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Generali (CHIX:GM) Cyclically Adjusted PB Ratio : 1.94 (As of May. 22, 2025)


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What is Generali Cyclically Adjusted PB Ratio?

As of today (2025-05-22), Generali's current share price is €34.835. Generali's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was €18.00. Generali's Cyclically Adjusted PB Ratio for today is 1.94.

The historical rank and industry rank for Generali's Cyclically Adjusted PB Ratio or its related term are showing as below:

CHIX:Gm' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1.92
Current: 1.92

During the past years, Generali's highest Cyclically Adjusted PB Ratio was 1.92. The lowest was 0.00. And the median was 0.00.

CHIX:Gm's Cyclically Adjusted PB Ratio is ranked worse than
70.97% of 403 companies
in the Insurance industry
Industry Median: 1.22 vs CHIX:Gm: 1.92

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Generali's adjusted book value per share data for the three months ended in Dec. 2024 was €19.972. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €18.00 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Generali Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Generali's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Generali Cyclically Adjusted PB Ratio Chart

Generali Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.24 1.00 1.13 1.56

Generali Quarterly Data
Mar16 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 1.13 - 1.35 1.56

Competitive Comparison of Generali's Cyclically Adjusted PB Ratio

For the Insurance - Diversified subindustry, Generali's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generali's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Generali's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Generali's Cyclically Adjusted PB Ratio falls into.


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Generali Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Generali's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=34.835/18.00
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generali's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Generali's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=19.972/121.2000*121.2000
=19.972

Current CPI (Dec. 2024) = 121.2000.

Generali Quarterly Data

Book Value per Share CPI Adj_Book
201103 11.504 94.791 14.709
201106 11.184 95.442 14.202
201109 10.285 96.000 12.985
201112 9.848 96.837 12.326
201203 11.684 97.954 14.457
201206 11.267 98.605 13.849
201209 12.471 99.070 15.257
201212 12.339 99.070 15.095
201303 12.185 99.535 14.837
201306 11.965 99.814 14.529
201309 12.478 100.000 15.123
201312 12.707 99.721 15.444
201403 0.000 99.907 0.000
201406 14.214 100.093 17.211
201409 14.479 99.814 17.581
201412 14.907 99.721 18.118
201503 16.766 99.814 20.358
201506 14.959 100.279 18.080
201509 14.625 100.000 17.726
201512 15.139 99.814 18.383
201603 16.012 99.600 19.484
201606 15.749 99.900 19.107
201612 15.738 100.300 19.017
201706 15.181 101.100 18.199
201712 16.081 101.200 19.259
201806 15.097 102.400 17.869
201812 15.082 102.300 17.868
201906 17.243 103.100 20.270
201912 18.070 102.800 21.304
202006 16.654 102.900 19.616
202012 19.130 102.600 22.598
202106 18.042 104.200 20.986
202112 18.613 106.600 21.162
202206 12.073 112.500 13.007
202212 17.224 119.000 17.542
202306 17.307 119.700 17.524
202312 18.782 119.700 19.017
202403 0.000 120.200 0.000
202406 18.910 120.700 18.988
202412 19.972 121.200 19.972

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Generali  (CHIX:Gm) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Generali Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Generali's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Generali Business Description

Industry
Address
Piazza Duca degli Abruzzi, 2, Trieste, ITA, 34132
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade Generali sought to expand throughout Italy, but this growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. And after World War One Trieste was eventually handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. While to this day Generali remains quite a diversified company, its core operations remain in historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. This is the case in Generali's nonlife business and France is also an important contributor to life and savings.