Mizuho Leasing Co (FRA:LFB) Cyclically Adjusted PB Ratio: 1.31 (As of Aug. 03, 2026) — 15% Above Median

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FRA:LFB Mizuho Leasing Co Ltd FRA:LFB
59 GF Score
Price €7.25
GF Value €6.58
Valuation Fairly Valued
! 4 Warning Signs
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What is Mizuho Leasing Co Cyclically Adjusted PB Ratio?

Mizuho Leasing Co FRA:LFB +2.84% 59 Cyclically Adjusted PB Ratio is 1.31 as of Aug. 03, 2026, which is 15% above its 10-year median of 1.14. GuruFocus rates FRA:LFB with a GF Score™ of 59/100 and a GF Value™ of €6.58 (Fairly Valued). The stock has 4 warning signs investors should review. Among 386 Credit Services companies, Mizuho Leasing Co ranks worse than 63.73% on this metric.

As of today (2026-08-03), Mizuho Leasing Co's current share price is €7.25. Mizuho Leasing Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €5.52. Mizuho Leasing Co's Cyclically Adjusted PB Ratio for today is 1.31.

The historical rank and industry rank for Mizuho Leasing Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:LFB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 1.14   Max: 1.51
Current: 1.33

During the past years, Mizuho Leasing Co's highest Cyclically Adjusted PB Ratio was 1.51. The lowest was 0.61. And the median was 1.14.

FRA:LFB's Cyclically Adjusted PB Ratio is ranked worse than
63.73% of 386 companies
in the Credit Services industry
Industry Median: 0.915 vs FRA:LFB: 1.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mizuho Leasing Co's adjusted book value per share data for the three months ended in Mar. 2026 was €8.328. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €5.52 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mizuho Leasing Co  (FRA:LFB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mizuho Leasing Co Cyclically Adjusted PB Ratio Related Terms


Mizuho Leasing Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mizuho Leasing Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizuho Leasing Co Cyclically Adjusted PB Ratio Chart

Mizuho Leasing Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.95 1.40 1.11 1.35

Mizuho Leasing Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 1.33 1.40 1.35 0.00

FRA:LFB vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Mizuho Leasing Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mizuho Leasing Co Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mizuho Leasing Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mizuho Leasing Co's Cyclically Adjusted PB Ratio falls into.


FRA:LFB
59GF Score
Mizuho Leasing Co Ltd FRA:LFB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mizuho Leasing Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mizuho Leasing Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7.25/5.52
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizuho Leasing Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Mizuho Leasing Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.328/112.7000*112.7000
=8.328

Current CPI (Mar. 2026) = 112.7000.

Mizuho Leasing Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 5.061 98.100 5.814
201609 5.349 98.000 6.151
201612 5.097 98.400 5.838
201703 5.303 98.100 6.092
201706 5.222 98.500 5.975
201709 5.080 98.800 5.795
201712 5.126 99.400 5.812
201803 5.342 99.200 6.069
201806 5.467 99.200 6.211
201809 5.547 99.900 6.258
201812 5.699 99.700 6.442
201903 5.660 99.700 6.398
201906 5.883 99.800 6.643
201909 6.214 100.100 6.996
201912 6.147 100.500 6.893
202003 6.437 100.300 7.233
202006 6.401 99.900 7.221
202009 6.423 99.900 7.246
202012 6.402 99.300 7.266
202103 6.410 99.900 7.231
202106 6.484 99.500 7.344
202109 6.787 100.100 7.641
202112 7.101 100.100 7.995
202203 6.947 101.100 7.744
202206 6.883 101.800 7.620
202209 7.372 103.100 8.058
202212 7.663 104.100 8.296
202303 7.585 104.400 8.188
202306 7.265 105.200 7.783
202309 7.653 106.200 8.121
202312 7.884 106.800 8.320
202403 7.803 107.200 8.203
202406 7.552 108.200 7.866
202409 8.450 108.900 8.745
202412 8.217 110.700 8.365
202503 8.489 111.100 8.611
202506 8.215 111.700 8.289
202509 8.241 112.000 8.293
202512 8.081 113.000 8.060
202603 8.328 112.700 8.328

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.31 mean?
Mizuho Leasing Co (FRA:LFB) has a Cyclically Adjusted PB Ratio of 1.31 as of Aug. 03, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mizuho Leasing Co and its competitors. This is 15% above median its historical median of 1.14. Over the past decade, Mizuho Leasing Co's Cyclically Adjusted PB Ratio has ranged from 0.61 to 1.51. According to the industry distribution chart, Mizuho Leasing Co ranks #246 out of 386 companies in the Credit Services industry, placing it in the top 63.7%.
Is Mizuho Leasing Co's Cyclically Adjusted PB Ratio too high?
Mizuho Leasing Co's current Cyclically Adjusted PB Ratio of 1.31 is 15% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.51. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.92. Mizuho Leasing Co's value of 1.31 is 43.2% above this industry median. Based on the distribution chart, Mizuho Leasing Co ranks #246 out of 386 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mizuho Leasing Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Leasing Co's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mizuho Leasing Co ranks #246 out of 386 companies for Cyclically Adjusted PB Ratio. This places Mizuho Leasing Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.92. Mizuho Leasing Co's value of 1.31 is 43.2% above this benchmark. Historically, Mizuho Leasing Co's own Cyclically Adjusted PB Ratio has ranged from 0.61 to 1.51 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 0.92, Mizuho Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.92, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Leasing Co's current Cyclically Adjusted PB Ratio of 1.31 is 43.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mizuho Leasing Co and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Leasing Co's current Cyclically Adjusted PB Ratio is 1.31, which is 15% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Leasing Co (FRA:LFB) is currently considered Fairly Valued. The stock's GF Value™ is €6.58, compared to a current price of €7.25 — trading 10.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.31, which is 15% above median its 10-year median of 1.14 and 43.2% above the Credit Services industry median of 0.92. Mizuho Leasing Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Mizuho Leasing Co (FRA:LFB), the current Cyclically Adjusted PB Ratio is 1.31 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizuho Leasing Co (FRA:LFB) Overvalued in 2026?

Based on GuruFocus' analysis, Mizuho Leasing Co stock appears to be overvalued. The current stock price of €7.25 is trading 10.2% above its estimated GF Value™ of €6.58. GuruFocus considers Mizuho Leasing Co to be Fairly Valued.

Key valuation signals for FRA:LFB:

  • Cyclically Adjusted PB Ratio: 1.31 (15% above median its 10-year median of 1.14)
  • GF Value™: €6.58 vs. price of €7.25 (10.2% above fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 43.2% above the Credit Services median (#246 of 386)

No single metric tells the full story. See the FRA:LFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mizuho Leasing Co Business Description

Other Exchanges 8425:JapanLFB:Germany
Address 2-6 Toranomon 1-chome, Minato-ku, Tokyo, JPN, 105-0001
Mizuho Leasing Co Ltd is a Japanese firm which provides total financial services to a range of customers from large companies to small and medium-sized companies. The company has four segments namely Leasing, Installment Sales, Loans and Other. The Leasing segment is engaged in leasing and renting services for industrial machinery, transportation equipment, and information-related equipment. Installment Sales segment is engaged in installment sales of production equipment, construction and engineering machinery, and commercial equipment. Loans segment is engaged in corporate finance, vessel finance, and factoring services. Other segment is engaged in investing in securities that are held for the purpose of generating operational revenues, as well as engaged in assurance services.
59GF Score

Get the complete analysis for FRA:LFB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.25
Price
€6.58
GF Value