Banco Comercial AV Villas (BOG:VILLAS) Liabilities-to-Assets : 0.92 (As of Jun. 2025)

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BOG:VILLAS Banco Comercial AV Villas SA BOG:VILLAS
34 GF Score
Price COP2,400.00
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What is Banco Comercial AV Villas Liabilities-to-Assets?

Banco Comercial AV Villas BOG:VILLAS 34 Liabilities-to-Assets is 0.92 as of Jun. 2025. GuruFocus rates BOG:VILLAS with a GF Score™ of 34/100.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Banco Comercial AV Villas's Total Liabilities for the quarter that ended in Jun. 2025 was COP19,246,395 Mil. Banco Comercial AV Villas's Total Assets for the quarter that ended in Jun. 2025 was COP20,947,275 Mil. Therefore, Banco Comercial AV Villas's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2025 was 0.92.


Banco Comercial AV Villas  (BOG:VILLAS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Banco Comercial AV Villas Liabilities-to-Assets Related Terms


Banco Comercial AV Villas Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Banco Comercial AV Villas's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Comercial AV Villas Liabilities-to-Assets Chart

Banco Comercial AV Villas Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.89 0.91 0.91 0.91

Banco Comercial AV Villas Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.91 0.91 0.92 0.92

BOG:VILLAS vs PNC, USB: Liabilities-to-Assets Comparison

For the Banks - Regional subindustry, Banco Comercial AV Villas's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Comercial AV Villas Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial AV Villas's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Banco Comercial AV Villas's Liabilities-to-Assets falls into.


BOG:VILLAS
34GF Score
Banco Comercial AV Villas SA BOG:VILLAS
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Comercial AV Villas Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Banco Comercial AV Villas's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2024 is calculated as:

Liabilities-to-Assets (A: Dec. 2024 )=Total Liabilities/Total Assets
=17477832/19167671
=0.91

Banco Comercial AV Villas's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2025 is calculated as

Liabilities-to-Assets (Q: Jun. 2025 )=Total Liabilities/Total Assets
=19246395/20947275
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.92 mean?
Banco Comercial AV Villas (BOG:VILLAS) has a Liabilities-to-Assets of 0.92 as of Jun. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco Comercial AV Villas and its competitors.
Is Banco Comercial AV Villas' Liabilities-to-Assets too high?
Banco Comercial AV Villas' current Liabilities-to-Assets is 0.92. Overall, Banco Comercial AV Villas has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial AV Villas' Liabilities-to-Assets compare to PNC and USB?
Banco Comercial AV Villas' Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco Comercial AV Villas and its competitors. Banco Comercial AV Villas's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial AV Villas stock overvalued right now?
Banco Comercial AV Villas (BOG:VILLAS) has a current Liabilities-to-Assets of 0.92. The current Liabilities-to-Assets is 0.92. Banco Comercial AV Villas' overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Banco Comercial AV Villas (BOG:VILLAS), the current Liabilities-to-Assets is 0.92 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Comercial AV Villas Business Description

Address Carrera 13 No 27-47 Piso 24, Bogota, COL
Banco Comercial AV Villas SA provides personal and commercial banking services in Colombia. It offers current accounts, AFC accounts, savings accounts, mobile accounts, and CDTs; debit and credit cards; and credit warrants, and student loans.
34GF Score

Get the complete analysis for BOG:VILLAS

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP2,400.00
Price