Trupanion (MEX:TRUP) Cyclically Adjusted Book per Share: MXN267.39 (As of Mar. 2026)


MEX:TRUP Trupanion Inc MEX:TRUP
68 GF Score
Price MXN1,065.00
GF Value MXN1,588.51
! 3 Warning Signs
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What is Trupanion Cyclically Adjusted Book per Share?

Trupanion MEX:TRUP 68 Cyclically Adjusted Book per Share is MXN267.39 as of Mar. 2026. GuruFocus rates MEX:TRUP with a GF Score™ of 68/100 and a GF Value™ of MXN1,588.51. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Trupanion's adjusted book value per share for the three months ended in Mar. 2026 was MXN163.217. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN267.39 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Trupanion's average Cyclically Adjusted Book Growth Rate was 14.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 15.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Trupanion was 15.10% per year. The lowest was 15.10% per year. And the median was 15.10% per year.

As of today (2026-07-04), Trupanion's current stock price is MXN1065.00. Trupanion's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN267.39. Trupanion's Cyclically Adjusted PB Ratio of today is 3.98.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Trupanion was 17.07. The lowest was 3.39. And the median was 6.68.


Trupanion  (MEX:TRUP) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Trupanion's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1065.00/267.39
=3.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Trupanion was 17.07. The lowest was 3.39. And the median was 6.68.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Trupanion Cyclically Adjusted Book per Share Related Terms


Trupanion Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Trupanion's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trupanion Cyclically Adjusted Book per Share Chart

Trupanion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 124.26 221.44 119.32 174.98

Trupanion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 160.02 111.41 147.40 174.98 267.39

MEX:TRUP vs SAFT, ASIC, UVE: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Trupanion's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's Cyclically Adjusted PB Ratio falls into.


MEX:TRUP
68GF Score
Trupanion Inc MEX:TRUP
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trupanion Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trupanion's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=163.217/330.2130*330.2130
=163.217

Current CPI (Mar. 2026) = 330.2130.

Trupanion Quarterly Data

Book Value per Share CPI Adj_Book
201606 28.995 241.018 39.725
201609 29.607 241.428 40.495
201612 31.252 241.432 42.744
201703 28.527 243.801 38.638
201706 28.415 244.955 38.305
201709 28.976 246.819 38.766
201712 31.580 246.524 42.301
201803 28.804 249.554 38.114
201806 69.816 251.989 91.489
201809 71.572 252.439 93.623
201812 74.543 251.233 97.977
201903 73.169 254.202 95.048
201906 72.359 256.143 93.283
201909 75.070 256.759 96.546
201912 73.806 256.974 94.841
202003 91.443 258.115 116.985
202006 92.934 257.797 119.039
202009 89.595 260.280 113.668
202012 171.404 260.474 217.296
202103 171.504 264.877 213.808
202106 165.362 271.696 200.977
202109 169.112 274.310 203.576
202112 168.369 278.802 199.416
202203 160.679 287.504 184.548
202206 155.411 296.311 173.192
202209 150.464 296.808 167.398
202212 145.126 296.797 161.466
202303 128.579 301.836 140.667
202306 119.371 305.109 129.193
202309 121.127 307.789 129.952
202312 123.162 306.746 132.584
202403 119.862 312.332 126.724
202406 132.902 314.175 139.686
202409 148.894 315.301 155.936
202412 158.680 315.605 166.025
202503 159.584 319.799 164.781
202506 155.693 322.561 159.386
202509 156.533 324.800 159.142
202512 159.279 324.054 162.306
202603 163.217 330.213 163.217

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN267.39 mean?
Trupanion (MEX:TRUP) has a Cyclically Adjusted Book per Share of MXN267.39 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Trupanion and its competitors.
Is Trupanion's Cyclically Adjusted Book per Share too high?
Trupanion's current Cyclically Adjusted Book per Share is MXN267.39. Overall, Trupanion has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Trupanion's Cyclically Adjusted Book per Share compare to SAFT and ASIC?
Trupanion's Cyclically Adjusted Book per Share of MXN267.39 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Trupanion and its competitors. Trupanion's current Cyclically Adjusted Book per Share is MXN267.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Trupanion (MEX:TRUP) has a current Cyclically Adjusted Book per Share of MXN267.39. The stock's GF Value™ is MXN1,588.51, compared to a current price of MXN1,065.00 — trading 33% below its estimated fair value. The current Cyclically Adjusted Book per Share is MXN267.39. Trupanion's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Trupanion (MEX:TRUP), the current Cyclically Adjusted Book per Share is MXN267.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (MEX:TRUP) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of MXN1,065.00 is trading 33% below its estimated GF Value™ of MXN1,588.51.

Key valuation signals for MEX:TRUP:

  • Cyclically Adjusted Book per Share: MXN267.39
  • GF Value™: MXN1,588.51 vs. price of MXN1,065.00 (33% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the MEX:TRUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trupanion Business Description

Other Exchanges TRUP:USA0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
68GF Score

Get the complete analysis for MEX:TRUP

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,065.00
Price
MXN1,588.51
GF Value