BNP Paribas Bank Polska (WAR:BNP) Margin of Safety % (DCF Earnings Based): 71.16% (As of Jun. 27, 2026)


WAR:BNP BNP Paribas Bank Polska SA WAR:BNP
75 GF Score
Price zł147.40
GF Value zł102.30
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is BNP Paribas Bank Polska Margin of Safety % (DCF Earnings Based)?

BNP Paribas Bank Polska WAR:BNP +0.14% 75 Margin of Safety % (DCF Earnings Based) is 71.16% as of Jun. 27, 2026. GuruFocus rates WAR:BNP with a GF Score™ of 75/100 and a GF Value™ of zł102.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), BNP Paribas Bank Polska's Predictability Rank is 1.5-Stars. BNP Paribas Bank Polska's intrinsic value calculated from the Discounted Earnings model is zł511.18 and current share price is zł147.40. Consequently,

BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 71.16%.

WAR:BNP vs PNC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BNP Paribas Bank Polska Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) falls into.


WAR:BNP
75GF Score
BNP Paribas Bank Polska SA WAR:BNP
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BNP Paribas Bank Polska Margin of Safety % (DCF Earnings Based) Calculation

BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(511.18-147.40)/511.18
=71.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 71.16% mean?
BNP Paribas Bank Polska (WAR:BNP) has a Margin of Safety % (DCF Earnings Based) of 71.16% as of Jun. 27, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on BNP Paribas Bank Polska.
Is BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) too high?
BNP Paribas Bank Polska's current Margin of Safety % (DCF Earnings Based) is 71.16%. Overall, BNP Paribas Bank Polska has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) compare to PNC?
BNP Paribas Bank Polska's Margin of Safety % (DCF Earnings Based) of 71.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on BNP Paribas Bank Polska. BNP Paribas Bank Polska's current Margin of Safety % (DCF Earnings Based) is 71.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNP Paribas Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, BNP Paribas Bank Polska (WAR:BNP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł102.30, compared to a current price of zł147.40 — trading 44.1% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 71.16%. BNP Paribas Bank Polska's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For BNP Paribas Bank Polska (WAR:BNP), the current Margin of Safety % (DCF Earnings Based) is 71.16% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNP Paribas Bank Polska (WAR:BNP) Overvalued in 2026?

Based on GuruFocus' analysis, BNP Paribas Bank Polska stock appears to be overvalued. The current stock price of zł147.40 is trading 44.1% above its estimated GF Value™ of zł102.30. GuruFocus considers BNP Paribas Bank Polska to be Significantly Overvalued.

Key valuation signals for WAR:BNP:

  • Margin of Safety % (DCF Earnings Based): 71.16%
  • GF Value™: zł102.30 vs. price of zł147.40 (44.1% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the WAR:BNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNP Paribas Bank Polska Business Description

Other Exchanges 82MA:Germany
Address Kasprzaka 2, Warsaw, POL, 01-211
BNP Paribas Bank Polska SA is a universal commercial bank offering a wide range of banking services provided to individual and institutional customers in accordance with the scope of services specified in the Bank's Articles of Association. The Bank operates both in Polish zlotys and foreign currencies and actively participates in trading on domestic and foreign financial markets. In addition, through its subsidiaries, the Group conducts brokerage and leasing activities and provides other financial services. Its reportable operating segments include Retail and Business Banking, Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations, including ALM Treasury and the Corporate Centre.
75GF Score

Get the complete analysis for WAR:BNP

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł147.40
Price
zł102.30
GF Value