero) Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69.05 455.26 279.51 3.13 269.40

PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % falls into.


ISX:BRIS
59GF Score
PT Bank Syariah Indonesia (Persero) Tbk ISX:BRIS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Syariah Indonesia (Persero) Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=42099924/24760949
=170.03 %

PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=17469762/6484774
=269.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 269.40% mean?
PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) has a FCF Margin % of 269.40% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors. This is 763% above median its historical median of 31.20. According to the industry distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #29 out of 1523 companies in the Banks industry, placing it in the top 1.9%.
Is PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % too high?
PT Bank Syariah Indonesia (Persero) Tbk's current FCF Margin % of 269.40% is 763% above median its 10-year median of 31.20. The Banks industry median FCF Margin % is 28.92. PT Bank Syariah Indonesia (Persero) Tbk's value of 269.40% is 831.5% above this industry median. Based on the distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #29 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Syariah Indonesia (Persero) Tbk has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Syariah Indonesia (Persero) Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #29 out of 1523 companies for FCF Margin %. This places PT Bank Syariah Indonesia (Persero) Tbk in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 28.92. PT Bank Syariah Indonesia (Persero) Tbk's value of 269.40% is 831.5% above this benchmark. While the company's 10-year median is 31.20 vs. the industry median of 28.92, PT Bank Syariah Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.92, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Syariah Indonesia (Persero) Tbk's current FCF Margin % of 269.40% is 831.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median FCF Margin % is 28.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Syariah Indonesia (Persero) Tbk's current FCF Margin % is 269.40%, which is 763% above median its own 10-year median of 31.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Syariah Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,166.75, compared to a current price of Rp1,665.00 — trading 47.4% below its estimated fair value. The current FCF Margin % is 269.40%, which is 763% above median its 10-year median of 31.20 and 831.5% above the Banks industry median of 28.92. PT Bank Syariah Indonesia (Persero) Tbk's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS), the current FCF Margin % is 269.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of Rp1,665.00 is trading 47.4% below its estimated GF Value™ of Rp3,166.75. GuruFocus considers PT Bank Syariah Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BRIS:

  • FCF Margin %: 269.40% (763% above median its 10-year median of 31.20)
  • GF Value™: Rp3,166.75 vs. price of Rp1,665.00 (47.4% below fair value)
  • GF Score™: 59/100 with 1 warning sign
  • Industry Position: 831.5% above the Banks median (#29 of 1523)

No single metric tells the full story. See the ISX:BRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Syariah Indonesia (Persero) Tbk Business Description

Address Jalan Gatot Subroto No. 27, The Tower Building, Karet Semanggi Subdistrict, Setiabudi District, South Jakarta, Jakarta, IDN, 12930
PT Bank Syariah Indonesia (Persero) Tbk provides banking products and services in Indonesia. The company's services include ATM cards, electronic data capture, cash management, accounts and deposits, funding, financing services, and mobile banking services. It operates in various segments, namely: Corporate Banking, Commercial Banking, Institutional Relations, Retail, and Treasury Banking & Head Office.
59GF Score

Get the complete analysis for ISX:BRIS

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,665.00
Price
Rp3,166.75
GF Value