Arab Jordan Investment Bank (AMM:AJIB) Graham Number: JOD1.94 (As of Mar. 2026) — 162% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:AJIB Arab Jordan Investment Bank AMM:AJIB
62 GF Score
Price JOD1.70
GF Value JOD1.72
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Arab Jordan Investment Bank Graham Number?

Arab Jordan Investment Bank AMM:AJIB 62 Graham Number is JOD1.94 as of Mar. 2026, which is 100% below its 10-year median of 0.74. GuruFocus rates AMM:AJIB with a GF Score™ of 62/100 and a GF Value™ of JOD1.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,433 Banks companies, Arab Jordan Investment Bank ranks worse than 59.73% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-30), the stock price of Arab Jordan Investment Bank is JOD1.70. Arab Jordan Investment Bank's graham number for the quarter that ended in Mar. 2026 was JOD1.94. Therefore, Arab Jordan Investment Bank's Price to Graham Number ratio for today is 0.88.

The historical rank and industry rank for Arab Jordan Investment Bank's Graham Number or its related term are showing as below:

AMM:AJIB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.63   Med: 0.74   Max: 1
Current: 0.88

During the past 13 years, the highest Price to Graham Number ratio of Arab Jordan Investment Bank was 1.00. The lowest was 0.63. And the median was 0.74.

AMM:AJIB's Price-to-Graham-Number is ranked worse than
59.73% of 1433 companies
in the Banks industry
Industry Median: 0.81 vs AMM:AJIB: 0.88

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Arab Jordan Investment Bank  (AMM:AJIB) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Arab Jordan Investment Bank's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2026 )
=1.70/1.94
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Arab Jordan Investment Bank Graham Number Related Terms


Arab Jordan Investment Bank Graham Number Historical Data

* Premium members only.

The historical data trend for Arab Jordan Investment Bank's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Jordan Investment Bank Graham Number Chart

Arab Jordan Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.90 1.96 1.92 1.87 1.91

Arab Jordan Investment Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 1.90 1.96 1.91 1.94

Arab Jordan Investment Bank Graham Number Competitor Comparison

For the Banks - Regional subindustry, Arab Jordan Investment Bank's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Jordan Investment Bank Price-to-Graham-Number vs Banks Industry

For the Banks industry and Financial Services sector, Arab Jordan Investment Bank's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Arab Jordan Investment Bank's Price-to-Graham-Number falls into.


AMM:AJIB
62GF Score
Arab Jordan Investment Bank AMM:AJIB
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Jordan Investment Bank Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Arab Jordan Investment Bank's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*1.476*0.11)
=1.91

Arab Jordan Investment Bank's Graham Number for the quarter that ended in Mar. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*1.507*0.111)
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of JOD1.94 mean?
Arab Jordan Investment Bank (AMM:AJIB) has a Graham Number of JOD1.94 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Arab Jordan Investment Bank and its competitors. This is 162% above median its historical median of 0.74. Over the past decade, Arab Jordan Investment Bank's Graham Number has ranged from 0.63 to 1.00. According to the industry distribution chart, Arab Jordan Investment Bank ranks #856 out of 1433 companies in the Banks industry, placing it in the top 59.7%.
Is Arab Jordan Investment Bank's Graham Number too high?
Arab Jordan Investment Bank's current Graham Number of JOD1.94 is 162% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 1.00. Based on the distribution chart, Arab Jordan Investment Bank ranks #856 out of 1433 companies in the Banks industry, which is below the industry midpoint. Overall, Arab Jordan Investment Bank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Jordan Investment Bank's Graham Number compare to competitors?
According to the Banks industry distribution chart, Arab Jordan Investment Bank ranks #856 out of 1433 companies for Graham Number. This places Arab Jordan Investment Bank in the lower half of its industry. The industry median Graham Number is 0.81. Historically, Arab Jordan Investment Bank's own Graham Number has ranged from 0.63 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.81, based on 1,433 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Arab Jordan Investment Bank and its competitors. For the Banks industry, the median Graham Number is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Jordan Investment Bank's current Graham Number is JOD1.94, which is 162% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Jordan Investment Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Jordan Investment Bank (AMM:AJIB) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.72, compared to a current price of JOD1.70 — trading 1.2% below its estimated fair value. The current Graham Number is JOD1.94, which is 162% above median its 10-year median of 0.74. Arab Jordan Investment Bank's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Arab Jordan Investment Bank (AMM:AJIB), the current Graham Number is JOD1.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Jordan Investment Bank (AMM:AJIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Jordan Investment Bank stock appears to be undervalued. The current stock price of JOD1.70 is trading 1.2% below its estimated GF Value™ of JOD1.72. GuruFocus considers Arab Jordan Investment Bank to be Fairly Valued.

Key valuation signals for AMM:AJIB:

  • Graham Number: JOD1.94 (162% above median its 10-year median of 0.74)
  • GF Value™: JOD1.72 vs. price of JOD1.70 (1.2% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the AMM:AJIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Jordan Investment Bank Business Description

Address 200 Zahran Street, P.O. Box 8797, AJIB Tower, Amman, JOR, 11121
Arab Jordan Investment Bank PLC is engaged in commercial banking activities. The company offers integrated banking and investment services, including mergers and acquisitions of assets and activities in the stock market , as well as investment services in trading and research that relate to shares and markets, granting loans, and financing projects. In addition, the company also provides products and services for personal and residential loans, credit cards and other services. The company operating segments includes: Individual account, Institution and Corporate, Treasury, and Institutional Financing. Majority of revenue is from Treasury Segment. Company operates Domestically and Internationally.
62GF Score

Get the complete analysis for AMM:AJIB

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.70
Price
JOD1.72
GF Value