InsuraGuest Technologies (TSXV:ISGI) EBIT: C$-0.60 Mil (TTM As of Dec. 2025)


What is InsuraGuest Technologies EBIT?

InsuraGuest Technologies TSXV:ISGI EBIT is C$-0.60 Mil as of Dec. 2025. The stock has 2 warning signs investors should review.

InsuraGuest Technologies's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2025 was C$-0.03 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was C$-0.60 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. InsuraGuest Technologies's annualized ROC % for the quarter that ended in Dec. 2025 was -93.02%. InsuraGuest Technologies's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -269.66%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. InsuraGuest Technologies's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -38.77%.

InsuraGuest Technologies  (TSXV:ISGI) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

InsuraGuest Technologies's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-0.12 * ( 1 - 0% )/( (0.147 + 0.111)/ 2 )
=-0.12/0.129
=-93.02 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0.519 - 0.834 - ( 0.308 - max(0, 0.925 - 0.463+0.308))
=0.147

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0.545 - 0.897 - ( 0.2 - max(0, 0.971 - 0.508+0.2))
=0.111

Note: The Operating Income data used here is four times the quarterly (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

InsuraGuest Technologies's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-0.12/( ( (0.053 + max(-0.749, 0)) + (0.036 + max(-0.653, 0)) )/ 2 )
=-0.12/( ( 0.053 + 0.036 )/ 2 )
=-0.12/0.0445
=-269.66 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.05 + 0 + 0.068) - (0.834 + 0.033 + 0)
=-0.749

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.203 + 0 + 0.071) - (0.897 + 0.03 + -1.1102230246252E-16)
=-0.653

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

InsuraGuest Technologies's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=-0.599/1.545
=-38.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies EBIT Related Terms

InsuraGuest Technologies EBIT Historical Data

* Premium members only.

The historical data trend for InsuraGuest Technologies's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies EBIT Chart

InsuraGuest Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.84 -1.81 -0.97 -0.90 -0.54

InsuraGuest Technologies Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 -0.08 -0.30 -0.19 -0.03

TSXV:ISGI vs CRM, SHOP, UBER: EBIT Comparison

For the Software - Application subindustry, InsuraGuest Technologies's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

InsuraGuest Technologies EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's EV-to-EBIT falls into.


InsuraGuest Technologies EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$-0.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of C$-0.60 Mil mean?
InsuraGuest Technologies (TSXV:ISGI) has a EBIT of C$-0.60 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on InsuraGuest Technologies.
Is InsuraGuest Technologies' EBIT too high?
InsuraGuest Technologies' current EBIT is C$-0.60 Mil.
How does InsuraGuest Technologies' EBIT compare to CRM and SHOP?
InsuraGuest Technologies' EBIT of C$-0.60 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on InsuraGuest Technologies. InsuraGuest Technologies's current EBIT is C$-0.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsuraGuest Technologies stock overvalued right now?
Based on GuruFocus' analysis, InsuraGuest Technologies (TSXV:ISGI) is currently considered Fairly Valued. The stock's GF Value™ is C$0.01, compared to a current price of C$0.01 — trading right at its estimated fair value. The current EBIT is C$-0.60 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For InsuraGuest Technologies (TSXV:ISGI), the current EBIT is C$-0.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InsuraGuest Technologies Business Description

Other Exchanges ISGIF:USA
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.