BNP Paribas Bank Polska (WAR:BNP) Cyclically Adjusted FCF per Share: zł37.58 (As of Mar. 2026)

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WAR:BNP BNP Paribas Bank Polska SA WAR:BNP
75 GF Score
Price zł155.00
GF Value zł100.10
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska Cyclically Adjusted FCF per Share?

BNP Paribas Bank Polska WAR:BNP +3.75% 75 Cyclically Adjusted FCF per Share is zł37.58 as of Mar. 2026. GuruFocus rates WAR:BNP with a GF Score™ of 75/100 and a GF Value™ of zł100.10 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

BNP Paribas Bank Polska's adjusted free cash flow per share for the three months ended in Mar. 2026 was zł-33.631. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is zł37.58 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BNP Paribas Bank Polska's average Cyclically Adjusted FCF Growth Rate was -4.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 14.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 27.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of BNP Paribas Bank Polska was 54.10% per year. The lowest was 14.40% per year. And the median was 34.50% per year.

As of today (2026-08-02), BNP Paribas Bank Polska's current stock price is zł155.00. BNP Paribas Bank Polska's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was zł37.58. BNP Paribas Bank Polska's Cyclically Adjusted Price-to-FCF of today is 4.12.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BNP Paribas Bank Polska was 12.27. The lowest was 1.77. And the median was 3.10.


BNP Paribas Bank Polska  (WAR:BNP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BNP Paribas Bank Polska's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=155.00/37.58
=4.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BNP Paribas Bank Polska was 12.27. The lowest was 1.77. And the median was 3.10.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


BNP Paribas Bank Polska Cyclically Adjusted FCF per Share Related Terms


BNP Paribas Bank Polska Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for BNP Paribas Bank Polska's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska Cyclically Adjusted FCF per Share Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.53 27.35 36.35 38.97 40.96

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.35 35.87 36.54 40.96 37.58

WAR:BNP vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, BNP Paribas Bank Polska's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNP Paribas Bank Polska Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BNP Paribas Bank Polska's Cyclically Adjusted Price-to-FCF falls into.


WAR:BNP
75GF Score
BNP Paribas Bank Polska SA WAR:BNP
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BNP Paribas Bank Polska Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BNP Paribas Bank Polska's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-33.631/163.0700*163.0700
=-33.631

Current CPI (Mar. 2026) = 163.0700.

BNP Paribas Bank Polska Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 30.452 99.552 49.881
201609 4.798 99.064 7.898
201612 20.681 100.366 33.601
201703 -4.133 101.018 -6.672
201706 9.987 101.180 16.096
201709 9.087 101.343 14.622
201712 12.969 102.564 20.620
201803 -5.596 102.564 -8.897
201806 -18.184 103.378 -28.684
201809 -9.792 103.378 -15.446
201812 -38.777 103.785 -60.927
201903 -12.157 104.274 -19.012
201906 -5.204 105.983 -8.007
201909 -2.105 105.983 -3.239
201912 18.256 107.123 27.791
202003 -13.538 109.076 -20.239
202006 50.395 109.402 75.117
202009 25.448 109.320 37.960
202012 -33.272 109.565 -49.520
202103 10.626 112.658 15.381
202106 -1.784 113.960 -2.553
202109 -2.061 115.588 -2.908
202112 3.212 119.088 4.398
202203 14.387 125.031 18.764
202206 3.979 131.705 4.927
202209 16.985 135.531 20.436
202212 66.465 139.113 77.911
202303 -11.763 145.950 -13.143
202306 19.953 147.009 22.133
202309 -20.510 146.113 -22.890
202312 48.858 147.741 53.927
202403 17.901 149.044 19.586
202406 12.273 150.997 13.254
202409 0.075 153.439 0.080
202412 65.548 154.660 69.112
202503 -20.158 157.021 -20.935
202506 25.203 157.509 26.093
202509 -4.266 158.000 -4.403
202512 65.310 158.320 67.269
202603 -33.631 163.070 -33.631

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of zł37.58 mean?
BNP Paribas Bank Polska (WAR:BNP) has a Cyclically Adjusted FCF per Share of zł37.58 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BNP Paribas Bank Polska and its competitors.
Is BNP Paribas Bank Polska's Cyclically Adjusted FCF per Share too high?
BNP Paribas Bank Polska's current Cyclically Adjusted FCF per Share is zł37.58. Overall, BNP Paribas Bank Polska has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's Cyclically Adjusted FCF per Share compare to PNC and USB?
BNP Paribas Bank Polska's Cyclically Adjusted FCF per Share of zł37.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BNP Paribas Bank Polska and its competitors. BNP Paribas Bank Polska's current Cyclically Adjusted FCF per Share is zł37.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (WAR:BNP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł100.10, compared to a current price of zł155.00 — trading 54.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is zł37.58. BNP Paribas Bank Polska's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For BNP Paribas Bank Polska (WAR:BNP), the current Cyclically Adjusted FCF per Share is zł37.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (WAR:BNP) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of zł155.00 is trading 54.8% above its estimated GF Value™ of zł100.10. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for WAR:BNP:

  • Cyclically Adjusted FCF per Share: zł37.58
  • GF Value™: zł100.10 vs. price of zł155.00 (54.8% above fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the WAR:BNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNP Paribas Bank Polska Business Description

Other Exchanges 82MA:Germany
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
75GF Score

Get the complete analysis for WAR:BNP

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł155.00
Price
zł100.10
GF Value