Arab Jordan Investment Bank (AMM:AJIB) Cyclically Adjusted PB Ratio: 1.02 (As of Jul. 23, 2026) — 24% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:AJIB Arab Jordan Investment Bank AMM:AJIB
59 GF Score
Price JOD1.67
GF Value JOD1.72
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Arab Jordan Investment Bank Cyclically Adjusted PB Ratio?

Arab Jordan Investment Bank AMM:AJIB 59 Cyclically Adjusted PB Ratio is 1.02 as of Jul. 23, 2026, which is 24% above its 10-year median of 0.82. GuruFocus rates AMM:AJIB with a GF Score™ of 59/100 and a GF Value™ of JOD1.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,291 Banks companies, Arab Jordan Investment Bank ranks better than 63.67% on this metric.

As of today (2026-07-23), Arab Jordan Investment Bank's current share price is JOD1.67. Arab Jordan Investment Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD1.64. Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio for today is 1.02.

The historical rank and industry rank for Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:AJIB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.77   Med: 0.82   Max: 1.18
Current: 1.02

During the past years, Arab Jordan Investment Bank's highest Cyclically Adjusted PB Ratio was 1.18. The lowest was 0.77. And the median was 0.82.

AMM:AJIB's Cyclically Adjusted PB Ratio is ranked better than
63.67% of 1291 companies
in the Banks industry
Industry Median: 1.26 vs AMM:AJIB: 1.02

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arab Jordan Investment Bank's adjusted book value per share data for the three months ended in Mar. 2026 was JOD1.551. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD1.64 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Arab Jordan Investment Bank  (AMM:AJIB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Arab Jordan Investment Bank Cyclically Adjusted PB Ratio Related Terms


Arab Jordan Investment Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Jordan Investment Bank Cyclically Adjusted PB Ratio Chart

Arab Jordan Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.82 0.82 0.81 1.00

Arab Jordan Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.78 0.86 1.00 1.18

Arab Jordan Investment Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Jordan Investment Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio falls into.


AMM:AJIB
59GF Score
Arab Jordan Investment Bank AMM:AJIB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Jordan Investment Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.67/1.64
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Jordan Investment Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Arab Jordan Investment Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.551/330.2130*330.2130
=1.551

Current CPI (Mar. 2026) = 330.2130.

Arab Jordan Investment Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.263 241.018 1.730
201609 1.291 241.428 1.766
201612 1.328 241.432 1.816
201703 1.361 243.801 1.843
201706 1.271 244.955 1.713
201709 1.299 246.819 1.738
201712 1.325 246.524 1.775
201803 1.351 249.554 1.788
201806 1.275 251.989 1.671
201809 1.297 252.439 1.697
201812 1.299 251.233 1.707
201903 1.329 254.202 1.726
201906 1.251 256.143 1.613
201909 1.271 256.759 1.635
201912 1.311 256.974 1.685
202003 1.322 258.115 1.691
202006 1.332 257.797 1.706
202009 1.356 260.280 1.720
202012 1.374 260.474 1.742
202103 1.406 264.877 1.753
202106 1.351 271.696 1.642
202109 1.377 274.310 1.658
202112 1.401 278.802 1.659
202203 1.434 287.504 1.647
202206 1.363 296.311 1.519
202209 1.383 296.808 1.539
202212 1.427 296.797 1.588
202303 1.369 301.836 1.498
202306 1.395 305.109 1.510
202309 1.414 307.789 1.517
202312 1.455 306.746 1.566
202403 1.385 312.332 1.464
202406 1.421 314.175 1.494
202409 1.451 315.301 1.520
202412 1.486 315.605 1.555
202503 1.429 319.799 1.476
202506 1.475 322.561 1.510
202509 1.519 324.800 1.544
202512 1.525 324.054 1.554
202603 1.551 330.213 1.551

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.02 mean?
Arab Jordan Investment Bank (AMM:AJIB) has a Cyclically Adjusted PB Ratio of 1.02 as of Jul. 23, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab Jordan Investment Bank and its competitors. This is 24% above median its historical median of 0.82. Over the past decade, Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio has ranged from 0.77 to 1.18. According to the industry distribution chart, Arab Jordan Investment Bank ranks #469 out of 1291 companies in the Banks industry, placing it in the top 36.3%.
Is Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio too high?
Arab Jordan Investment Bank's current Cyclically Adjusted PB Ratio of 1.02 is 24% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 1.18. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Arab Jordan Investment Bank's value of 1.02 is 19% below this industry median. Based on the distribution chart, Arab Jordan Investment Bank ranks #469 out of 1291 companies in the Banks industry, which is above the industry midpoint. Overall, Arab Jordan Investment Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Jordan Investment Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Arab Jordan Investment Bank ranks #469 out of 1291 companies for Cyclically Adjusted PB Ratio. This puts Arab Jordan Investment Bank in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Arab Jordan Investment Bank's value of 1.02 is 19% below this benchmark. Historically, Arab Jordan Investment Bank's own Cyclically Adjusted PB Ratio has ranged from 0.77 to 1.18 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 1.26, Arab Jordan Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,291 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Jordan Investment Bank's current Cyclically Adjusted PB Ratio of 1.02 is 19% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab Jordan Investment Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Jordan Investment Bank's current Cyclically Adjusted PB Ratio is 1.02, which is 24% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Jordan Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Jordan Investment Bank (AMM:AJIB) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.72, compared to a current price of JOD1.67 — trading 2.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.02, which is 24% above median its 10-year median of 0.82 and 19% below the Banks industry median of 1.26. Arab Jordan Investment Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Arab Jordan Investment Bank (AMM:AJIB), the current Cyclically Adjusted PB Ratio is 1.02 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Jordan Investment Bank (AMM:AJIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Jordan Investment Bank stock appears to be undervalued. The current stock price of JOD1.67 is trading 2.9% below its estimated GF Value™ of JOD1.72. GuruFocus considers Arab Jordan Investment Bank to be Fairly Valued.

Key valuation signals for AMM:AJIB:

  • Cyclically Adjusted PB Ratio: 1.02 (24% above median its 10-year median of 0.82)
  • GF Value™: JOD1.72 vs. price of JOD1.67 (2.9% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 19% below the Banks median (#469 of 1291)

No single metric tells the full story. See the AMM:AJIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Jordan Investment Bank Business Description

Address 200 Zahran Street, P.O. Box 8797, AJIB Tower, Amman, JOR, 11121
Arab Jordan Investment Bank PLC is engaged in commercial banking activities. The company offers integrated banking and investment services, including mergers and acquisitions of assets and activities in the stock market , as well as investment services in trading and research that relate to shares and markets, granting loans, and financing projects. In addition, the company also provides products and services for personal and residential loans, credit cards and other services. The company operating segments includes: Individual account, Institution and Corporate, Treasury, and Institutional Financing. Majority of revenue is from Treasury Segment. Company operates Domestically and Internationally.
59GF Score

Get the complete analysis for AMM:AJIB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.67
Price
JOD1.72
GF Value