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ISX:BRIS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.06 Med: 1.09 Max: 1.85
Current: 1.83
During the past 13 years, PT Bank Syariah Indonesia (Persero) Tbk's highest Return-on-Tangible-Asset was 1.85%. The lowest was 0.06%. And the median was 1.09%.
ISX:BRIS's Return-on-Tangible-Asset is ranked better than 85.71% of 1519
companies
in the Banks industry
Industry Median: 1.03
vs ISX:BRIS: 1.83
PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
PT Bank Syariah Indonesia (Persero) Tbk Return-on-Tangible-Asset Related Terms
PT Bank Syariah Indonesia (Persero) Tbk Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Syariah Indonesia (Persero) Tbk Return-on-Tangible-Asset Chart
PT Bank Syariah Indonesia (Persero) Tbk Annual Data
PT Bank Syariah Indonesia (Persero) Tbk Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Syariah Indonesia (Persero) Tbk Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.70% mean?
PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) has a Return-on-Tangible-Asset of 1.70% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors. This is 56% above median its historical median of 1.09. Over the past decade, PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset has ranged from 0.06 to 1.85. According to the industry distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #217 out of 1519 companies in the Banks industry, placing it in the top 14.3%.
Is PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset too high?
PT Bank Syariah Indonesia (Persero) Tbk's current Return-on-Tangible-Asset of 1.70% is 56% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.85. The Banks industry median Return-on-Tangible-Asset is 1.03. PT Bank Syariah Indonesia (Persero) Tbk's value of 1.70% is 65% above this industry median. Based on the distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #217 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Syariah Indonesia (Persero) Tbk has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Syariah Indonesia (Persero) Tbk's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Syariah Indonesia (Persero) Tbk ranks #217 out of 1519 companies for Return-on-Tangible-Asset. This places PT Bank Syariah Indonesia (Persero) Tbk in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.03. PT Bank Syariah Indonesia (Persero) Tbk's value of 1.70% is 65% above this benchmark. Historically, PT Bank Syariah Indonesia (Persero) Tbk's own Return-on-Tangible-Asset has ranged from 0.06 to 1.85 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.03, PT Bank Syariah Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Syariah Indonesia (Persero) Tbk's current Return-on-Tangible-Asset of 1.70% is 65% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Bank Syariah Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Syariah Indonesia (Persero) Tbk's current Return-on-Tangible-Asset is 1.70%, which is 56% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Syariah Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp3,132.97, compared to a current price of Rp1,800.00 — trading 42.5% below its estimated fair value. The current Return-on-Tangible-Asset is 1.70%, which is 56% above median its 10-year median of 1.09 and 65% above the Banks industry median of 1.03. PT Bank Syariah Indonesia (Persero) Tbk's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS), the current Return-on-Tangible-Asset is 1.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Syariah Indonesia (Persero) Tbk (ISX:BRIS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Syariah Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of Rp1,800.00 is trading 42.5% below its estimated GF Value™ of Rp3,132.97.
GuruFocus considers PT Bank Syariah Indonesia (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for ISX:BRIS:
Return-on-Tangible-Asset: 1.70% (56% above median its 10-year median of 1.09)
GF Value™: Rp3,132.97 vs. price of Rp1,800.00 (42.5% below fair value)
Industry Position: 65% above the Banks median (#217 of 1519)
No single metric tells the full story. See the ISX:BRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Syariah Indonesia (Persero) Tbk provides banking products and services in Indonesia. The company's services include ATM cards, electronic data capture, cash management, accounts and deposits, funding, financing services, and mobile banking services. It operates in various segments, namely: Corporate Banking, Commercial Banking, Institutional Relations, Retail, and Treasury Banking & Head Office.
60GF Score
Get the complete analysis for ISX:BRIS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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