BNP Paribas Bank Polska (WAR:BNP) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

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WAR:BNP BNP Paribas Bank Polska SA WAR:BNP
75 GF Score
Price zł147.60
GF Value zł100.51
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BNP Paribas Bank Polska LT-Debt-to-Total-Asset?

BNP Paribas Bank Polska WAR:BNP -2.89% 75 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates WAR:BNP with a GF Score™ of 75/100 and a GF Value™ of zł100.51 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BNP Paribas Bank Polska's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

BNP Paribas Bank Polska's long-term debt to total assets ratio declined from Mar. 2025 (0.08) to Mar. 2026 (0.07). It may suggest that BNP Paribas Bank Polska is progressively becoming less dependent on debt to grow their business.

BNP Paribas Bank Polska  (WAR:BNP) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Related Terms

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for BNP Paribas Bank Polska's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNP Paribas Bank Polska LT-Debt-to-Total-Asset Chart

BNP Paribas Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.08 0.08 0.08 0.08

BNP Paribas Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.07 0.08 0.07
WAR:BNP
75GF Score
BNP Paribas Bank Polska SA WAR:BNP
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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BNP Paribas Bank Polska LT-Debt-to-Total-Asset Calculation

BNP Paribas Bank Polska's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=13506.352/180725.264
=0.07

BNP Paribas Bank Polska's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=13104.106/177344.972
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
BNP Paribas Bank Polska (WAR:BNP) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BNP Paribas Bank Polska and its competitors.
Is BNP Paribas Bank Polska's LT-Debt-to-Total-Asset too high?
BNP Paribas Bank Polska's current LT-Debt-to-Total-Asset is 0.07. Overall, BNP Paribas Bank Polska has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's LT-Debt-to-Total-Asset compare to PNC and USB?
BNP Paribas Bank Polska's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BNP Paribas Bank Polska and its competitors. BNP Paribas Bank Polska's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (WAR:BNP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł100.51, compared to a current price of zł147.60 — trading 46.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. BNP Paribas Bank Polska's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BNP Paribas Bank Polska (WAR:BNP), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (WAR:BNP) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of zł147.60 is trading 46.9% above its estimated GF Value™ of zł100.51. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for WAR:BNP:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: zł100.51 vs. price of zł147.60 (46.9% above fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the WAR:BNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Bank Polska Business Description

Other Exchanges 82MA:Germany
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
75GF Score

Get the complete analysis for WAR:BNP

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł147.60
Price
zł100.51
GF Value