Arab Jordan Investment Bank (AMM:AJIB) Forward Rate of Return (Yacktman) %: 10.03% (As of Mar. 2026) — 60% Below Median

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AMM:AJIB Arab Jordan Investment Bank AMM:AJIB
57 GF Score
Price JOD1.66
GF Value JOD1.65
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Arab Jordan Investment Bank Forward Rate of Return (Yacktman) %?

Arab Jordan Investment Bank AMM:AJIB 57 Forward Rate of Return (Yacktman) % is 10.03% as of Mar. 2026, which is 60% below its 10-year median of 25.27. GuruFocus rates AMM:AJIB with a GF Score™ of 57/100 and a GF Value™ of JOD1.65 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,415 Banks companies, Arab Jordan Investment Bank ranks better than 85.02% on this metric.

Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Arab Jordan Investment Bank's forward rate of return for was 10.03%.

The historical rank and industry rank for Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % or its related term are showing as below:

AMM:AJIB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -5.91   Med: 25.27   Max: 80.73
Current: 38.07

During the past 13 years, Arab Jordan Investment Bank's highest Forward Rate of Return was 80.73. The lowest was -5.91. And the median was 25.27.

AMM:AJIB's Forward Rate of Return (Yacktman) % is ranked better than
85.02% of 1415 companies
in the Banks industry
Industry Median: 15.53 vs AMM:AJIB: 38.07

Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Arab Jordan Investment Bank  (AMM:AJIB) Forward Rate of Return (Yacktman) % Explanation

Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.


Be Aware

In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.


Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % Related Terms


Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % Historical Data

* Premium members only.

The historical data trend for Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % Chart

Arab Jordan Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Forward Rate of Return (Yacktman) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.07 11.86 13.88 12.16 10.75

Arab Jordan Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Forward Rate of Return (Yacktman) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.88 13.60 11.91 12.23 10.03

Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % Competitor Comparison

For the Banks - Regional subindustry, Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % vs Banks Industry

For the Banks industry and Financial Services sector, Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % distribution charts can be found below:

* The bar in red indicates where Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % falls into.


AMM:AJIB
57GF Score
Arab Jordan Investment Bank AMM:AJIB
Forward Rate of Return (Yacktman) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Jordan Investment Bank Forward Rate of Return (Yacktman) % Calculation

Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

Arab Jordan Investment Bank's Forward Rate of Return of Mar. 2026 is

Forward Rate of Return=Normalized Free Cash Flow/Price+5-Year Book Value Growth Rate
=0.15714286/1.94+0.0193
=10.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Rate of Return (Yacktman) % of 10.03% mean?
Arab Jordan Investment Bank (AMM:AJIB) has a Forward Rate of Return (Yacktman) % of 10.03% as of Mar. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Arab Jordan Investment Bank and its competitors. This is 60% below median its historical median of 25.27. According to the industry distribution chart, Arab Jordan Investment Bank ranks #212 out of 1415 companies in the Banks industry, placing it in the top 15%.
Is Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % too high?
Arab Jordan Investment Bank's current Forward Rate of Return (Yacktman) % of 10.03% is 60% below median its 10-year median of 25.27. The Banks industry median Forward Rate of Return (Yacktman) % is 15.53. Arab Jordan Investment Bank's value of 10.03% is 35.4% below this industry median. Based on the distribution chart, Arab Jordan Investment Bank ranks #212 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arab Jordan Investment Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Jordan Investment Bank's Forward Rate of Return (Yacktman) % compare to competitors?
According to the Banks industry distribution chart, Arab Jordan Investment Bank ranks #212 out of 1415 companies for Forward Rate of Return (Yacktman) %. This places Arab Jordan Investment Bank in the top 15% of its industry — outperforming the majority of peers. The industry median Forward Rate of Return (Yacktman) % is 15.53. Arab Jordan Investment Bank's value of 10.03% is 35.4% below this benchmark. While the company's 10-year median is 25.27 vs. the industry median of 15.53, Arab Jordan Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.53, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Jordan Investment Bank's current Forward Rate of Return (Yacktman) % of 10.03% is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Arab Jordan Investment Bank and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Jordan Investment Bank's current Forward Rate of Return (Yacktman) % is 10.03%, which is 60% below median its own 10-year median of 25.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Jordan Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Jordan Investment Bank (AMM:AJIB) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.65, compared to a current price of JOD1.66 — trading 0.6% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 10.03%, which is 60% below median its 10-year median of 25.27 and 35.4% below the Banks industry median of 15.53. Arab Jordan Investment Bank's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Arab Jordan Investment Bank (AMM:AJIB), the current Forward Rate of Return (Yacktman) % is 10.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Jordan Investment Bank (AMM:AJIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Jordan Investment Bank stock appears to be overvalued. The current stock price of JOD1.66 is trading 0.6% above its estimated GF Value™ of JOD1.65. GuruFocus considers Arab Jordan Investment Bank to be Fairly Valued.

Key valuation signals for AMM:AJIB:

  • Forward Rate of Return (Yacktman) %: 10.03% (60% below median its 10-year median of 25.27)
  • GF Value™: JOD1.65 vs. price of JOD1.66 (0.6% above fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 35.4% below the Banks median (#212 of 1415)

No single metric tells the full story. See the AMM:AJIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Jordan Investment Bank Business Description

Address 200 Zahran Street, P.O. Box 8797, AJIB Tower, Amman, JOR, 11121
Arab Jordan Investment Bank PLC is engaged in commercial banking activities. The company offers integrated banking and investment services, including mergers and acquisitions of assets and activities in the stock market , as well as investment services in trading and research that relate to shares and markets, granting loans, and financing projects. In addition, the company also provides products and services for personal and residential loans, credit cards and other services. The company operating segments includes: Individual account, Institution and Corporate, Treasury, and Institutional Financing. Majority of revenue is from Treasury Segment. Company operates Domestically and Internationally.
57GF Score

Get the complete analysis for AMM:AJIB

Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.66
Price
JOD1.65
GF Value