Egyptian Financial And Industrial (CAI:EFIC) Cyclically Adjusted PB Ratio: 0.65 (As of Aug. 20, 2026) — 91% Above Median

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CAI:EFIC Egyptian Financial And Industrial CAI:EFIC
78 GF Score
Price E£214.99
GF Value E£154.16
Valuation Significantly Overvalued
! 13 Warning Signs
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What is Egyptian Financial And Industrial Cyclically Adjusted PB Ratio?

Egyptian Financial And Industrial CAI:EFIC -2.26% 78 Cyclically Adjusted PB Ratio is 0.65 as of Aug. 20, 2026, which is 91% above its 10-year median of 0.34. GuruFocus rates CAI:EFIC with a GF Score™ of 78/100 and a GF Value™ of E£154.16 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 176 Agriculture companies, Egyptian Financial And Industrial ranks better than 79.55% on this metric.

As of today (2026-08-20), Egyptian Financial And Industrial's current share price is E£214.99. Egyptian Financial And Industrial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was E£330.53. Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio for today is 0.65.

The historical rank and industry rank for Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio or its related term are showing as below:

CAI:EFIC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.34   Max: 1.54
Current: 0.68

During the past years, Egyptian Financial And Industrial's highest Cyclically Adjusted PB Ratio was 1.54. The lowest was 0.06. And the median was 0.34.

CAI:EFIC's Cyclically Adjusted PB Ratio is ranked better than
79.55% of 176 companies
in the Agriculture industry
Industry Median: 1.45 vs CAI:EFIC: 0.68

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Egyptian Financial And Industrial's adjusted book value per share data for the three months ended in Mar. 2026 was E£31.045. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is E£330.53 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Egyptian Financial And Industrial  (CAI:EFIC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Egyptian Financial And Industrial Cyclically Adjusted PB Ratio Related Terms


Egyptian Financial And Industrial Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Egyptian Financial And Industrial Cyclically Adjusted PB Ratio Chart

Egyptian Financial And Industrial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.11 0.20 0.48 0.69

Egyptian Financial And Industrial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.47 0.56 0.69 0.61

CAI:EFIC vs CTVA, CF, MOS: Cyclically Adjusted PB Ratio Comparison

For the Agricultural Inputs subindustry, Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Egyptian Financial And Industrial Cyclically Adjusted PB Ratio vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio falls into.


CAI:EFIC
78GF Score
Egyptian Financial And Industrial CAI:EFIC
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Egyptian Financial And Industrial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=214.99/330.53
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Egyptian Financial And Industrial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Egyptian Financial And Industrial's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=31.045/330.2130*330.2130
=31.045

Current CPI (Mar. 2026) = 330.2130.

Egyptian Financial And Industrial Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 9.479 241.428 12.965
201612 9.313 241.432 12.738
201703 9.896 243.801 13.404
201706 9.470 244.955 12.766
201709 9.608 246.819 12.854
201712 10.484 246.524 14.043
201803 10.566 249.554 13.981
201806 10.862 251.989 14.234
201809 10.508 252.439 13.745
201812 10.773 251.233 14.160
201903 10.455 254.202 13.581
201906 10.145 256.143 13.079
201909 11.577 256.759 14.889
201912 12.496 256.974 16.057
202003 12.661 258.115 16.198
202006 10.813 257.797 13.850
202009 12.814 260.280 16.257
202012 13.190 260.474 16.721
202103 13.219 264.877 16.480
202106 13.575 271.696 16.499
202109 14.493 274.310 17.447
202112 15.710 278.802 18.607
202203 16.164 287.504 18.565
202206 10,882.002 296.311 12,127.051
202209 19.933 296.808 22.176
202212 21.153 296.797 23.535
202303 19.060 301.836 20.852
202306 21.192 305.109 22.936
202309 21.992 307.789 23.594
202312 30.328 306.746 32.648
202403 21.870 312.332 23.122
202406 25.472 314.175 26.772
202409 30.833 315.301 32.291
202412 34.824 315.605 36.436
202503 38.730 319.799 39.991
202506 29.035 322.561 29.724
202509 30.623 324.800 31.133
202512 23.752 324.054 24.203
202603 31.045 330.213 31.045

