InsuraGuest Technologies (TSXV:ISGI) Cyclically Adjusted FCF per Share: C$-0.04 (As of Dec. 2025)

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What is InsuraGuest Technologies Cyclically Adjusted FCF per Share?

InsuraGuest Technologies TSXV:ISGI Cyclically Adjusted FCF per Share is C$-0.04 as of Dec. 2025. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

InsuraGuest Technologies's adjusted free cash flow per share for the three months ended in Dec. 2025 was C$-0.001. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is C$-0.04 for the trailing ten years ended in Dec. 2025.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 30.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of InsuraGuest Technologies was 30.70% per year. The lowest was 25.60% per year. And the median was 28.15% per year.

As of today (2026-07-29), InsuraGuest Technologies's current stock price is C$0.01. InsuraGuest Technologies's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was C$-0.04. InsuraGuest Technologies's Cyclically Adjusted Price-to-FCF of today is .


InsuraGuest Technologies  (TSXV:ISGI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


InsuraGuest Technologies Cyclically Adjusted FCF per Share Related Terms


InsuraGuest Technologies Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for InsuraGuest Technologies's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies Cyclically Adjusted FCF per Share Chart

InsuraGuest Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.17 -0.15 -0.11 -0.07 -0.05

InsuraGuest Technologies Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.06 0.00 -0.05 0.00 -0.04

TSXV:ISGI vs QH, SHOP, UBER: Cyclically Adjusted FCF per Share Comparison

For the Software - Application subindustry, InsuraGuest Technologies's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsuraGuest Technologies Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's Cyclically Adjusted Price-to-FCF falls into.



InsuraGuest Technologies Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, InsuraGuest Technologies's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-0.001/130.3661*130.3661
=-0.001

Current CPI (Dec. 2025) = 130.3661.

InsuraGuest Technologies Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -0.022 101.054 -0.028
201606 -0.020 102.002 -0.026
201609 -0.007 101.765 -0.009
201612 -0.035 101.449 -0.045
201703 -0.010 102.634 -0.013
201706 -0.033 103.029 -0.042
201709 -0.012 103.345 -0.015
201712 -0.006 103.345 -0.008
201803 -0.005 105.004 -0.006
201806 -0.001 105.557 -0.001
201809 -0.001 105.636 -0.001
201812 -0.025 105.399 -0.031
201903 -0.003 106.979 -0.004
201906 -0.007 107.690 -0.008
201909 -0.002 107.611 -0.002
201912 -0.015 107.769 -0.018
202003 -0.014 107.927 -0.017
202006 -0.008 108.401 -0.010
202009 -0.005 108.164 -0.006
202012 -0.004 108.559 -0.005
202103 -0.001 110.298 -0.001
202106 -0.027 111.720 -0.032
202109 -0.007 112.905 -0.008
202112 -0.007 113.774 -0.008
202203 -0.002 117.646 -0.002
202206 -0.003 120.806 -0.003
202209 -0.002 120.648 -0.002
202212 -0.002 120.964 -0.002
202303 0.001 122.702 0.001
202306 -0.004 124.203 -0.004
202309 -0.002 125.230 -0.002
202312 0.000 125.072 0.000
202403 0.001 126.258 0.001
202406 -0.005 127.522 -0.005
202409 0.000 127.285 0.000
202412 -0.001 127.364 -0.001
202503 0.000 129.181 0.000
202506 -0.001 129.892 -0.001
202509 0.000 130.287 0.000
202512 -0.001 130.366 -0.001

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of C$-0.04 mean?
InsuraGuest Technologies (TSXV:ISGI) has a Cyclically Adjusted FCF per Share of C$-0.04 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on InsuraGuest Technologies and its competitors.
Is InsuraGuest Technologies' Cyclically Adjusted FCF per Share too high?
InsuraGuest Technologies' current Cyclically Adjusted FCF per Share is C$-0.04.
How does InsuraGuest Technologies' Cyclically Adjusted FCF per Share compare to QH and SHOP?
InsuraGuest Technologies' Cyclically Adjusted FCF per Share of C$-0.04 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on InsuraGuest Technologies and its competitors. InsuraGuest Technologies's current Cyclically Adjusted FCF per Share is C$-0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsuraGuest Technologies stock overvalued right now?
InsuraGuest Technologies (TSXV:ISGI) has a current Cyclically Adjusted FCF per Share of C$-0.04. The current Cyclically Adjusted FCF per Share is C$-0.04. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For InsuraGuest Technologies (TSXV:ISGI), the current Cyclically Adjusted FCF per Share is C$-0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InsuraGuest Technologies Business Description

Other Exchanges ISGIF:USA
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.