WBS (Webster Financial) Scaled Net Operating Assets: 0.15 (As of Mar. 2026)


WBS Webster Financial Corp WBS
77 GF Score
Price $75.60
GF Value $58.54
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Webster Financial Scaled Net Operating Assets?

Webster Financial WBS +0.11% 77 Scaled Net Operating Assets is 0.15 as of Mar. 2026. GuruFocus rates WBS with a GF Score™ of 77/100 and a GF Value™ of $58.54 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Webster Financial's operating assets for the quarter that ended in Mar. 2026 was $82,716 Mil. Webster Financial's operating liabilities for the quarter that ended in Mar. 2026 was $70,462 Mil. Webster Financial's Total Assets for the quarter that ended in Dec. 2025 was $84,074 Mil. Therefore, Webster Financial's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.15.

WBS
77GF Score
Webster Financial Corp WBS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Webster Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Webster Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(81624.138-70861.255)/79025.073
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=84073.663 - 2449.525
=81624.138

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=74581.427 - 750.172 - 2970
=70861.255

Webster Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(82715.859-70462.008)/84073.663
=0.15

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=85584.588 - 2868.729
=82715.859

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=76010.939 - 748.931 - 4800
=70462.008

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
Webster Financial (WBS) has a Scaled Net Operating Assets of 0.15 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Webster Financial and its competitors.
Is Webster Financial's Scaled Net Operating Assets too high?
Webster Financial's current Scaled Net Operating Assets is 0.15. Overall, Webster Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Webster Financial's Scaled Net Operating Assets compare to FHN and WTFC?
Webster Financial's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Webster Financial and its competitors. Webster Financial's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Webster Financial stock overvalued right now?
Based on GuruFocus' analysis, Webster Financial (WBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.54, compared to a current price of $75.60 — trading 29.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.15. Webster Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Webster Financial (WBS), the current Scaled Net Operating Assets is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Webster Financial (WBS) Overvalued in 2026?

Based on GuruFocus' analysis, Webster Financial stock appears to be overvalued. The current stock price of $75.60 is trading 29.1% above its estimated GF Value™ of $58.54. GuruFocus considers Webster Financial to be Modestly Overvalued.

Key valuation signals for WBS:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: $58.54 vs. price of $75.60 (29.1% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the WBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Webster Financial Business Description

Other Exchanges WBSpF.PFD:USAWED:Germany
Address 200 Elm Street, Stamford, CT, USA, 06902
Webster Financial Corp is a full-service provider of financial services, offering commercial and consumer banking, mortgages, and investment advisory along with trust and wealth management services in Connecticut, New York, Rhode Island, Massachusetts, and Pennsylvania. The company's segment includes Commercial Banking, HSA Bank, and Consumer Banking. It generates maximum revenue from the Commercial Banking segment.
77GF Score

Get the complete analysis for WBS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.60
Price
$58.54
GF Value