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Banco Comercial AV VillasBOG:VILLAS 34 Cyclically Adjusted PB Ratio is 0.27 as of Aug. 02, 2026. GuruFocus rates BOG:VILLAS with a GF Score™ of 34/100. Among 1,286 Banks companies, Banco Comercial AV Villas ranks better than 95.8% on this metric.
The historical rank and industry rank for Banco Comercial AV Villas's Cyclically Adjusted PB Ratio or its related term are showing as below:
BOG:VILLAS's Cyclically Adjusted PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.27 * Ranked among companies with meaningful Cyclically Adjusted PB Ratio only.
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Banco Comercial AV Villas's adjusted book value per share data for the three months ended in Jun. 2025 was COP7,545.710. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is COP8,751.69 for the trailing ten years ended in Jun. 2025.
Shiller PE for Stocks: The True Measure of Stock Valuation
Banco Comercial AV Villas (BOG:VILLAS) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Banco Comercial AV Villas Cyclically Adjusted PB Ratio Related Terms
Banco Comercial AV Villas Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco Comercial AV Villas's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Comercial AV Villas Cyclically Adjusted PB Ratio Chart
BOG:VILLAS vs PNC, USB: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, Banco Comercial AV Villas's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Comercial AV Villas Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Comercial AV Villas's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Comercial AV Villas's Cyclically Adjusted PB Ratio falls into.
Banco Comercial AV Villas Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.27 mean?
Banco Comercial AV Villas (BOG:VILLAS) has a Cyclically Adjusted PB Ratio of 0.27 as of Aug. 02, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco Comercial AV Villas and its competitors. According to the industry distribution chart, Banco Comercial AV Villas ranks #54 out of 1286 companies in the Banks industry, placing it in the top 4.2%.
Is Banco Comercial AV Villas' Cyclically Adjusted PB Ratio too high?
Banco Comercial AV Villas' current Cyclically Adjusted PB Ratio is 0.27. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Banco Comercial AV Villas' value of 0.27 is 78.7% below this industry median. Based on the distribution chart, Banco Comercial AV Villas ranks #54 out of 1286 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Comercial AV Villas has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial AV Villas' Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial AV Villas ranks #54 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Banco Comercial AV Villas in the top 4% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. Banco Comercial AV Villas' value of 0.27 is 78.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial AV Villas's current Cyclically Adjusted PB Ratio of 0.27 is 78.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco Comercial AV Villas and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial AV Villas's current Cyclically Adjusted PB Ratio is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial AV Villas stock overvalued right now?
Banco Comercial AV Villas (BOG:VILLAS) has a current Cyclically Adjusted PB Ratio of 0.27. The current Cyclically Adjusted PB Ratio is 0.27 and 78.7% below the Banks industry median of 1.27. Banco Comercial AV Villas' overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Banco Comercial AV Villas (BOG:VILLAS), the current Cyclically Adjusted PB Ratio is 0.27 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco Comercial AV Villas SA provides personal and commercial banking services in Colombia. It offers current accounts, AFC accounts, savings accounts, mobile accounts, and CDTs; debit and credit cards; and credit warrants, and student loans.
34GF Score
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