Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) Cyclically Adjusted PB Ratio: 1.07 (As of Aug. 20, 2026) — 61% Below Median

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BKK:AEONTS Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS
55 GF Score
Price ฿102.00
GF Value ฿117.81
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio?

Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS 55 Cyclically Adjusted PB Ratio is 1.07 as of Aug. 20, 2026, which is 61% below its 10-year median of 2.74. GuruFocus rates BKK:AEONTS with a GF Score™ of 55/100 and a GF Value™ of ฿117.81 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 362 Credit Services companies, Aeon Thana Sinsap (Thailand) PCL ranks worse than 58.01% on this metric.

As of today (2026-08-20), Aeon Thana Sinsap (Thailand) PCL's current share price is ฿102.00. Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted Book per Share for the quarter that ended in May. 2026 was ฿95.20. Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio for today is 1.07.

The historical rank and industry rank for Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BKK:AEONTS' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.96   Med: 2.74   Max: 5.19
Current: 1.06

During the past years, Aeon Thana Sinsap (Thailand) PCL's highest Cyclically Adjusted PB Ratio was 5.19. The lowest was 0.96. And the median was 2.74.

BKK:AEONTS's Cyclically Adjusted PB Ratio is ranked worse than
58.01% of 362 companies
in the Credit Services industry
Industry Median: 0.885 vs BKK:AEONTS: 1.06

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Aeon Thana Sinsap (Thailand) PCL's adjusted book value per share data for the three months ended in May. 2026 was ฿113.898. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿95.20 for the trailing ten years ended in May. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aeon Thana Sinsap (Thailand) PCL  (BKK:AEONTS) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Related Terms


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Chart

Aeon Thana Sinsap (Thailand) PCL Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.21 2.87 1.92 1.27 1.07

Aeon Thana Sinsap (Thailand) PCL Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.23 1.07 1.07 1.00

BKK:AEONTS vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio falls into.


BKK:AEONTS
55GF Score
Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=102.00/95.20
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted Book per Share for the quarter that ended in May. 2026 is calculated as:

For example, Aeon Thana Sinsap (Thailand) PCL's adjusted Book Value per Share data for the three months ended in May. 2026 was:

Adj_Book=Book Value per Share/CPI of May. 2026 (Change)*Current CPI (May. 2026)
=113.898/335.1230*335.1230
=113.898

Current CPI (May. 2026) = 335.1230.

Aeon Thana Sinsap (Thailand) PCL Quarterly Data

Book Value per Share CPI Adj_Book
201608 51.193 240.849 71.231
201611 51.429 241.353 71.410
201702 54.787 243.603 75.370
201705 57.091 244.733 78.177
201708 57.880 245.519 79.004
201711 59.247 246.669 80.493
201802 62.947 248.991 84.722
201805 66.527 251.588 88.616
201808 67.871 252.146 90.206
201811 68.971 252.038 91.707
201902 72.216 252.776 95.742
201905 76.116 256.092 99.606
201908 77.419 256.558 101.127
201911 79.613 257.208 103.730
202002 82.912 258.678 107.414
202005 58.167 256.394 76.028
202008 60.423 259.918 77.906
202011 62.626 260.229 80.650
202102 68.231 263.014 86.937
202105 72.614 269.195 90.398
202108 72.552 273.567 88.877
202111 74.774 277.948 90.155
202202 79.555 283.716 93.970
202205 85.174 292.296 97.654
202208 86.135 296.171 97.463
202211 87.034 297.711 97.971
202302 91.286 300.840 101.689
202305 93.392 304.127 102.910
202308 94.545 307.026 103.197
202311 94.819 307.051 103.488
202402 97.889 310.326 105.711
202405 100.805 314.069 107.563
202408 101.856 314.796 108.433
202411 101.996 315.493 108.342
202502 105.670 319.082 110.982
202505 107.261 321.465 111.818
202508 106.621 323.976 110.289
202511 106.661 324.122 110.281
202602 109.878 326.785 112.682
202605 113.898 335.123 113.898

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.07 mean?
Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) has a Cyclically Adjusted PB Ratio of 1.07 as of Aug. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. This is 61% below median its historical median of 2.74. Over the past decade, Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio has ranged from 0.96 to 5.19. According to the industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #210 out of 362 companies in the Credit Services industry, placing it in the top 58%.
Is Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio too high?
Aeon Thana Sinsap (Thailand) PCL's current Cyclically Adjusted PB Ratio of 1.07 is 61% below median its 10-year median of 2.74. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 5.19. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.89. Aeon Thana Sinsap (Thailand) PCL's value of 1.07 is 20.9% above this industry median. Based on the distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #210 out of 362 companies in the Credit Services industry, which is below the industry midpoint. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #210 out of 362 companies for Cyclically Adjusted PB Ratio. This places Aeon Thana Sinsap (Thailand) PCL in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.89. Aeon Thana Sinsap (Thailand) PCL's value of 1.07 is 20.9% above this benchmark. Historically, Aeon Thana Sinsap (Thailand) PCL's own Cyclically Adjusted PB Ratio has ranged from 0.96 to 5.19 over the past decade. While the company's 10-year median is 2.74 vs. the industry median of 0.89, Aeon Thana Sinsap (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.89, based on 362 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Thana Sinsap (Thailand) PCL's current Cyclically Adjusted PB Ratio of 1.07 is 20.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Thana Sinsap (Thailand) PCL's current Cyclically Adjusted PB Ratio is 1.07, which is 61% below median its own 10-year median of 2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿117.81, compared to a current price of ฿102.00 — trading 13.4% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.07, which is 61% below median its 10-year median of 2.74 and 20.9% above the Credit Services industry median of 0.89. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS), the current Cyclically Adjusted PB Ratio is 1.07 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of ฿102.00 is trading 13.4% below its estimated GF Value™ of ฿117.81. GuruFocus considers Aeon Thana Sinsap (Thailand) PCL to be Modestly Undervalued.

Key valuation signals for BKK:AEONTS:

  • Cyclically Adjusted PB Ratio: 1.07 (61% below median its 10-year median of 2.74)
  • GF Value™: ฿117.81 vs. price of ฿102.00 (13.4% below fair value)
  • GF Score™: 55/100 with 2 warning signs
  • Industry Position: 20.9% above the Credit Services median (#210 of 362)

No single metric tells the full story. See the BKK:AEONTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Thana Sinsap (Thailand) PCL Business Description

Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
55GF Score

Get the complete analysis for BKK:AEONTS

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿102.00
Price
฿117.81
GF Value