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.65 mean?
Egyptian Financial And Industrial (CAI:EFIC) has a Cyclically Adjusted PB Ratio of 0.65 as of Aug. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Egyptian Financial And Industrial and its competitors. This is 91% above median its historical median of 0.34. Over the past decade, Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio has ranged from 0.06 to 1.54. According to the industry distribution chart, Egyptian Financial And Industrial ranks #36 out of 176 companies in the Agriculture industry, placing it in the top 20.5%.
Is Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio too high?
Egyptian Financial And Industrial's current Cyclically Adjusted PB Ratio of 0.65 is 91% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.54. The Agriculture industry median Cyclically Adjusted PB Ratio is 1.45. Egyptian Financial And Industrial's value of 0.65 is 55.2% below this industry median. Based on the distribution chart, Egyptian Financial And Industrial ranks #36 out of 176 companies in the Agriculture industry, which is in the top quartile — a strong position relative to peers. Overall, Egyptian Financial And Industrial has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Egyptian Financial And Industrial's Cyclically Adjusted PB Ratio compare to CTVA and CF?
According to the Agriculture industry distribution chart, Egyptian Financial And Industrial ranks #36 out of 176 companies for Cyclically Adjusted PB Ratio. This places Egyptian Financial And Industrial in the top 21% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.45. Egyptian Financial And Industrial's value of 0.65 is 55.2% below this benchmark. Historically, Egyptian Financial And Industrial's own Cyclically Adjusted PB Ratio has ranged from 0.06 to 1.54 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.45, Egyptian Financial And Industrial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Agriculture company?
The median Cyclically Adjusted PB Ratio among Agriculture companies is 1.45, based on 176 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Egyptian Financial And Industrial's current Cyclically Adjusted PB Ratio of 0.65 is 55.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Egyptian Financial And Industrial and its competitors. For the Agriculture industry, the median Cyclically Adjusted PB Ratio is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Egyptian Financial And Industrial's current Cyclically Adjusted PB Ratio is 0.65, which is 91% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Egyptian Financial And Industrial stock overvalued right now?
Based on GuruFocus' analysis, Egyptian Financial And Industrial (CAI:EFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is E£154.16, compared to a current price of E£214.99 — trading 39.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.65, which is 91% above median its 10-year median of 0.34 and 55.2% below the Agriculture industry median of 1.45. Egyptian Financial And Industrial's overall GF Score™ is 78/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Egyptian Financial And Industrial (CAI:EFIC), the current Cyclically Adjusted PB Ratio is 0.65 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Egyptian Financial And Industrial (CAI:EFIC) Overvalued in 2026?

Based on GuruFocus' analysis, Egyptian Financial And Industrial stock appears to be overvalued. The current stock price of E£214.99 is trading 39.5% above its estimated GF Value™ of E£154.16. GuruFocus considers Egyptian Financial And Industrial to be Significantly Overvalued.

Key valuation signals for CAI:EFIC:

  • Cyclically Adjusted PB Ratio: 0.65 (91% above median its 10-year median of 0.34)
  • GF Value™: E£154.16 vs. price of E£214.99 (39.5% above fair value)
  • GF Score™: 78/100 with 13 warning signs
  • Industry Position: 55.2% below the Agriculture median (#36 of 176)

No single metric tells the full story. See the CAI:EFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Egyptian Financial And Industrial Business Description

Address 51 Ahmed Maher street, Kafr elzayat -Gharbia governorate, Main Factory, P.O.BOX: 31611, Tanta, EGY
Egyptian Financial And Industrial produces fertilizers. It also sells and distributes the same. Its main products are Concentrated Sulpheric Acid CSA, Single Super Phosphate SSP, Powder single superphosphate fertilizer ( PSSP ), etc.
78GF Score

Get the complete analysis for CAI:EFIC

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£214.99
Price
E£154.16
GF Value