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BNP Paribas Bank Polska (WAR:BNP) Financial Strength : 3 (As of Mar. 2024)


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What is BNP Paribas Bank Polska Financial Strength?

BNP Paribas Bank Polska has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

BNP Paribas Bank Polska SA displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate BNP Paribas Bank Polska's interest coverage with the available data. BNP Paribas Bank Polska's debt to revenue ratio for the quarter that ended in Mar. 2024 was 1.57. Altman Z-Score does not apply to banks and insurance companies.


BNP Paribas Bank Polska Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

BNP Paribas Bank Polska's Interest Expense for the months ended in Mar. 2024 was zł-1,104 Mil. Its Operating Income for the months ended in Mar. 2024 was zł0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was zł12,583 Mil.

BNP Paribas Bank Polska's Interest Coverage for the quarter that ended in Mar. 2024 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

BNP Paribas Bank Polska's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2024 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 12582.68) / 8000.3
=1.57

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BNP Paribas Bank Polska  (WAR:BNP) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

BNP Paribas Bank Polska has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


BNP Paribas Bank Polska Financial Strength Related Terms

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BNP Paribas Bank Polska (WAR:BNP) Business Description

Traded in Other Exchanges
Address
Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA provides various banking and financial services. It specializes in the financing of agriculture, food economy and regional infrastructure. Further operation of the firm is breakdown into various business segments which include Retail and Business Banking, Small and Medium-Sized Enterprises, Corporate Banking, Corporate and Institutional Banking as well as Other Operations. The bank is engaged in offering services such as saving and current accounts, deposits, e-banking, loans, debit & credit cards, insurances, pensions schemes and corporate banking for individuals, private banking customers, microenterprises, whereas institutional customers and to medium-sized and large enterprises. Business activity of the bank is primarily functioned through the Poland region.