WBS (Webster Financial) Cyclically Adjusted FCF per Share: $6.85 (As of Jun. 2026)

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WBS Webster Financial Corp WBS
77 GF Score
Price $77.57
GF Value $60.84
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Webster Financial Cyclically Adjusted FCF per Share?

Webster Financial WBS 77 Cyclically Adjusted FCF per Share is $6.85 as of Jun. 2026. GuruFocus rates WBS with a GF Score™ of 77/100 and a GF Value™ of $60.84 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Webster Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was $2.318. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $6.85 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Webster Financial's average Cyclically Adjusted FCF Growth Rate was 10.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 10.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 5.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Webster Financial was 22.80% per year. The lowest was -11.10% per year. And the median was 5.00% per year.

As of today (2026-08-25), Webster Financial's current stock price is $77.57. Webster Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $6.85. Webster Financial's Cyclically Adjusted Price-to-FCF of today is 11.32.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Webster Financial was 18.55. The lowest was 5.30. And the median was 10.89.


Webster Financial  (NYSE:WBS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Webster Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=77.57/6.85
=11.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Webster Financial was 18.55. The lowest was 5.30. And the median was 10.89.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Webster Financial Cyclically Adjusted FCF per Share Related Terms


Webster Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Webster Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Webster Financial Cyclically Adjusted FCF per Share Chart

Webster Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.52 5.26 5.34 5.99 6.37

Webster Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.20 6.36 6.37 6.66 6.85

WBS vs FHN, BPOP, UMBF: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Webster Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Webster Financial Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Webster Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Webster Financial's Cyclically Adjusted Price-to-FCF falls into.


WBS
77GF Score
Webster Financial Corp WBS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Webster Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Webster Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.318/333.9520*333.9520
=2.318

Current CPI (Jun. 2026) = 333.9520.

Webster Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.851 241.428 1.177
201612 2.184 241.432 3.021
201703 1.482 243.801 2.030
201706 0.343 244.955 0.468
201709 1.207 246.819 1.633
201712 1.477 246.524 2.001
201803 1.371 249.554 1.835
201806 1.237 251.989 1.639
201809 2.499 252.439 3.306
201812 -0.373 251.233 -0.496
201903 0.405 254.202 0.532
201906 0.521 256.143 0.679
201909 0.305 256.759 0.397
201912 1.794 256.974 2.331
202003 -0.714 258.115 -0.924
202006 1.096 257.797 1.420
202009 1.275 260.280 1.636
202012 2.356 260.474 3.021
202103 2.499 264.877 3.151
202106 0.894 271.696 1.099
202109 1.630 274.310 1.984
202112 2.427 278.802 2.907
202203 1.429 287.504 1.660
202206 2.378 296.311 2.680
202209 2.376 296.808 2.673
202212 1.534 296.797 1.726
202303 1.180 301.836 1.306
202306 1.389 305.109 1.520
202309 2.409 307.789 2.614
202312 0.478 306.746 0.520
202403 1.398 312.332 1.495
202406 1.268 314.175 1.348
202409 0.208 315.301 0.220
202412 5.168 315.605 5.468
202503 0.511 319.799 0.534
202506 1.551 322.561 1.606
202509 2.204 324.800 2.266
202512 1.879 324.054 1.936
202603 1.741 330.213 1.761
202606 2.318 333.952 2.318

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $6.85 mean?
Webster Financial (WBS) has a Cyclically Adjusted FCF per Share of $6.85 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Webster Financial and its competitors.
Is Webster Financial's Cyclically Adjusted FCF per Share too high?
Webster Financial's current Cyclically Adjusted FCF per Share is $6.85. Overall, Webster Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Webster Financial's Cyclically Adjusted FCF per Share compare to FHN and BPOP?
Webster Financial's Cyclically Adjusted FCF per Share of $6.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Webster Financial and its competitors. Webster Financial's current Cyclically Adjusted FCF per Share is $6.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Webster Financial stock overvalued right now?
Based on GuruFocus' analysis, Webster Financial (WBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $60.84, compared to a current price of $77.57 — trading 27.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $6.85. Webster Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Webster Financial (WBS), the current Cyclically Adjusted FCF per Share is $6.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Webster Financial (WBS) Overvalued in 2026?

Based on GuruFocus' analysis, Webster Financial stock appears to be overvalued. The current stock price of $77.57 is trading 27.5% above its estimated GF Value™ of $60.84. GuruFocus considers Webster Financial to be Modestly Overvalued.

Key valuation signals for WBS:

  • Cyclically Adjusted FCF per Share: $6.85
  • GF Value™: $60.84 vs. price of $77.57 (27.5% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the WBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Webster Financial Business Description

Other Exchanges WBSpF.PFD:USAWED:Germany
Address 200 Elm Street, Stamford, CT, USA, 06902
Webster Financial Corp is a full-service provider of financial services, offering commercial and consumer banking, mortgages, and investment advisory along with trust and wealth management services in Connecticut, New York, Rhode Island, Massachusetts, and Pennsylvania. The company's segment includes Commercial Banking, HSA Bank, and Consumer Banking. It generates maximum revenue from the Commercial Banking segment.
77GF Score

Get the complete analysis for WBS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.57
Price
$60.84
GF Value