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Trupanion (MEX:TRUP) Cyclically Adjusted Book per Share : MXN160.02 (As of Mar. 2025)


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What is Trupanion Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Trupanion's adjusted book value per share for the three months ended in Mar. 2025 was MXN159.584. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN160.02 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Trupanion's average Cyclically Adjusted Book Growth Rate was 14.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-05-27), Trupanion's current stock price is MXN1065.00. Trupanion's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was MXN160.02. Trupanion's Cyclically Adjusted PB Ratio of today is 6.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Trupanion was 25.74. The lowest was 4.07. And the median was 8.04.


Trupanion Cyclically Adjusted Book per Share Historical Data

The historical data trend for Trupanion's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trupanion Cyclically Adjusted Book per Share Chart

Trupanion Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 102.99 221.44 119.32

Trupanion Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 259.03 256.22 115.43 119.32 160.02

Competitive Comparison of Trupanion's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Trupanion's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's Cyclically Adjusted PB Ratio falls into.


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Trupanion Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trupanion's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=159.584/134.9266*134.9266
=159.584

Current CPI (Mar. 2025) = 134.9266.

Trupanion Quarterly Data

Book Value per Share CPI Adj_Book
201506 28.696 100.684 38.456
201509 28.331 100.392 38.077
201512 27.465 99.792 37.135
201603 26.692 100.470 35.846
201606 28.995 101.688 38.473
201609 29.607 101.861 39.218
201612 31.252 101.863 41.396
201703 28.527 102.862 37.419
201706 28.415 103.349 37.097
201709 28.976 104.136 37.544
201712 31.580 104.011 40.967
201803 28.804 105.290 36.912
201806 69.816 106.317 88.603
201809 71.572 106.507 90.670
201812 74.543 105.998 94.887
201903 73.169 107.251 92.050
201906 72.359 108.070 90.341
201909 75.070 108.329 93.501
201912 73.806 108.420 91.850
202003 91.443 108.902 113.296
202006 92.934 108.767 115.285
202009 89.595 109.815 110.083
202012 171.404 109.897 210.443
202103 171.504 111.754 207.065
202106 165.362 114.631 194.639
202109 169.112 115.734 197.156
202112 168.369 117.630 193.127
202203 160.679 121.301 178.728
202206 155.411 125.017 167.730
202209 150.464 125.227 162.119
202212 145.126 125.222 156.373
202303 128.579 127.348 136.231
202306 119.371 128.729 125.118
202309 121.127 129.860 125.853
202312 123.162 129.419 128.403
202403 119.862 131.776 122.728
202406 132.902 132.554 135.281
202409 148.894 133.029 151.018
202412 158.680 133.157 160.789
202503 159.584 134.927 159.584

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Trupanion  (MEX:TRUP) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Trupanion's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1065.00/160.02
=6.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Trupanion was 25.74. The lowest was 4.07. And the median was 8.04.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Trupanion Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Trupanion's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Trupanion Business Description

Industry
Traded in Other Exchanges
Address
6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.