Cubical Financial Services (BOM:511710) Cyclically Adjusted PB Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511710 Cubical Financial Services Ltd BOM:511710
54 GF Score
Price ₹6.53
GF Value ₹1.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Cubical Financial Services Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Cubical Financial Services  (BOM:511710) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Cubical Financial Services Cyclically Adjusted PB Ratio Related Terms


Cubical Financial Services Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Cubical Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cubical Financial Services Cyclically Adjusted PB Ratio Chart

Cubical Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 0.59 0.62 0.83 0.71

Cubical Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.81 1.05 0.71 1.38

BOM:511710 vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, Cubical Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cubical Financial Services Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Cubical Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cubical Financial Services's Cyclically Adjusted PB Ratio falls into.


BOM:511710
54GF Score
Cubical Financial Services Ltd BOM:511710
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cubical Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Cubical Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Cubical Financial Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Cubical Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.813 105.961 2.863
201612 105.196 0.000
201703 1.765 105.196 2.808
201706 107.109 0.000
201709 1.737 109.021 2.666
201712 109.404 0.000
201803 1.881 109.786 2.867
201806 111.317 0.000
201809 1.879 115.142 2.731
201812 115.142 0.000
201903 1.947 118.202 2.757
201906 120.880 0.000
201909 1.972 123.175 2.679
201912 126.235 0.000
202003 1.992 124.705 2.673
202006 127.000 0.000
202009 2.010 130.118 2.585
202012 130.889 0.000
202103 2.023 131.771 2.569
202106 134.084 0.000
202109 2.096 135.847 2.582
202112 138.161 0.000
202203 2.127 138.822 2.564
202206 142.347 0.000
202209 2.123 144.661 2.456
202212 145.763 0.000
202303 2.083 146.865 2.374
202306 150.280 0.000
202309 2.141 151.492 2.365
202312 152.924 0.000
202403 2.260 153.035 2.472
202406 155.789 0.000
202409 2.308 157.882 2.447
202412 158.323 0.000
202503 2.317 157.552 2.461
202506 159.755 0.000
202509 2.333 162.289 2.406
202512 163.281 0.000
202603 2.344 164.272 2.388
202606 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Cubical Financial Services (BOM:511710) Overvalued in 2026?

Based on GuruFocus' analysis, Cubical Financial Services stock appears to be overvalued. The current stock price of ₹6.53 is trading 338.3% above its estimated GF Value™ of ₹1.49. GuruFocus considers Cubical Financial Services to be Significantly Overvalued.

Key valuation signals for BOM:511710:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹1.49 vs. price of ₹6.53 (338.3% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the BOM:511710 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cubical Financial Services Business Description

Address Netaji Subhash Place, 456, Aggarwal Metro Heights, Pitampura, New Delhi, IND, 110034
Cubical Financial Services Ltd is an investment company engaged in regular investments as per its in-house analysis in financial markets, stocks, and properties, etc., for a short-term as well as long-term basis.
54GF Score

Get the complete analysis for BOM:511710

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.53
Price
₹1.49
GF Value