Arab Jordan Investment Bank (AMM:AJIB) Financial Strength: 3 (As of Jun. 2026) — 40% Below Median

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AMM:AJIB Arab Jordan Investment Bank AMM:AJIB
57 GF Score
Price JOD1.65
GF Value JOD1.64
Valuation Fairly Valued
! 4 Warning Signs
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What is Arab Jordan Investment Bank Financial Strength?

Arab Jordan Investment Bank AMM:AJIB +0.61% 57 Financial Strength is 3 as of Jun. 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates AMM:AJIB with a GF Score™ of 57/100 and a GF Value™ of JOD1.64 (Fairly Valued). The stock has 4 warning signs investors should review.

Arab Jordan Investment Bank has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Arab Jordan Investment Bank displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Arab Jordan Investment Bank's interest coverage with the available data. Arab Jordan Investment Bank's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.03. Altman Z-Score does not apply to banks and insurance companies.


Arab Jordan Investment Bank  (AMM:AJIB) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Arab Jordan Investment Bank has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Arab Jordan Investment Bank Financial Strength Related Terms

AMM:AJIB
57GF Score
Arab Jordan Investment Bank AMM:AJIB
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Jordan Investment Bank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Arab Jordan Investment Bank's Interest Expense for the months ended in Jun. 2026 was JOD-18.28 Mil. Its Operating Income for the months ended in Jun. 2026 was JOD0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD2.22 Mil.

Arab Jordan Investment Bank's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Arab Jordan Investment Bank has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Arab Jordan Investment Bank's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 2.218) / 70.804
=0.03

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Arab Jordan Investment Bank (AMM:AJIB) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Arab Jordan Investment Bank and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Arab Jordan Investment Bank's Financial Strength has ranged from 2.00 to 7.00.
Is Arab Jordan Investment Bank's Financial Strength too high?
Arab Jordan Investment Bank's current Financial Strength of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, Arab Jordan Investment Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Jordan Investment Bank's Financial Strength compare to competitors?
Arab Jordan Investment Bank's Financial Strength of 3 can be compared against companies in the Banks industry. Historically, Arab Jordan Investment Bank's own Financial Strength has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Arab Jordan Investment Bank and its competitors. Arab Jordan Investment Bank's current Financial Strength is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Jordan Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Jordan Investment Bank (AMM:AJIB) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.64, compared to a current price of JOD1.65 — trading 0.6% above its estimated fair value. The current Financial Strength is 3, which is 40% below median its 10-year median of 5.00. Arab Jordan Investment Bank's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Arab Jordan Investment Bank (AMM:AJIB), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Jordan Investment Bank (AMM:AJIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Jordan Investment Bank stock appears to be overvalued. The current stock price of JOD1.65 is trading 0.6% above its estimated GF Value™ of JOD1.64. GuruFocus considers Arab Jordan Investment Bank to be Fairly Valued.

Key valuation signals for AMM:AJIB:

  • Financial Strength: 3 (40% below median its 10-year median of 5.00)
  • GF Value™: JOD1.64 vs. price of JOD1.65 (0.6% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the AMM:AJIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Jordan Investment Bank Business Description

Address 200 Zahran Street, P.O. Box 8797, AJIB Tower, Amman, JOR, 11121
Arab Jordan Investment Bank PLC is engaged in commercial banking activities. The company offers integrated banking and investment services, including mergers and acquisitions of assets and activities in the stock market , as well as investment services in trading and research that relate to shares and markets, granting loans, and financing projects. In addition, the company also provides products and services for personal and residential loans, credit cards and other services. The company operating segments includes: Individual account, Institution and Corporate, Treasury, and Institutional Financing. Majority of revenue is from Treasury Segment. Company operates Domestically and Internationally.
57GF Score

Get the complete analysis for AMM:AJIB

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.65
Price
JOD1.64
GF Value