Egyptian Financial And Industrial (CAI:EFIC) Return-on-Tangible-Asset: 3.20% (As of Mar. 2026) — 63% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:EFIC Egyptian Financial And Industrial CAI:EFIC
78 GF Score
Price E£234.90
GF Value E£154.62
Valuation Significantly Overvalued
! 13 Warning Signs
View Full Analysis

What is Egyptian Financial And Industrial Return-on-Tangible-Asset?

Egyptian Financial And Industrial CAI:EFIC +4.26% 78 Return-on-Tangible-Asset is 3.20% as of Mar. 2026, which is 63% below its 10-year median of 8.62. GuruFocus rates CAI:EFIC with a GF Score™ of 78/100 and a GF Value™ of E£154.62 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 260 Agriculture companies, Egyptian Financial And Industrial ranks better than 58.46% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Egyptian Financial And Industrial's annualized Net Income for the quarter that ended in Mar. 2026 was E£299 Mil. Egyptian Financial And Industrial's average total tangible assets for the quarter that ended in Mar. 2026 was E£9,361 Mil. Therefore, Egyptian Financial And Industrial's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.20%.

The historical rank and industry rank for Egyptian Financial And Industrial's Return-on-Tangible-Asset or its related term are showing as below:

CAI:EFIC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 4.49   Med: 8.62   Max: 20.25
Current: 4.49

During the past 13 years, Egyptian Financial And Industrial's highest Return-on-Tangible-Asset was 20.25%. The lowest was 4.49%. And the median was 8.62%.

CAI:EFIC's Return-on-Tangible-Asset is ranked better than
58.46% of 260 companies
in the Agriculture industry
Industry Median: 3.51 vs CAI:EFIC: 4.49

Egyptian Financial And Industrial  (CAI:EFIC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Egyptian Financial And Industrial Return-on-Tangible-Asset Related Terms


Egyptian Financial And Industrial Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Egyptian Financial And Industrial's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Egyptian Financial And Industrial Return-on-Tangible-Asset Chart

Egyptian Financial And Industrial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.93 20.25 8.61 16.22 11.29

Egyptian Financial And Industrial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.68 7.75 6.21 0.82 3.20

CAI:EFIC vs CTVA, CF, MOS: Return-on-Tangible-Asset Comparison

For the Agricultural Inputs subindustry, Egyptian Financial And Industrial's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Egyptian Financial And Industrial Return-on-Tangible-Asset vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Egyptian Financial And Industrial's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Egyptian Financial And Industrial's Return-on-Tangible-Asset falls into.


CAI:EFIC
78GF Score
Egyptian Financial And Industrial CAI:EFIC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Egyptian Financial And Industrial Return-on-Tangible-Asset Calculation

Egyptian Financial And Industrial's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=818.962/( (8953.173+5548.825)/ 2 )
=818.962/7250.999
=11.29 %

Egyptian Financial And Industrial's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=299.08/( (5548.825+13172.4)/ 2 )
=299.08/9360.6125
=3.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 3.20% mean?
Egyptian Financial And Industrial (CAI:EFIC) has a Return-on-Tangible-Asset of 3.20% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Egyptian Financial And Industrial and its competitors. This is 63% below median its historical median of 8.62. Over the past decade, Egyptian Financial And Industrial's Return-on-Tangible-Asset has ranged from 4.49 to 20.25. According to the industry distribution chart, Egyptian Financial And Industrial ranks #108 out of 260 companies in the Agriculture industry, placing it in the top 41.5%.
Is Egyptian Financial And Industrial's Return-on-Tangible-Asset too high?
Egyptian Financial And Industrial's current Return-on-Tangible-Asset of 3.20% is 63% below median its 10-year median of 8.62. Over the past 10 years, this metric has ranged from a low of 4.49 to a high of 20.25. The Agriculture industry median Return-on-Tangible-Asset is 3.51. Egyptian Financial And Industrial's value of 3.20% is 8.8% below this industry median. Based on the distribution chart, Egyptian Financial And Industrial ranks #108 out of 260 companies in the Agriculture industry, which is above the industry midpoint. Overall, Egyptian Financial And Industrial has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Egyptian Financial And Industrial's Return-on-Tangible-Asset compare to CTVA and CF?
According to the Agriculture industry distribution chart, Egyptian Financial And Industrial ranks #108 out of 260 companies for Return-on-Tangible-Asset. This puts Egyptian Financial And Industrial in the upper half of its industry. The industry median Return-on-Tangible-Asset is 3.51. Egyptian Financial And Industrial's value of 3.20% is 8.8% below this benchmark. Historically, Egyptian Financial And Industrial's own Return-on-Tangible-Asset has ranged from 4.49 to 20.25 over the past decade. While the company's 10-year median is 8.62 vs. the industry median of 3.51, Egyptian Financial And Industrial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Agriculture company?
The median Return-on-Tangible-Asset among Agriculture companies is 3.51, based on 260 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Egyptian Financial And Industrial's current Return-on-Tangible-Asset of 3.20% is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Egyptian Financial And Industrial and its competitors. For the Agriculture industry, the median Return-on-Tangible-Asset is 3.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Egyptian Financial And Industrial's current Return-on-Tangible-Asset is 3.20%, which is 63% below median its own 10-year median of 8.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Egyptian Financial And Industrial stock overvalued right now?
Based on GuruFocus' analysis, Egyptian Financial And Industrial (CAI:EFIC) is currently considered Significantly Overvalued. The stock's GF Value™ is E£154.62, compared to a current price of E£234.90 — trading 51.9% above its estimated fair value. The current Return-on-Tangible-Asset is 3.20%, which is 63% below median its 10-year median of 8.62 and 8.8% below the Agriculture industry median of 3.51. Egyptian Financial And Industrial's overall GF Score™ is 78/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Egyptian Financial And Industrial (CAI:EFIC), the current Return-on-Tangible-Asset is 3.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Egyptian Financial And Industrial (CAI:EFIC) Overvalued in 2026?

Based on GuruFocus' analysis, Egyptian Financial And Industrial stock appears to be overvalued. The current stock price of E£234.90 is trading 51.9% above its estimated GF Value™ of E£154.62. GuruFocus considers Egyptian Financial And Industrial to be Significantly Overvalued.

Key valuation signals for CAI:EFIC:

  • Return-on-Tangible-Asset: 3.20% (63% below median its 10-year median of 8.62)
  • GF Value™: E£154.62 vs. price of E£234.90 (51.9% above fair value)
  • GF Score™: 78/100 with 13 warning signs
  • Industry Position: 8.8% below the Agriculture median (#108 of 260)

No single metric tells the full story. See the CAI:EFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Egyptian Financial And Industrial Business Description

Address 51 Ahmed Maher street, Kafr elzayat -Gharbia governorate, Main Factory, P.O.BOX: 31611, Tanta, EGY
Egyptian Financial And Industrial produces fertilizers. It also sells and distributes the same. Its main products are Concentrated Sulpheric Acid CSA, Single Super Phosphate SSP, Powder single superphosphate fertilizer ( PSSP ), etc.
78GF Score

Get the complete analysis for CAI:EFIC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£234.90
Price
E£154.62
GF Value