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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Egyptian Financial And Industrial's
Operating Income
for the
three
months ended in Mar. 2026 was E£813 Mil. Egyptian Financial And Industrial's Interest Expense for the
three
months ended in Mar. 2026 was E£-715 Mil.
Egyptian Financial And Industrial's interest coverage for the quarter that ended in Mar. 2026 was 1.14.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Egyptian Financial And Industrial interest coverage is 1.47, which is low.
The historical rank and industry rank for Egyptian Financial And Industrial's Interest Coverage or its related term are showing as below:
CAI:EFIC'
s Interest Coverage Range Over the Past 10 Years
Min: 1.47 Med: 2.92 Max: 8.35
Current: 1.47
CAI:EFIC's Interest Coverage is ranked worse than 91.5% of 200
companies
in the Agriculture industry
Industry Median: 7.065
vs CAI:EFIC: 1.47
Egyptian Financial And Industrial (CAI:EFIC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Egyptian Financial And Industrial Interest Coverage Related Terms
Egyptian Financial And Industrial Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Egyptian Financial And Industrial Interest Coverage Chart
CAI:EFIC vs CTVA, CF, MOS: Interest Coverage Comparison
For the Agricultural Inputs subindustry, Egyptian Financial And Industrial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Egyptian Financial And Industrial Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Egyptian Financial And Industrial's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Egyptian Financial And Industrial's Interest Coverage falls into.
Egyptian Financial And Industrial Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Egyptian Financial And Industrial (CAI:EFIC) has a Interest Coverage of 1.14 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Egyptian Financial And Industrial and its competitors. This is 61% below median its historical median of 2.92. Over the past decade, Egyptian Financial And Industrial's Interest Coverage has ranged from 1.47 to 8.35. According to the industry distribution chart, Egyptian Financial And Industrial ranks #183 out of 200 companies in the Agriculture industry, placing it in the top 91.5%.
Is Egyptian Financial And Industrial's Interest Coverage too high?
Egyptian Financial And Industrial's current Interest Coverage of 1.14 is 61% below median its 10-year median of 2.92. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 8.35. The Agriculture industry median Interest Coverage is 7.07. Egyptian Financial And Industrial's value of 1.14 is 83.9% below this industry median. Based on the distribution chart, Egyptian Financial And Industrial ranks #183 out of 200 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, Egyptian Financial And Industrial has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Egyptian Financial And Industrial's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Egyptian Financial And Industrial ranks #183 out of 200 companies for Interest Coverage. This places Egyptian Financial And Industrial in the lower half of its industry. The industry median Interest Coverage is 7.07. Egyptian Financial And Industrial's value of 1.14 is 83.9% below this benchmark. Historically, Egyptian Financial And Industrial's own Interest Coverage has ranged from 1.47 to 8.35 over the past decade. While the company's 10-year median is 2.92 vs. the industry median of 7.07, Egyptian Financial And Industrial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.07, based on 200 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Egyptian Financial And Industrial's current Interest Coverage of 1.14 is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Egyptian Financial And Industrial and its competitors. For the Agriculture industry, the median Interest Coverage is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Egyptian Financial And Industrial's current Interest Coverage is 1.14, which is 61% below median its own 10-year median of 2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Egyptian Financial And Industrial stock overvalued right now?
Based on GuruFocus' analysis, Egyptian Financial And Industrial (CAI:EFIC) is currently considered Modestly Overvalued. The stock's GF Value™ is E£159.28, compared to a current price of E£187.13 — trading 17.5% above its estimated fair value. The current Interest Coverage is 1.14, which is 61% below median its 10-year median of 2.92 and 83.9% below the Agriculture industry median of 7.07. Egyptian Financial And Industrial's overall GF Score™ is 80/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Egyptian Financial And Industrial (CAI:EFIC), the current Interest Coverage is 1.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Egyptian Financial And Industrial (CAI:EFIC) Overvalued in 2026?
Based on GuruFocus' analysis, Egyptian Financial And Industrial stock appears to be overvalued.
The current stock price of E£187.13 is trading 17.5% above its estimated GF Value™ of E£159.28.
GuruFocus considers Egyptian Financial And Industrial to be Modestly Overvalued.
Key valuation signals for CAI:EFIC:
Interest Coverage: 1.14 (61% below median its 10-year median of 2.92)
GF Value™: E£159.28 vs. price of E£187.13 (17.5% above fair value)
Industry Position: 83.9% below the Agriculture median (#183 of 200)
No single metric tells the full story. See the CAI:EFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Egyptian Financial And Industrial Business Description
Egyptian Financial And Industrial produces fertilizers. It also sells and distributes the same. Its main products are Concentrated Sulpheric Acid CSA, Single Super Phosphate SSP, Powder single superphosphate fertilizer ( PSSP ), etc.
80GF Score
Get the complete analysis for CAI:EFIC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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