Trupanion (MEX:TRUP) Cyclically Adjusted FCF per Share: MXN9.89 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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MEX:TRUP Trupanion Inc MEX:TRUP
79 GF Score
Price MXN1,065.00
GF Value MXN1,450.44
! 2 Warning Signs
View Full Analysis

What is Trupanion Cyclically Adjusted FCF per Share?

Trupanion MEX:TRUP 79 Cyclically Adjusted FCF per Share is MXN9.89 as of Jun. 2026. GuruFocus rates MEX:TRUP with a GF Score™ of 79/100 and a GF Value™ of MXN1,450.44. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Trupanion's adjusted free cash flow per share for the three months ended in Jun. 2026 was MXN7.629. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN9.89 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Trupanion's average Cyclically Adjusted FCF Growth Rate was 1050.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-30), Trupanion's current stock price is MXN1065.00. Trupanion's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was MXN9.89. Trupanion's Cyclically Adjusted Price-to-FCF of today is 107.68.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Trupanion was 2642.00. The lowest was 104.30. And the median was 216.27.


Trupanion  (MEX:TRUP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Trupanion's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1065.00/9.89
=107.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Trupanion was 2642.00. The lowest was 104.30. And the median was 216.27.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Trupanion Cyclically Adjusted FCF per Share Related Terms


Trupanion Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Trupanion's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trupanion Cyclically Adjusted FCF per Share Chart

Trupanion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -30.53 -46.11 -2.21 4.27

Trupanion Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 1.97 4.27 7.90 9.89

MEX:TRUP vs BOW, ASIC, UVE: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Trupanion's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Trupanion's Cyclically Adjusted Price-to-FCF falls into.


MEX:TRUP
79GF Score
Trupanion Inc MEX:TRUP
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trupanion Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trupanion's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.629/333.9520*333.9520
=7.629

Current CPI (Jun. 2026) = 333.9520.

Trupanion Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.573 241.428 0.793
201612 2.162 241.432 2.991
201703 0.898 243.801 1.230
201706 0.564 244.955 0.769
201709 1.110 246.819 1.502
201712 1.377 246.524 1.865
201803 0.652 249.554 0.873
201806 -1.179 251.989 -1.562
201809 -25.211 252.439 -33.352
201812 1.505 251.233 2.001
201903 1.743 254.202 2.290
201906 1.121 256.143 1.462
201909 1.594 256.759 2.073
201912 1.488 256.974 1.934
202003 0.956 258.115 1.237
202006 1.955 257.797 2.533
202009 5.321 260.280 6.827
202012 0.539 260.474 0.691
202103 -2.378 264.877 -2.998
202106 -2.516 271.696 -3.093
202109 1.765 274.310 2.149
202112 0.679 278.802 0.813
202203 -3.505 287.504 -4.071
202206 -3.484 296.311 -3.927
202209 -3.170 296.808 -3.567
202212 -2.124 296.797 -2.390
202303 -5.282 301.836 -5.844
202306 -3.372 305.109 -3.691
202309 2.938 307.789 3.188
202312 5.508 306.746 5.997
202403 -0.250 312.332 -0.267
202406 1.731 314.175 1.840
202409 6.153 315.301 6.517
202412 10.744 315.605 11.369
202503 6.713 319.799 7.010
202506 5.236 322.561 5.421
202509 10.079 324.800 10.363
202512 10.471 324.054 10.791
202603 5.675 330.213 5.739
202606 7.629 333.952 7.629

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN9.89 mean?
Trupanion (MEX:TRUP) has a Cyclically Adjusted FCF per Share of MXN9.89 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Trupanion and its competitors.
Is Trupanion's Cyclically Adjusted FCF per Share too high?
Trupanion's current Cyclically Adjusted FCF per Share is MXN9.89. Overall, Trupanion has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Trupanion's Cyclically Adjusted FCF per Share compare to BOW and ASIC?
Trupanion's Cyclically Adjusted FCF per Share of MXN9.89 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Trupanion and its competitors. Trupanion's current Cyclically Adjusted FCF per Share is MXN9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Trupanion (MEX:TRUP) has a current Cyclically Adjusted FCF per Share of MXN9.89. The stock's GF Value™ is MXN1,450.44, compared to a current price of MXN1,065.00 — trading 26.6% below its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN9.89. Trupanion's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Trupanion (MEX:TRUP), the current Cyclically Adjusted FCF per Share is MXN9.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (MEX:TRUP) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of MXN1,065.00 is trading 26.6% below its estimated GF Value™ of MXN1,450.44.

Key valuation signals for MEX:TRUP:

  • Cyclically Adjusted FCF per Share: MXN9.89
  • GF Value™: MXN1,450.44 vs. price of MXN1,065.00 (26.6% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the MEX:TRUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trupanion Business Description

Other Exchanges TRUP:USA0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
79GF Score

Get the complete analysis for MEX:TRUP

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,065.00
Price
MXN1,450.44
GF Value