Egyptian Financial And Industrial (CAI:EFIC) Return-on-Tangible-Equity: 10.92% (As of Mar. 2026) — 43% Below Median

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CAI:EFIC Egyptian Financial And Industrial CAI:EFIC
83 GF Score
Price E£185.91
GF Value E£158.35
Valuation Modestly Overvalued
! 12 Warning Signs
View Full Analysis

What is Egyptian Financial And Industrial Return-on-Tangible-Equity?

Egyptian Financial And Industrial CAI:EFIC -0.02% 83 Return-on-Tangible-Equity is 10.92% as of Mar. 2026, which is 43% below its 10-year median of 19.27. GuruFocus rates CAI:EFIC with a GF Score™ of 83/100 and a GF Value™ of E£158.35 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 249 Agriculture companies, Egyptian Financial And Industrial ranks better than 68.67% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Egyptian Financial And Industrial's annualized net income for the quarter that ended in Mar. 2026 was E£299 Mil. Egyptian Financial And Industrial's average shareholder tangible equity for the quarter that ended in Mar. 2026 was E£2,740 Mil. Therefore, Egyptian Financial And Industrial's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.92%.

The historical rank and industry rank for Egyptian Financial And Industrial's Return-on-Tangible-Equity or its related term are showing as below:

CAI:EFIC' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.88   Med: 19.27   Max: 51.58
Current: 14.33

During the past 13 years, Egyptian Financial And Industrial's highest Return-on-Tangible-Equity was 51.58%. The lowest was 9.88%. And the median was 19.27%.

CAI:EFIC's Return-on-Tangible-Equity is ranked better than
68.67% of 249 companies
in the Agriculture industry
Industry Median: 7.29 vs CAI:EFIC: 14.33

Egyptian Financial And Industrial  (CAI:EFIC) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Egyptian Financial And Industrial Return-on-Tangible-Equity Related Terms


Egyptian Financial And Industrial Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Egyptian Financial And Industrial's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Egyptian Financial And Industrial Return-on-Tangible-Equity Chart

Egyptian Financial And Industrial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.04 40.98 27.41 51.58 27.96

Egyptian Financial And Industrial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.67 22.26 21.35 2.43 10.92

CAI:EFIC vs CTVA, CF, MOS: Return-on-Tangible-Equity Comparison

For the Agricultural Inputs subindustry, Egyptian Financial And Industrial's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Egyptian Financial And Industrial Return-on-Tangible-Equity vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Egyptian Financial And Industrial's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Egyptian Financial And Industrial's Return-on-Tangible-Equity falls into.


CAI:EFIC
83GF Score
Egyptian Financial And Industrial CAI:EFIC
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Egyptian Financial And Industrial Return-on-Tangible-Equity Calculation

Egyptian Financial And Industrial's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=818.962/( (3482.415+2375.172 )/ 2 )
=818.962/2928.7935
=27.96 %

Egyptian Financial And Industrial's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=299.08/( (2375.172+3104.519)/ 2 )
=299.08/2739.8455
=10.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 10.92% mean?
Egyptian Financial And Industrial (CAI:EFIC) has a Return-on-Tangible-Equity of 10.92% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Egyptian Financial And Industrial and its competitors. This is 43% below median its historical median of 19.27. Over the past decade, Egyptian Financial And Industrial's Return-on-Tangible-Equity has ranged from 9.88 to 51.58. According to the industry distribution chart, Egyptian Financial And Industrial ranks #78 out of 249 companies in the Agriculture industry, placing it in the top 31.3%.
Is Egyptian Financial And Industrial's Return-on-Tangible-Equity too high?
Egyptian Financial And Industrial's current Return-on-Tangible-Equity of 10.92% is 43% below median its 10-year median of 19.27. Over the past 10 years, this metric has ranged from a low of 9.88 to a high of 51.58. The Agriculture industry median Return-on-Tangible-Equity is 7.29. Egyptian Financial And Industrial's value of 10.92% is 49.8% above this industry median. Based on the distribution chart, Egyptian Financial And Industrial ranks #78 out of 249 companies in the Agriculture industry, which is above the industry midpoint. Overall, Egyptian Financial And Industrial has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Egyptian Financial And Industrial's Return-on-Tangible-Equity compare to CTVA and CF?
According to the Agriculture industry distribution chart, Egyptian Financial And Industrial ranks #78 out of 249 companies for Return-on-Tangible-Equity. This puts Egyptian Financial And Industrial in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.29. Egyptian Financial And Industrial's value of 10.92% is 49.8% above this benchmark. Historically, Egyptian Financial And Industrial's own Return-on-Tangible-Equity has ranged from 9.88 to 51.58 over the past decade. While the company's 10-year median is 19.27 vs. the industry median of 7.29, Egyptian Financial And Industrial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Agriculture company?
The median Return-on-Tangible-Equity among Agriculture companies is 7.29, based on 249 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Egyptian Financial And Industrial's current Return-on-Tangible-Equity of 10.92% is 49.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Egyptian Financial And Industrial and its competitors. For the Agriculture industry, the median Return-on-Tangible-Equity is 7.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Egyptian Financial And Industrial's current Return-on-Tangible-Equity is 10.92%, which is 43% below median its own 10-year median of 19.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Egyptian Financial And Industrial stock overvalued right now?
Based on GuruFocus' analysis, Egyptian Financial And Industrial (CAI:EFIC) is currently considered Modestly Overvalued. The stock's GF Value™ is E£158.35, compared to a current price of E£185.91 — trading 17.4% above its estimated fair value. The current Return-on-Tangible-Equity is 10.92%, which is 43% below median its 10-year median of 19.27 and 49.8% above the Agriculture industry median of 7.29. Egyptian Financial And Industrial's overall GF Score™ is 83/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Egyptian Financial And Industrial (CAI:EFIC), the current Return-on-Tangible-Equity is 10.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Egyptian Financial And Industrial (CAI:EFIC) Overvalued in 2026?

Based on GuruFocus' analysis, Egyptian Financial And Industrial stock appears to be overvalued. The current stock price of E£185.91 is trading 17.4% above its estimated GF Value™ of E£158.35. GuruFocus considers Egyptian Financial And Industrial to be Modestly Overvalued.

Key valuation signals for CAI:EFIC:

  • Return-on-Tangible-Equity: 10.92% (43% below median its 10-year median of 19.27)
  • GF Value™: E£158.35 vs. price of E£185.91 (17.4% above fair value)
  • GF Score™: 83/100 with 12 warning signs
  • Industry Position: 49.8% above the Agriculture median (#78 of 249)

No single metric tells the full story. See the CAI:EFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Egyptian Financial And Industrial Business Description

Address 51 Ahmed Maher street, Kafr elzayat -Gharbia governorate, Main Factory, P.O.BOX: 31611, Tanta, EGY
Egyptian Financial And Industrial produces fertilizers. It also sells and distributes the same. Its main products are Concentrated Sulpheric Acid CSA, Single Super Phosphate SSP, Powder single superphosphate fertilizer ( PSSP ), etc.
83GF Score

Get the complete analysis for CAI:EFIC

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£185.91
Price
E£158.35
GF Value