WBS (Webster Financial) E10: $4.58 (As of Mar. 2026)


WBS Webster Financial Corp WBS
77 GF Score
Price $75.60
GF Value $58.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Webster Financial E10?

Webster Financial WBS +0.11% 77 E10 is $4.58 as of Mar. 2026. GuruFocus rates WBS with a GF Score™ of 77/100 and a GF Value™ of $58.54 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Webster Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.500. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.58 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Webster Financial's average E10 Growth Rate was 11.20% per year. During the past 3 years, the average E10 Growth Rate was 9.40% per year. During the past 5 years, the average E10 Growth Rate was 10.50% per year. During the past 10 years, the average E10 Growth Rate was 27.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Webster Financial was 71.70% per year. The lowest was -21.30% per year. And the median was 9.40% per year.

As of today (2026-06-26), Webster Financial's current stock price is $75.60. Webster Financial's E10 for the quarter that ended in Mar. 2026 was $4.58. Webster Financial's Shiller PE Ratio of today is 16.51.

During the past 13 years, the highest Shiller PE Ratio of Webster Financial was 123.78. The lowest was 8.31. And the median was 16.37.


Webster Financial  (NYSE:WBS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Webster Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=75.60/4.58
=16.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Webster Financial was 123.78. The lowest was 8.31. And the median was 16.37.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Webster Financial E10 Related Terms


Webster Financial E10 Historical Data

* Premium members only.

The historical data trend for Webster Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Webster Financial E10 Chart

Webster Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.07 3.38 3.74 4.01 4.42

Webster Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.12 4.24 4.35 4.42 4.58

WBS vs FHN, WTFC, UMBF: E10 Comparison

For the Banks - Regional subindustry, Webster Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Webster Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Webster Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Webster Financial's Shiller PE Ratio falls into.


WBS
77GF Score
Webster Financial Corp WBS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Webster Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Webster Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.5/330.2130*330.2130
=1.500

Current CPI (Mar. 2026) = 330.2130.

Webster Financial Quarterly Data

per share eps CPI Adj_EPS
201606 0.530 241.018 0.726
201609 0.540 241.428 0.739
201612 0.600 241.432 0.821
201703 0.620 243.801 0.840
201706 0.640 244.955 0.863
201709 0.670 246.819 0.896
201712 0.730 246.524 0.978
201803 0.850 249.554 1.125
201806 0.860 251.989 1.127
201809 1.060 252.439 1.387
201812 1.050 251.233 1.380
201903 1.060 254.202 1.377
201906 1.050 256.143 1.354
201909 1.000 256.759 1.286
201912 0.960 256.974 1.234
202003 0.390 258.115 0.499
202006 0.570 257.797 0.730
202009 0.750 260.280 0.952
202012 0.640 260.474 0.811
202103 1.170 264.877 1.459
202106 1.010 271.696 1.228
202109 1.030 274.310 1.240
202112 1.200 278.802 1.421
202203 -0.140 287.504 -0.161
202206 1.000 296.311 1.114
202209 1.310 296.808 1.457
202212 1.380 296.797 1.535
202303 1.240 301.836 1.357
202306 1.320 305.109 1.429
202309 1.280 307.789 1.373
202312 1.050 306.746 1.130
202403 1.230 312.332 1.300
202406 1.030 314.175 1.083
202409 1.100 315.301 1.152
202412 1.010 315.605 1.057
202503 1.300 319.799 1.342
202506 1.520 322.561 1.556
202509 1.540 324.800 1.566
202512 1.550 324.054 1.579
202603 1.500 330.213 1.500

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.58 mean?
Webster Financial (WBS) has a E10 of $4.58 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Webster Financial and its competitors.
Is Webster Financial's E10 too high?
Webster Financial's current E10 is $4.58. Overall, Webster Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Webster Financial's E10 compare to FHN and WTFC?
Webster Financial's E10 of $4.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Webster Financial and its competitors. Webster Financial's current E10 is $4.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Webster Financial stock overvalued right now?
Based on GuruFocus' analysis, Webster Financial (WBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.54, compared to a current price of $75.60 — trading 29.1% above its estimated fair value. The current E10 is $4.58. Webster Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Webster Financial (WBS), the current E10 is $4.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Webster Financial (WBS) Overvalued in 2026?

Based on GuruFocus' analysis, Webster Financial stock appears to be overvalued. The current stock price of $75.60 is trading 29.1% above its estimated GF Value™ of $58.54. GuruFocus considers Webster Financial to be Modestly Overvalued.

Key valuation signals for WBS:

  • E10: $4.58
  • GF Value™: $58.54 vs. price of $75.60 (29.1% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the WBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Webster Financial Business Description

Other Exchanges WBSpF.PFD:USAWED:Germany
Address 200 Elm Street, Stamford, CT, USA, 06902
Webster Financial Corp is a full-service provider of financial services, offering commercial and consumer banking, mortgages, and investment advisory along with trust and wealth management services in Connecticut, New York, Rhode Island, Massachusetts, and Pennsylvania. The company's segment includes Commercial Banking, HSA Bank, and Consumer Banking. It generates maximum revenue from the Commercial Banking segment.
77GF Score

Get the complete analysis for WBS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.60
Price
$58.54
GF Value