InsuraGuest Technologies (TSXV:ISGI) Cyclically Adjusted PB Ratio: (As of Aug. 14, 2026)

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What is InsuraGuest Technologies Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


InsuraGuest Technologies  (TSXV:ISGI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


InsuraGuest Technologies Cyclically Adjusted PB Ratio Related Terms


InsuraGuest Technologies Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for InsuraGuest Technologies's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies Cyclically Adjusted PB Ratio Chart

InsuraGuest Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 0.31 0.17 0.34 5.65

InsuraGuest Technologies Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 0.00 5.65 12.72 0.00

TSXV:ISGI vs QH, SHOP, UBER: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, InsuraGuest Technologies's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsuraGuest Technologies Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's Cyclically Adjusted PB Ratio falls into.



InsuraGuest Technologies Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

InsuraGuest Technologies's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, InsuraGuest Technologies's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book=Book Value per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-0.002/130.3661*130.3661
=-0.002

Current CPI (Dec. 2025) = 130.3661.

InsuraGuest Technologies Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.090 101.054 0.116
201606 -0.001 102.002 -0.001
201609 -0.014 101.765 -0.018
201612 0.017 101.449 0.022
201703 0.008 102.634 0.010
201706 -0.006 103.029 -0.008
201709 -0.007 103.345 -0.009
201712 -0.016 103.345 -0.020
201803 -0.019 105.004 -0.024
201806 -0.028 105.557 -0.035
201809 -0.025 105.636 -0.031
201812 -0.001 105.399 -0.001
201903 -0.008 106.979 -0.010
201906 -0.017 107.690 -0.021
201909 -0.022 107.611 -0.027
201912 -0.003 107.769 -0.004
202003 0.004 107.927 0.005
202006 -0.007 108.401 -0.008
202009 -0.016 108.164 -0.019
202012 -0.019 108.559 -0.023
202103 -0.022 110.298 -0.026
202106 0.016 111.720 0.019
202109 0.019 112.905 0.022
202112 0.015 113.774 0.017
202203 0.012 117.646 0.013
202206 0.007 120.806 0.008
202209 0.005 120.648 0.005
202212 0.002 120.964 0.002
202303 0.000 122.702 0.000
202306 -0.004 124.203 -0.004
202309 -0.008 125.230 -0.008
202312 -0.009 125.072 -0.009
202403 -0.009 126.258 -0.009
202406 0.002 127.522 0.002
202409 0.001 127.285 0.001
202412 0.001 127.364 0.001
202503 0.000 129.181 0.000
202506 -0.002 129.892 -0.002
202509 -0.002 130.287 -0.002
202512 -0.002 130.366 -0.002

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


InsuraGuest Technologies Business Description

Other Exchanges ISGIF:USA
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.