InsuraGuest Technologies (TSXV:ISGI) ROC %: -93.02% (As of Dec. 2025)


What is InsuraGuest Technologies ROC %?

InsuraGuest Technologies TSXV:ISGI ROC % is -93.02% as of Dec. 2025. The stock has 2 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. InsuraGuest Technologies's annualized return on capital (ROC %) for the quarter that ended in Dec. 2025 was -93.02%.

As of today (2026-06-24), InsuraGuest Technologies's WACC % is 24.65%. InsuraGuest Technologies's ROC % is -648.27% (calculated using TTM income statement data). InsuraGuest Technologies earns returns that do not match up to its cost of capital. It will destroy value as it grows.


InsuraGuest Technologies  (TSXV:ISGI) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, InsuraGuest Technologies's WACC % is 24.65%. InsuraGuest Technologies's ROC % is -648.27% (calculated using TTM income statement data). InsuraGuest Technologies earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


InsuraGuest Technologies ROC % Related Terms


InsuraGuest Technologies ROC % Historical Data

* Premium members only.

The historical data trend for InsuraGuest Technologies's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies ROC % Chart

InsuraGuest Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,127.66 -1,556.03 -1,189.02 -725.00 -519.62

InsuraGuest Technologies Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -254.39 -357.14 -2,376.47 -834.97 -93.02

InsuraGuest Technologies ROC % Calculation

InsuraGuest Technologies's annualized Return on Capital (ROC %) for the fiscal year that ended in Jun. 2025 is calculated as:

ROC % (A: Jun. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Jun. 2024 ) + Invested Capital (A: Jun. 2025 ))/ count )
=-0.543 * ( 1 - 0% )/( (0.173 + 0.036)/ 2 )
=-0.543/0.1045
=-519.62 %

where

InsuraGuest Technologies's annualized Return on Capital (ROC %) for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-0.12 * ( 1 - 0% )/( (0.147 + 0.111)/ 2 )
=-0.12/0.129
=-93.02 %

where

Note: The Operating Income data used here is four times the quarterly (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of -93.02% mean?
InsuraGuest Technologies (TSXV:ISGI) has a ROC % of -93.02% as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on InsuraGuest Technologies and its competitors.
Is InsuraGuest Technologies' ROC % too high?
InsuraGuest Technologies' current ROC % is -93.02%.
How does InsuraGuest Technologies' ROC % compare to CRM and SHOP?
InsuraGuest Technologies' ROC % of -93.02% can be compared against companies in the Software industry. The industry median ROC % is 3.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Software company?
The median ROC % among Software companies is 3.12, based on 2,828 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on InsuraGuest Technologies and its competitors. For the Software industry, the median ROC % is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsuraGuest Technologies's current ROC % is -93.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsuraGuest Technologies stock overvalued right now?
Based on GuruFocus' analysis, InsuraGuest Technologies (TSXV:ISGI) is currently considered Fairly Valued. The stock's GF Value™ is C$0.01, compared to a current price of C$0.01 — trading right at its estimated fair value. The current ROC % is -93.02%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For InsuraGuest Technologies (TSXV:ISGI), the current ROC % is -93.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InsuraGuest Technologies Business Description

Other Exchanges ISGIF:USA
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.